Christian Financial Perspectives

Retirement is one of the most widely accepted goals in modern culture, yet the Bible has surprisingly little to say about retirement itself. In this episode, Bob and Shawn explore what Scripture does say about work, purpose, and serving others during the later seasons of life. By examining the Bible's only direct reference to retirement and contrasting it with the more than 500 references to work,...

In this episode, Bob and Shawn explore God’s design for work and why Scripture consistently presents work as a gift—not a curse. From the Garden of Eden to the teachings of Paul, this conversation reveals how work provides purpose, builds character, creates opportunity, and allows believers to reflect God through diligence and stewardship. You’ll discover how faithfulness in work impacts not only...

In this episode, Bob and Shawn unpack the Biblical connection between honesty, integrity, and lasting financial stewardship. They explain how honesty—truthfulness in words and actions—and integrity—living consistently aligned with God’s values—work together to build trust, strong relationships, and a secure foundation for life and wealth. Grounded in Scripture, this conversation reveals why being...

In this episode, we explore the Biblical worldview of taxes, laws, and government, and why these topics matter deeply for faithful stewardship. While taxes can significantly impact our financial lives, Scripture reminds us that everything ultimately belongs to God, and believers are called to approach taxation and authority with humility, integrity, and obedience. Drawing from passages like Matthe...

What does the Bible actually say about debt and borrowing? While Scripture does not call debt a sin, it consistently warns about its dangers—reminding us that “the borrower is slave to the lender” (Proverbs 22:7). In this episode, we explore the biblical wisdom surrounding debt, the importance of counting the cost before borrowing, and why God’s Word encourages believers to approach financial obli...

In Part 5 of our Biblical Worldview of Money and Wealth series, we tackle a challenging but vital question: how do you faithfully provide for family without enabling harmful behavior? Drawing from passages like 1 Timothy 5:8 and James 2:14–16, this episode explores the biblical responsibility to care for those in our household—especially those who are elderly, ill, or truly unable to provide for t...

Part 4 of our 12-part series on The Biblical Worldview of Money and Wealth explores the powerful “Ownership Principle” and challenges how we define ownership from a biblical perspective. While we may legally hold title to cars, homes, businesses, investments, and other assets, Scripture reminds us through Psalm 24:1 and Haggai 2:8 that everything ultimately belongs to the Lord. This episode contra...

In this episode, we continue the Biblical Worldview of Money and Wealth series with a deep dive into Biblically Responsible Investing (BRI)—an approach that aligns your investment decisions with your Christian values. You’ll learn how Scripture speaks to ownership, diversification, wisdom, planning, and the dangers of greed, fear, and false hope, reminding us that God owns it all and we are His ma...

In this episode, we explore The Biblical Worldview of Saving, unpacking why Scripture encourages saving, how much is enough, and when saving can cross the line into hoarding. Drawing from Proverbs and other passages, you’ll learn how God uses even the example of the ant to teach wisdom, preparation, and diligence during times of abundance. We’ll cover the biblical purposes of saving—preparing for...

Bob and Shawn examine why generosity is such a central theme in Scripture and why it has quietly faded from many church conversations. Drawing from passages like Malachi 3:10, Proverbs 3:9–10, and Acts 20:35, we explore how tithing is not about obligation, but about trust, worship, and acknowledging God as the true owner of all we have. The discussion also unpacks the deeper purposes of giving—bre...

In this episode, we introduce a Biblical worldview of money and wealth, uncovering why Scripture speaks so often about finances and stewardship. With over 2,000 verses addressing money, the Bible provides a complete framework for handling wealth in a way that shapes the heart, mind, and soul—moving us from fear and selfishness toward contentment and freedom. We touch on 12 key biblical principles—...

In this episode, we break down the basics of Donor Advised Funds (DAFs)—a powerful charitable giving tool that lets you take a tax deduction now while giving to your favorite ministries or charities over time. You’ll learn how a DAF works, why it’s often more blessed to give than receive (Acts 20:35), and how you can contribute various assets, invest the balance, and recommend grants when you’re r...

