Christian Financial Perspectives

Free money? Sounds too good to be true! However, Bob and Matthew discuss several ways that you can earn free money without compromising your values. This isn't a “get rich quick” scheme, but rather using your investments in wise ways in order to build wealth over time while remaining content and glorifying God. Some of these strategies are best for retirees, while others are better suited for youn...

This episode covers the in depth topic of tax-efficient asset location, which involves strategically placing different types of assets (such as stocks and bonds) in various account types (such as taxable accounts, Roth IRAs, and traditional IRAs) to minimize the overall tax burden on investment returns over time. Bob and Matthew break this down into various key points of asset allocation, asset lo...

Learn about one of the most powerful mathematical formulas that has been around for hundreds of years when it comes to investing – The Rule of 72. Bob and Matthew break down compounding interest and how it works through the unique mathematical formula of the Rule of 72. The Rule of 72 truly shows the power of compound interest and how it can dramatically impact long-term wealth building. Investing...

The parable of the talents in Matthew 25 teaches powerful lessons about stewardship, trust, and making the most of what we’ve been given. This week, Bob and Matthew break down the parable of the talents, including ways that the servants may have invested, how long they invested, and what principles they might have used when choosing how to invest their talents (like how Christian Financial Advisor...

This is one of the most personal podcast episodes that you may hear from Christian Financial Perspectives, as these scriptures are what have directly shaped Christian Financial Advisors and the business we are today. Because of this, Bob and Shawn have many scriptures to share that have to do with 10 Biblical principles that the business has used to guide our financial advisors (and personal finan...

Within the past 5 years, our world has truly transformed the way individuals can receive personalized financial advice, making location no longer a barrier. With advancements in video conferencing, digital documentation, and secure online access, values based financial advisors, like Christian Financial Advisors, can give personalized financial guidance without the need for in-person meetings. Eve...

Are you struggling with an upcoming decision that may cost a lot financially? Many of us come to this point when it is time to purchase a new car, new house, make renovations, or anything else that can put a damper on your bank account. Finding a way to navigate the minefield of the pros and cons of a big financial decision can be confusing and stressful! This is why Bob and Shawn discuss 10 steps...

Have you started setting goals and resolutions for the upcoming new year? Whether they are big or small, setting an intention for the year is a great way to start off 2025. Bob and Shawn discuss various ideas for goals for the new year, as well as the importance of writing down your new year's resolutions. Setting clear, intentional goals that are written down can increase success rates tremendous...

Welcome to this unique episode on teaching your children good money habits! It's never too early to start teaching your little ones the importance of saving and giving, as well as working hard to earn your finances. Bob and Shawn go over several ways to help instill good money routines into your kids – starting from easy concepts for little ones to more abstract ideas for older children. So, sit b...

It's that time of year again! The time where you may try to condense as many tax strategies as possible into your finances before the end of December. If this is you, then this episode is a must listen! Bob and Shawn discuss year end tax strategies that may be used to possibly reduce 2024 tax liabilities before the end of the year. A few of the key strategies discussed include maxing out contribut...

Christmas is a stressful time for most of us when it should be a time full of joy! It is a time to remember the birth of Jesus, giving back to others, and showing those around us love. Instead, it has turned into a time of stress and demand, always wondering what the best gift is to give, trying to find the best deals, and basically just surviving the season. All this is done while trying to maint...

Are you voting with your values, but unknowingly investing against them? In this episode, Bob and Shawn uncover the importance of aligning your financial decisions with your Christian beliefs, particularly when it comes to voting one way but maybe investing another way. Discover how you can vote and invest in harmony with your Christian faith by choosing to invest in companies that align with your...

Are you ready to take control of your financial future with a DIY approach? In this episode, Bob and Shawn guide you through 10 essential steps to effective financial planning, all from a Biblical perspective. Don't find yourself unprepared for the future by not preparing now. Whether it's discovering which stage of retirement you might currently be in or you just need to sit down and develop clea...

