Chills with TFC

What would you do if your 12-year-old started making his own money — and then told you how he wants to invest it? That’s exactly what happened in this week’s episode. Host Reggie sits down with Alex Lee, better known as Familee Dad, and his son Daken from Familee.sg — one of Singapore’s most popular family creator. They open up about: Turning family content into a full-fledged business. How parent...

What if your journey to financial freedom started in a small Malaysian town and ended in one of the world’s priciest cities? Reggie sits with Boon Tee — a finance professional who quietly built his wealth, moved countries, and hit FIRE by betting big on tech stocks. In this episode: - How he went from earning in ringgit to investing in USD. - The mindset shifts that helped him build conviction — a...

Ever wondered how life stacks up for working professionals in the UK versus Singapore? From student loans and taxes to housing, healthcare, and retirement — we’re breaking down what financial life really looks like on both sides. Joining us is Ali Zafar, Founder of LifeSmart Financial Literacy, who flew in from the UK to study how Singaporeans handle money. Unpack: - What everyday financial life f...

What does retirement really look like? For many, it’s slowing down. But for today’s guest, life only started getting more vibrant after she retired. 👉 From leaving a high-pressure corporate career in her 40s... 👉 To experimenting with side hustles and running her own café... 👉 To becoming a senior model and launching a fashion movement with a cause... She’s proving that retirement doesn’t mean...

SSB rates are down. T-bills are down. Your cash is losing its mojo. So, what’s the next move? Everyone’s asking the same question: “Where can I park my cash to get a better yield, without taking on huge risk?” Join us as we crack the code on a smarter alternative. We’re talking about a fund designed for one job: to consistently beat cash. Learn about: - The exact trade-off: How much more risk for...

What would you do if you walked away from a six-figure corporate job in your 20s to completely reimagine your life? We sit with Asher Chua , a former workaholic who traded quotas and endless sales calls for something entirely different. He’s experimented with side hustles, built his own consultancy, and even made some bold life decisions while juggling a wedding and buying a home. Here’s a taste o...

Ever thought investing in small-cap stocks was just too risky? What if the biggest myths about them are hiding the biggest opportunities? We sit down with James Yeo, Investor and Trainer, Investkaki.com shares how he went from a five-figure wipeout to building a mid six-figure portfolio What you’ll hear: - The painful mistake that shaped his investing framework. - How he pivoted from trading...

What if you could retire… in your 30s? Not at the end of your life, but right now? What would you do with that time, and who would you become? Meet Ho Ming Xia, a former chronic workaholic from the high-stakes world of global entrepreneurship, now taking a bold leap into living life on her own terms. Sneak peek: - Why Xia decided to take a "retirement year" at the peak of her career. - How she sim...

Does the FIRE movement unlock freedom—or just another grind? Christopher Ng, Founder, Tree of Prosperity, and one of Singapore’s earliest FIRE adopters, joins us to share: - Why the original FIRE ideas differ from how millennials and Gen Z are practicing it today - The surprising mindset needed to actually enjoy FIRE - The hidden trade-offs of lifestyle compression - How dividends (yes, just one p...

What happens when you slash your spending to just a few hundred dollars a month, quit your stable job, and throw yourself into extreme budgeting and risky ventures? Meet Xuan Kai — physiotherapist by day, YouTuber by night — who once slashed his spending to just $100 a month and quit his job with no backup plan. Hear: - What extreme budgeting really costs you - How risky trades and burnout reshape...

What does it really feel like to be an Indonesian professional building a life in Singapore? We sat with Mickey Salim – a Jakarta-born, Hong Kong-raised marketing tech pro who’s now making her mark in Singapore. From landing a rare internal transfer without a job lined up… to navigating the messy, months-long process of relocating across Asia… Mickey spills the real tea on what it takes to make th...

Ready to navigate the explosive world of franchising in 2025? We sit with three industry powerhouses who’ve lived and breathed franchising from every angle: Ms Hsien Naidu, CEO, Astreem Consulting Pte Ltd - 20-year franchise guru who’s scaled award-winning brands across Asia Mr Gan Shee Wen, President, Franchising and Licensing Association (Singapore), Vice President, Group Sales and Marketing, Ko...

What if everything you’ve been told about success in Singapore is… optional? We sat with one of Singapore’s most talked-about new voices in personal finance and intentional living: 🐢 ContraTurtle Who is ContraTurtle? He’s not a trader. He’s not into get-rich-quick schemes. And no, that turtle mask he shows up in isn’t a gimmick – it’s a philosophy. Inspired by Charlie Munger and powered by AI (ye...

