Chills with TFC

Why is it that in one of the wealthiest nations on earth, we still feel like we’re never quite 'safe'? Sit down with a true legend in the Singapore literary and academic scene. Eight years ago, she changed the national conversation with her bestseller This Is What Inequality Looks Like. Now, she’s back with a new project that might be even more uncomfortable…because this time, it’s about you. Intr...

She's 26, single, and just bought a near $1 million condo on a freelance income. The internet refused to believe it. Meet Chris Chross, Producer & Sound Recordist, Continuum Creatives - the Singaporean millennial whose TikTok went viral when she filmed her parents' reaction to her solo condo purchase. But the headline misses the actual story. Behind the viral moment is a brutal practical playb...

What happens when you leave Singapore at 21, move to Vietnam, and start life from scratch? Sit down with Sheereen Amran, Founder, Baked and Friends, a Singaporean entrepreneur who built one of Hanoi’s most loved bakeries after taking a leap into the unknown. Her journey wasn’t simple. She faced job rejections, cultural shocks, and even launched her bakery during the COVID lockdowns. But a simple c...

Global shifts. Local wages. SMEs on the brink. What does it actually mean for your paycheck when elephants fight and grass gets trampled? We got a senior policymaker to cut through the noise and get straight answers on Singapore’s job market, foreign talent, and who really pays the price of growth. Guest: Dinesh Vasu Dash (Singapore’s Minister of State for Culture, Community and Youth (MCCY) &...

What does retirement actually look like when you've done it right? In this episode, we sit down with Nicole and Edward, a Singaporean couple in their early fifties who've been fully retired for four years. They didn't inherit wealth. They didn't go all in on crypto. They built their exit the slow, boring, brilliant way, and now they travel 120 days a year, ski across Japan, and still have the fina...

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Could you actually "quit" the Singaporean rat race and still pull in a massive annual income? Meet Evan Koh, the "nerdy engineer" and Founder of Stocks.cafe, who did exactly that. After a PhD and a decade-long stint in Japan, he returned to Singapore with a $200,000 annual passive income and a new mission: hitting the gym and living life on his own terms. From building tools for investors to creat...

Markets are volatile. Headlines are everywhere. Oil prices are rising, geopolitics is heating up, and investors everywhere are trying to predict what happens next. But what if trying to predict the market is the biggest mistake investors make? How should you actually invest in a world that feels unpredictable? Sit with Wei Dai, Global Head of Research, Dimensional Fund Advisors, to break down the...

Is talking about money before your wedding unromantic, or is it the ultimate act of love? From 'death files' to treating a marriage like an M&A merger, we’re peeling back the layers on how to build a financially stable future without the awkwardness. Dive into the uncomfortable but necessary conversations couples should have before and during marriage, and why avoiding them can lead to bigger...

🚨 Think you’re too smart to get scammed? Think again. Sit with Beaver Chua , Managing Director and Head of Group Anti-Fraud at OCBC Group - a former police officer now leading the fight against scams inside one of Singapore’s largest banks. Many scam victims today aren’t careless. They’re educated professionals and investors who thought they knew better. In this episode, we explore: Why white-col...

You’ve waited years for your keys. You’ve saved, pinned, planned… maybe even built a 20-page brief. But when the hacking starts and the bills roll in, what really happens? In this episode, we dive into the emotional, financial, and practical realities of renovating your first home. From design dreams to budget shocks, from Pinterest boards to unexpected mold problems, we unpack what most homeowner...

What happens when parenting meets budgeting… and a little friendly competition? In this lively episode, we have real parents battle it out with their best money-saving (and sanity-saving) strategies for raising kids. There’s laughter, a few surprising confessions, and some very different philosophies on what’s actually “worth it” when it comes to spending on your children. And yes, the audience ge...

We are talking about Singapore’s structural anxiety, its link to finances, and how the latest national budget impacts everyone - from working professionals to families. Join host Reggie, aka your Chief Financial Coconut, and an expert panel as they break down the burning issue of the day. Meet the Guests: Alex Lee: Former CFO and insurance expert, diving deep into retirement realities and the pres...