Are you tempted by the allure of quick riches? In this episode, Bob and Shawn uncover the dangers of fast money, while exploring why sudden wealth can lead to reckless decisions and financial ruin. They also discuss how to align your financial journey with Biblical wisdom. The Bible repeatedly warns against the pursuit of wealth through dishonest or unwise means. Instead, create a comprehensive pl...

What does the Bible really say about retirement? Retirement is actually mentioned only once in the Bible, where it refers to the Levites retiring from their regular service at the age of 50. However, the Bible emphasizes the importance of work around 500 times, with work being part of God's original design for humans. Retirement, as we understand it today, is a cultural concept rather than a Bibli...

Are you making financial mistakes that could jeopardize your future? In this episode, Bob and Shawn uncover common pitfalls like overspending, relying on debt, and ignoring the importance of a solid financial plan. Some of these common financial mistakes can happen without a second thought, while others require more planning but can still catch the best of us off guard. Being aware of these common...

Are you curious about the real story behind those free steak dinner invitations for annuity seminars? In this episode, Bob and Shawn uncover the benefits and risk of annuities and why you should be cautious when attending those enticing events. After comparing both sides - the risks and benefits of annuities - listeners will be better prepared to make an informed decision concerning annuities as a...

Have you ever wondered if investing in gold is truly a safe bet for your financial future? Is gold really the ultimate hedge against inflation and economic instability or are there hidden risks and downsides that you need to know about? In this episode all about gold, Bob and Shawn uncover the historical significance of gold, delve into the real risk and returns, and explore the Biblical perspecti...

Are you constantly chasing the next big investment opportunity? Do you never feel content with your current financial situation? Financial FOMO, or the fear of missing out, can trap us in a cycle of dissatisfaction, envy, and greed. In this episode, Bob and Shawn expose the dangers of the “Financial FOMO” mindset. Unfortunately, companies and media use financial FOMO to manipulate consumers into o...

Feeling overwhelmed by the constant need to track every penny? Does the thought of budgeting and counting numbers fill you with dread? Bob and Shawn reveal a simple approach to managing your finances without the hassle of traditional budgeting. You'll learn how to gain control, reduce overspending, and aim to achieve your financial goals all without the burden of counting.

Are you tired of feeling lost in the world of investing? Unsure of how to navigate the ups and downs of the market? In this episode, Bob and Shawn explore 10 powerful Biblical principles that will guide you towards wise, faith-based investing decisions and help you stay focused on your long-term goals. Some of these areas include making investment decisions based on facts and math, rather than emo...

Tired of your precious metals and valuables just sitting around collecting dust? Want to make a difference while also lowering your taxes? In this episode, Bob and Shawn explore 10 creative non-cash giving ideas that can help you bless others, leave a legacy, and reap the rewards of generosity. They cover ideas such as giving precious metals, real estate, stocks and bonds, as well as miscellaneous...

Are you feeling trapped by the chains of materialism? Always longing for more, but never finding true contentment? In this episode, we'll explore how to break free from the grip of greed and discover the joy of a Christ-centered life filled with purpose and generosity. Bob and Shawn provide Biblical perspectives on materialism and its negative effects on relationships, physical health, and overall...

Do you know the difference between popular financial advice and essential Bible-based financial wisdom? On this 200th episode celebration, Bob and Shawn reveal the top seven most crucial financial topics from our first 199 episodes. Christian Financial Perspectives began with the goal of providing timeless Biblical wisdom and education to our audience. Over the years, some of our most educational...

Are you ready to dive deeper into God's design for generosity, giving, and leaving a lasting legacy? In this final part of our series, Bob and Shawn explore Biblical perspectives on using wealth to bless others and how to properly pass on an inheritance that impacts generations to come. “Biblical Viewpoints of Money and Wealth” emphasizes the importance of stewardship and giving from a Biblical wo...