CPF suffers from a universal problem: Complexity . People either ignore it, misunderstand it, or build their 'financial house' on shaky ground.. Get a peek behind the curtain from someone who not only helped design the CPF system but also manages his own daily finances (and CPF money) within it. Our guest is former Deputy CEO of CPF – Mr. Chin Heng Soh , who will share more on: - Why CPF is both a...

What does it really take to walk away from a six-figure corporate career… at the peak of your professional game? Today’s guest did just that. He’s a digital marketing veteran turned financial rebel, founder of the Retire by 50 Platform… and he’s got a secret backup plan involving Cambodia. We dive into: 🔸 The real reason he left — it wasn’t just burnout. 🔸 How he structured his finances, insuran...

From SG Budget Babe to Finance Mummy; Discover how Dawn evolved from extreme frugality to a smarter, life-centric approach to money—balancing career, family, and financial independence. Learn how she went from saving $20,000 on a $2K paycheck to building a million-dollar portfolio, an Amazon bestselling author of ‘Take Back Control of Your Money.’ And why does she say the system is designed to kee...

Interest rates dropping? Markets volatile? Where do savvy investors park their cash now? Join host Reggie for a power-packed episode where we reveal: - Why private credit is becoming a go-to for investors seeking yield - How the Australian property market remains resilient despite global uncertainty - What makes real estate-backed loans a safer bet — and how you can get involved with as little as...

What if you could retire decades earlier without a CEO’s salary? Meet Alex Lee —former insurance regulator, ex-CFO, and Chief Actuary— he’s the brains behind some of the most critical financial models in healthcare and insurance, and now, he’s spilling the tea on how he retired early without sacrificing security or happiness. He reveals: - The "F-You Money" Mindset:  How living below his mean...

What’s brewing in China’s $46 billion beverage market? From explosive IPOs to cutthroat competition, three giants are rewriting the rules of global F&B dominance. Are they sustainable growth stories or hype-fueled bubbles? Tune in as we decode: - How these brands scale thousands of stores faster than Starbucks while staying profitable? - Tech vs. Tradition: Why your next coffee order might be...

Ever opened your hospital bill and felt your heart skip a beat? What if everyone paid the same price for healthcare—no copays, no deductibles, no loopholes? We’re diving into a plan that could flip Singapore’s healthcare system upside down… and the shockingly high stakes if we don’t act. You’ll not want to miss this one. Meet Dr. Paul Tambyah , infectious disease specialist, SDP candidate, and hea...

Are you a freelancer struggling with inconsistent income and the fear of unexpected medical bills? Or maybe you're a parent juggling the financial demands of raising children and caring for aging parents? Join us for another TINFA episode (This Is Not Financial Advice), as they tackle YOUR burning questions about financial planning and insurance: Your favourite host, Reggie, aka Chief Financial Co...

Ever wondered what it's really like to run a business in China? From surviving the early 2000s recession to building innovative platforms, learn how these two seasoned Singaporean entrepreneurs spent over a decade building their ventures in the world's second-largest economy. Expect raw, unfiltered insights about the real challenges, unexpected opportunities, and what it truly takes to succeed in...

Curious how Singapore’s annual Budget comes to life? Tune in as our hosts Reggie and Adrian, author of “No More Bosses,” dive deep with two top minds from the Ministry of Finance (MOF): - Lim Ming Jing (Director, Social Programmes) and - John Koh (Budget 2025 Director and concurrently Director, Security & Resilience Programmes) What’s in store? - Behind-the-scenes revelations on balancing imme...

Did you know your lifetime healthcare insurance could cost nearly a million dollars? Join special guests as they pull back the curtain on the jaw-dropping mechanics of Integrated Shield Plans: Alex Lee, Chief Actuary David Wu, Minimalist in the City & Financial Coach Eddy Cheong, CEO of Havend In this episode, uncover: Why premiums keep skyrocketing — and the hidden "buffet syndrome" driving y...

Are Singapore banks the golden ticket to bulletproof investing? Or is the ship sailing just as the storm clouds gather? Join Reggie, your Chief Financial Coconut, and special guest Willie Keng—Founder of DividendTitan.com and a seasoned expert in dividend investing—as they crack open the vault on one of Singapore’s most debated topics: Should you invest in local banks? What you can expect: - The&n...