ClearPath - Your Roadmap for Life

In today's world, healthcare expenses are on the rise, making it challenging for folks to manage their medical costs efficiently. However, Health Savings Accounts (HSAs) can help, as they provide a unique way to save for medical expenses while enjoying tax benefits. See omnystudio.com/listener for privacy information.

Women: Are you ready to take greater control of your financial future? Or just looking for tips to strengthen your situation? If so, you’ve come to the right podcast. See omnystudio.com/listener for privacy information.

Women can live longer and healthier lives than ever before. However, it's crucial that we take steps to safeguard our health if we want to make the most of this opportunity. See omnystudio.com/listener for privacy information.

The U.S. population is growing older and the number of retirees is increasing. Since 2011, on average, 10,000 Baby Boomers have been turning age 65 every day and they will continue to do so through 2029. In its most recent survey of those ages 18 and older, nonprofit Transamerica Institute found that almost one in four individuals are now fully retired. See omnystudio.com/listener for privacy info...

Retirement is a time in life when people transition out of the workforce with more free time to enjoy life. But, when we do so, we are leaving our paychecks behind. We will need to live on income from Social Security, employer pensions and 401(k)s, and other savings and investments. For most people, this is far easier said than done. See omnystudio.com/listener for privacy information.

Taking good care of your heart – exercising, eating healthy, and getting regular checkups – is, of course, essential for good health and for your heart. However, there is a lot of research on actionable practices you can start today  to not only help your heart health but also prevent other chronic diseases from arising. See omnystudio.com/listener for privacy information.

It’s never too soon (or too late) to begin caring for your heart. Embracing a healthy lifestyle at any age can keep your heart healthy, prevent heart disease, and lower your heart attack or stroke risk. There are some powerful lifestyle factors that are often encouraged when trying to keep your heart healthy. However, a component we often overlook when thinking of heart health is the influence our...

Al Waller and Mihaela Vincze discuss the benefits of getting a good night's sleep, tips on how to improve your sleep habits and debunk myths about sleep. See omnystudio.com/listener for privacy information.

Our health care system can be confusing and difficult for just about everyone, and yet it’s so important we know how to navigate it so that we can get the care we need, especially now amid the pandemic. I’m your host, Al Waller. Today, Mihaela Vincze, public health expert for nonprofit Transamerica Institute® is joining me on this episode of ClearPath—Your Roadmap to Health & WealthSM to talk...

Megatrends are increasingly influencing industry, employers, and the world of work. Welcome back to ClearPath – Your Roadmap to Health & Wealth  SM . I’m your host, Al Waller. Joining me is Catherine Collinson , founding CEO and president of nonprofit Transamerica Institute® and its Transamerica Center for Retirement Studies®. On this episode, we’ll be explaining megatrends, how they are impac...

If you took a poll asking folks if they could cease indulging their unhealthy habits, I suspect the response would be largely in favor, but the question is: How? See omnystudio.com/listener for privacy information.

Do you have a grasp of retirement investing? Do you understand the terminology? If you do, then you are among the relatively few. A  recent survey  from nonprofit Transamerica Institute found that almost two-thirds of U.S. workers say they do not know as much as they should about retirement investing. See omnystudio.com/listener for privacy information.

Are you ready for a fresh start? Given the nonstop disruptions in nearly every aspect of our lives in recent years, there’s a good chance that you may be thinking about making some changes in your life. And maybe you’re looking for a good place to start. See omnystudio.com/listener for privacy information.

In the immortal words of Benjamin Franklin , “In this world, nothing is certain except death and taxes.” And it’s hard to believe that dreaded time of year – tax season – is upon us once again. On this episode of ClearPath – Your Roadmap to Health & Wealth SM , we’ll be discussing what could be a bright spot for many this tax season – a little-known IRS tax credit for retirement savers known a...

2024 is Peak 65 . Now, what is Peak 65, you might ask? It is a major demographic milestone during which more Americans will turn the traditional retirement age of 65 in the same year than ever before. On average, 12,000 Baby Boomers will turn age 65 every day in 2024 and many of them may have retirement on their minds. See omnystudio.com/listener for privacy information.

The U.S. population is growing older and the number of retirees is increasing. Since 2011, on average, 10,000 Baby Boomers have been turning age 65 every day and they will continue to do so through 2029. In its most recent survey of those ages 18 and older, nonprofit Transamerica Institute found that almost one in four individuals are now fully retired. See omnystudio.com/listener for privacy info...

The holiday season is a time of joy and togetherness, but it can also be stressful for many people. Gratitude is a powerful emotion that can bring happiness into our lives and put us at ease. It's the act of focusing on what you have rather than what you lack—and it has many health benefits. See omnystudio.com/listener for privacy information.

Often times in life, expectations and reality diverge. The weather forecast may call for rain but then it’s sunny all day. Or your map app says it will take 45 minutes to reach your destination, but an unexpected detour takes an hour and a half. Some things turn out better, others may turn out worse, and others may simply be totally different than expected. While these disconnects happen in our da...

We all know health care-related expenses add up! The good news is that if you’re looking for a way to save money while also enjoying significant tax benefits, then look no further than a Health Savings Account (HSA). See omnystudio.com/listener for privacy information.

November is National Family Caregivers Month , a time to honor the estimated 53 million unpaid family caregivers in the U.S. who perform an invaluable labor of love that often comes without a paycheck. National Family Caregivers Month is about celebrating caregivers, raising awareness of their issues, educating communities, and increasing support for caregivers. In that spirit, we are dedicating t...

Marketplace Open Enrollment for health care insurance coverage is here through January 15, 2024, thus it’s the perfect time to brush up on tips for picking the best health plan to meet your needs for 2024. Whether it’s your first time enrolling, or you’re a seasoned enrollee— we’re here to break down the complex world of health insurance so you don’t have to! See omnystudio.com/listener for privac...

In theory, having life insurance can be a means of helping to protect our loved ones and is typically a vital part of everyone’s financial planning. However, according to  LIMRA ,  a leading life insurance trade association, half of American adults — representing 129 million people — say they don’t carry life insurance. Like so many financial topics, life insurance can also be confusing, resulting...

While many people enter retirement and never look back, there is an unusual pandemic-related trend that’s now occurring, and that involves retirees returning to work in what has been coined “unretirement.” According to the Federal Reserve Bank of St. Louis , more than 2 million Americans retired in the first 18 months of the pandemic, accounting for more than half of the people that left work at t...

It can be challenging to keep track of the differences between the various parts of Medicare. With so many different parts and coverage choices, it's understandable to get confused and overwhelmed. See omnystudio.com/listener for privacy information.

It appears our world is growing older and sooner than later. To that point, the World Health Organization (WHO) projects that between 2015 and 2050, the proportion of the world's population over age 60 will nearly double from 12 percent to 22 percent . While aging is inevitable for many, it’s a frightening prospect due in large part to the pervasiveness of ageism , as well as the negative stereoty...