In this episode, we walk through seven smart year-end tax strategies for 2025 that could save you thousands if completed before December 31. With major changes from the new “Big Beautiful Bill”—including higher standard deductions, senior bonuses, and tax-free tips and overtime—you’ll learn why multi-year tax planning is more important than ever. We also touch on the biblical foundation for wise s...

Bob and Shawn break down the Biblical Four Uses of Money—Live, Give, Owe, and Grow—to help believers gain clarity and confidence in how they manage the resources God has entrusted to them. Instead of wondering where your money goes each month, this framework offers a simple, God-honoring way to allocate every dollar with purpose. From covering essential living expenses to practicing cheerful gener...

In this episode, Three Money Questions Every Christian Needs to Answer (But Most Never Do), we explore what Scripture teaches about stewardship through three vital questions: Who owns it all? How much is enough? And how much can I give away? Drawing from passages like Psalm 24:1, Philippians 4:11-13, and Luke 12:16-21, listeners are challenged to see money and possessions as tools for God’s purpos...

How can Christian parents wisely navigate the rising costs of education while honoring their child’s unique, God-given design? In this episode of Christian Financial Perspectives, Shawn and Matthew share six Biblical principles for stewarding your children’s education—from discovering their strengths to choosing the right savings strategies. You’ll learn about state-funded programs, alternatives t...

If you are trying to figure out how to distribute your inheritance after your passing, then this is the episode for you! Bob and Shawn touch on key points on how a large inheritance can lead to a spending frenzy, a lack of understanding of how long it takes to build wealth, and more dangers when it is not distributed properly. Instead, a large inheritance has various steps and safeguards that can...

Have you ever been approached by someone offering financial returns so great that it must be too good to be true? Bob and Shawn discuss the patterns and tactics that these financial wolves may use to lure you and your finances into unwanted territory. Some of these tactics include the ever famous “free, luxury steak dinner” to entice you and peak your interest. However, these financial advisors ca...

Many have succumbed to the common pitfalls of emotional investing. In this episode, Shawn and Matthew provide some quick, Biblical guidance for avoiding making emotional decisions when it comes to your finances. Unfortunately, emotional investing can lead to poor financial decisions, which in turn can lead to trouble sleeping and being OCD about constantly checking market values. Instead of lettin...

“The grass is always greener on the other side” is a famous phrase that far too many people succumb to, especially when it comes to comparing their financial situations and investment returns to others. Shawn and Matthew highlight the importance of not comparing your investment returns to others since every financial situation is unique based on household, expenditures, goals, and more! They cover...

One quote you may have heard before is that, “History is doomed to repeat itself.” Bob and Shawn take this quote to heart as they discuss the various times in history that the stock market has plummeted and then come back, thus repeating itself over and over again. They look at some of the most famous “crashes” of the last 50 years, break down their causes, and then discuss the after effects of th...

One of the biggest stressors as humans probably has to do with our finances. Almost everything requires a payment, and treating finances in a way that glorifies God is just another add-on that Christians may have, something Christian Financial Advisors calls “Christian Stewardship”. Bob and Shawn discuss Christian stewardship and its relevance in today's society. Christian stewardship is the belie...

Have you ever considered rental house income as an extra source to add to your finances? Things may not be as easy as they seem, as rental homes are often not delivering the expected returns for investors, especially in high property tax areas like Texas. Bob and Matthew cover the estimated yield income from a rental home property in comparison to other investment choices. If rental income is some...

Do you ever feel like your household isn't in order, especially when it comes to your finances? This is something many people struggle with, and why it's important to have a trusted financial advisor by your side to walk you through the steps of getting your finances in proper order. Bob and Matthew discuss 10 of the areas that they see people struggling with the most when it comes to organizing f...

Investment risk vs reward vs time is a great topic that allows us to better understand how the market works when it comes to timing and longevity. Bob and Matthew divide various investment styles up into 5-6 portfolios, with comparisons between investment portfolios and driving speeds. These include: Cash and cash equivalents, Ultra-conservative, Conservative, Moderate or balanced, Growth, Aggress...