ClearPath - Your Roadmap for Life

With the convenience of payroll deductions and employer matching contributions, workplace retirement plans such as 401(k)s and similar plans have proven to be the most effective way to promote retirement savings. However, millions of U.S. workers are not offered a plan by their employers. See omnystudio.com/listener for privacy information.

Medicaid is an invaluable social safety net that provides health care coverage and services for millions of lower income Americans. However, only one in five have a “great deal” of knowledge about it, according to a survey by Transamerica Institute. See omnystudio.com/listener for privacy information.

most of history, many cultures honor the sun, praising it for providing people with good health and life. Back then, sunbathing was often prescribed to promote health and treat many illnesses, such as skin ailments and tuberculosis . It turns out that sunlight may be the remedy our ancestors thought it was—for both body and mind. See omnystudio.com/listener for privacy information.

Preventative health care is one of the most critical routines to develop for long-term health, but many of us put routine health screenings on hold as a result of the COVID-19 pandemic. For instance, 38% of women passed on routine check-ups and tests during the height of the pandemic, according to a 2021 Kaiser Family Foundation survey . See omnystudio.com/listener for privacy information.

Women have made tremendous progress in recent decades in terms of educational attainment and career opportunities, yet they continue to be at greater risk than men of not achieving a financially secure retirement. See omnystudio.com/listener for privacy information.

Taking good care of your heart – exercising, eating healthy, and getting regular checkups – are, of course, essential for good health and for your heart. However, there is a lot of research on actionable practices you can start  today  to not only help your heart health but also prevent other chronic diseases from arising. See omnystudio.com/listener for privacy information.

Saving, investing, and planning for a financially secure retirement is a major challenge for just about everyone. It can be especially difficult for some people more than others. See omnystudio.com/listener for privacy information.

It’s never too soon (or too late) to begin caring for your heart. Embracing a healthy lifestyle at any age can keep your heart healthy, prevent heart disease, and lower your heart attack or stroke risk. There are some powerful lifestyle factors that are often encouraged when trying to keep your heart healthy. However, a component we often overlook when thinking of heart health is the influence our...

Experiencing a natural disaster or other emergency events can be incredibly stressful. Even after the immediate danger has passed, the impact can still be felt by those who had to endure the event. Why is this relevant now? Well, the frequency and intensity of these events are increasing each year. For instance, according to the National Centers for Environmental Information from 2017-2021, there...

In late December, as many people were taking time off to celebrate the holidays, the President and Congress passed new legislation. The SECURE 2.0 Act of 2022 gets its name from Setting Every Community Up for Retirement Enhancement. It’s aptly named 2.0 because it’s a follow up to the SECURE Act of 2019. It has dozens of new provisions aimed at improving retirement security among U.S. workers. See...

Taxes unite us. How, you ask? Most people don’t like paying taxes – and many don’t like preparing them, either. A survey by Wallet Hub found that 35% of people would rather miss a connecting flight, and 17% would rather swim with sharks than do their taxes. But, as Benjamin Franklin wrote, “In this world, nothing is certain except death and taxes.” And it’s that time of year again. See omnystudio....

If someone offered you a way to improve your health and well-being, you would take it, right? I'm thinking most of us would in a New York second, and in this case, I'm pleased to report that research has found that traveling may do more than just give you a break from reality, it may boost your health and overall well-being. Thankfully, as COVID-19 restrictions relax, now may be a good time to dus...

The new year is here!! As we call it a wrap for the last year (2022) and settle into the new year (2023), it’s an excellent time to review our finances and plan for the future. See omnystudio.com/listener for privacy information.

You know, embarking on a new healthy lifestyle can be pretty intimidating. I mean, it may seem like you'll have to make enormous and disruptive changes to your everyday life, especially when it comes to nutrition. But then again, that doesn’t necessarily have to be the case. I’m your host Al Waller, and today we’re joined by Mihaela Vincze , public health expert for nonprofit Transamerica Institut...

New Year’s 2023 is just days away! While many of us make our New Year’s resolutions around this time, you have to wonder how many of us will actually keep them. To increase our chances of success in 2023, learning about habits when thinking of goals might just provide the necessary impetus to achieve success because let's face it…we are all creatures of habit, and habits make up our behaviors—whic...

Happy Holidays!! It’s hard to believe they’re finally here. After nearly three long years of the pandemic, many families will be reuniting, some for the first time since 2019. With this, comes a time for celebration, family, friends, and food. A lot of things come to mind when we think about holiday festivities. And my strong hunch is that for many people, discussions about personal finances are n...

Let’s face it. While the holiday season is a time for family get togethers and celebrations, it’s also a time of stress. If the holidays sometimes leave you feeling overwhelmed and out of control, you’re not alone. According to the results of the 2021 Verywell Mind Mental Health Tracker, 75% of Americans have some concerns around the holiday season—from affording holiday season expenses to managin...

The holiday season is upon us, and fortunately, as we continue to emerge from the pandemic, our gatherings and celebrations may finally be returning to normal – or at least in comparison to the previous two years. However, on the flip side, this year brings a new concern into the mix – there's always something – and that would be rising prices that could just make the return to normal holiday gift...

Half of our waking lives are spent at work, and it may surprise you to learn that sixty percent of workers are concerned about their mental health, and 44% often feel anxious and depressed, according to Transamerica Institute's most recent survey of workers. This is important because when people struggle with mental health in the workplace, it not only affects their productivity, but also their cr...

Al Waller and Catherine Collinson spotlights the estimated 53 million unpaid family caregivers in the U.S. See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the various types of insurance and options for the 2023 health insurance marketplace. See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson discuss the various types of life insurance. See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze welcome special guest Christina Badaracco to discuss the latest in the Healthier Traditions Cookbook series, 'Around The World.' See omnystudio.com/listener for privacy information.

Al Waller and Catherine Collinson give us the rundown on the four different generations (Baby Boomers, Gen X, Gen Z, and Millennials) and the retirement status of each. See omnystudio.com/listener for privacy information.

Al Waller and Mihaela Vincze discuss the ins and outs of Medicare. See omnystudio.com/listener for privacy information.