New year. New market risks. New opportunities most people aren’t even looking at yet. In this episode, we bring together three seasoned investors with completely different strategies to break down how they’re thinking about 2026 - from AI hype to undervalued markets and everything in between. But here’s the twist: They don’t agree. And that’s exactly why you need to hear this. Inside this episode,...

Parenting doesn’t come with a guidebook… and neither does raising money-smart kids in today’s world. We’re living in a time where money is invisible - cards, apps, QR codes, tap-to-pay… even watches and rings. So how do we teach children the real value of money when they barely see it? In this episode, host Dawn Cher (Budget Babe) brings together three powerful voices to unpack a question every pa...

Get ready to dive into the complexities of legacy planning and wealth transfer. In this episode, we’ll explore: How to overcome the taboos surrounding legacy planning and bring it up with your loved ones Common missteps people make when passing on wealth and how to avoid them The power of starting early with financial education for your kids Planning for non-traditional families , including how to...

We sit with Ex Co-Founder of Dollars and Sense, Dinesh Dayani, a long-time personal finance thinker and investor, to unpack how technology, experience, and hard-earned humility have completely reshaped the way he approaches money. From the quiet impact of AI on how we consume financial advice, to early investing wins that felt like genius (but weren’t), this conversation challenges some of the mos...

What does the future of investing look like? With interest rates shifting, the rise of AI, and the potential for a U.S. dollar shakeup, you’re probably wondering—what’s the smartest way to protect and grow your wealth? Adrian Low and Dharit Shah, from Team DBS, are in the studio to break down the latest market trends, share their investment strategies, and help you navigate through it all. Key poi...

The year’s ending… but we’re going out with a BANG This isn’t just another episode; it’s the most chaotic, entertaining, and downright useful Budget Royale we’ve ever recorded. Three guests. Three festive categories. Zero chill. Expect: 🎄 The sneakiest Orchard Road shopping hacks that might start a domestic debate ✈️ Last-minute travel moves that sound illegal (but aren’t) 💰 And the surprisingly...

From buying bite-sized global stocks in Singapore dollars to navigating FX risks, SGX breaks it all down for us. Meet Bernice Tan, VP of SGX, who gives us an insider’s look at how SDRs simplify overseas investing for local investors. Highlight: What exactly is an SDR? Think of it like a "mirror" to overseas stocks, offering you exposure to big names like Alibaba and SMIC, but with a local twist. W...

What would make someone walk away from a stable army career and a five-figure monthly paycheck… all at just 31 years old? Meet Mun Yuan of SunnySideSingapore, a former army regular who stunned everyone by leaving the force with a $1 million portfolio and a completely new life plan. But why would someone leave a stable career with all the perks and benefits? And how on earth did he achieve financia...

Tackle some of the toughest challenges faced by caregivers and those planning for an uncertain future. From navigating the emotional weight of caring for loved ones, to the complexities of healthcare systems and managing financial stability, this discussion goes beyond the surface. Guests in the Spotlight: Dr Chong Poh Heng, MD, HCA Hospice ─ a leading figure in palliative care, brings a wealth of...

Meet Nawin Singh, Founder of All That Racket— a digital marketing pro who achieved FIRE on his own terms. No secret sauce, just strategic moves, some early stock wins, and a passion for tennis rackets. In this episode, Nawin shares: - How he turned Facebook RSUs into financial freedom. - His journey from digital marketing in the '90s to retiring early and living life on his own terms. - The surpri...

Are you paying for sophistication… or just complexity? Structured products. ILPs. The industry calls them “innovative.” Some call them “expensive packaging.” In this week’s episode ft. Tim Phillips from TimTalksMoney , we dive into how these products really work — what value they can offer, and where investors often get misled. From fees that compound quietly, to the psychology behind why people s...

What if the national insurance scheme you’re paying into isn’t enough to cover your long-term care? Is it time to rethink your strategy? Here’s what you can expect: - Exclusive Insight from Alex Lee, Chief Actuary, a key figure in the insurance and finance world, as he walks us through the updates and changes to the Cash Life scheme. - The difference between ElderShield and Cash Life – and why the...