Chills with TFC

We explore the topic of sustainability and how SMEs approach this theme. We sat down with business leaders from different industries to discuss their perspectives, as well as opportunities and challenges surrounding sustainability. Beyond reducing their carbon footprints, we also touched on long-term business growth. You'll hear their candid reflections on how their sustainability journeys began,...

Are million dollar HDB flats a phenomenon or just the realisation of an underlying issue? In this episode, we sit down with renowned sociologist Chua Beng Huat Emeritus Professor, NUS and Visiting Fellow, SMU, to understand the factors that have led to this situation. Professor Chua provides insights into the origins of Singapore's public housing policy and how HDB flats have transitioned from bei...

Want to achieve financial freedom while working a 9-to-5 job? Meet Shao Chun Chen (9 to 5 Millionaire Mindset), who reached his version of financial freedom at age 35 through a corporate career at Google and in finance. No entrepreneurship required, no side hustles needed. Shao Chun challenges common beliefs about career success and financial independence. He shares his unconventional approac...

Worried about your mortgage rates? Wondering how the Fed's latest moves will affect your investment portfolio? We dive deep into one of the most talked-about financial topics of 2024 - the Federal Reserve's interest rate decisions and their far-reaching impact on global markets. We're joined by two distinguished guests: • Rena Kwok, Credit Analyst (Asian Financials), Bloomberg Intelligence • Antho...

In this episode, we dive into Singapore’s booming REIT market with Willie Keng, CFA. CEO and Founder, Dividend Titan, and co-host Anthony. The trio breaks down how Singapore REITs work, why sponsors are so crucial, and what makes REITs a favourite investment for generating stable income. They highlight key REITs like Capitaland Ascendas Trust and AIMS APAC REIT, known for their conservative manage...

Curious about what life is like for Singaporeans living in Bangkok? In this episode, we sit down with Geraldina, Justin, and Ernie, three professionals who made the big move from Singapore to Thailand for better job opportunities and a change of lifestyle. From navigating the renewable energy market to setting up a legal consulting firm and even starting a dog fitness business, they share the ups...

Marketing experts know how to target your weaknesses, but with the right strategies, you can flip the script! Start by recognising the marketing tactics that lure you into impulsive spending in this new episode. Today, Reggie, our Chief Financial Coconut, is joined by Dave, the author of Minimalist in the City, Daron, the founder of the team Property Partners, and Andy Schmidt, a solopreneur also...

In this Chills episode, we sit down with Andy Schmidt, a former CFO at Siemens, who reveals his journey from climbing the corporate ladder to retiring at 44. After spending over two decades in the corporate world, Andy realized the importance of family time, having heard from retiring colleagues about their biggest regret—neglecting their children. Determined to avoid the same mistake, he left his...

With medical inflation soaring to 9.5%, your health and financial future are at a critical crossroads. In this eye-opening episode, we unpack the real impact of rising healthcare costs and reveal why taking charge of your health now can save you from major expenses—and stress—later on. Explore the latest in medical advancements, the crucial role of early health screenings, and how the right insura...

Are you dreaming of retiring in Australia but unsure of what it really takes? Join Rakaesh as he sits with Andrew and Ronald - two Singaporeans who have made the move Down Under. Andrew relocated to Adelaide almost a decade ago with his family and has gone from running his own IT business to venturing into property investment after semi-retiring. Ronald took the leap in 1996, migrating as a family...

Ever wondered how your financial approach stacks up against other generations? We bring together Tan Hong Tau, CEO of Manulife Financial Advisers, Chris from HoneyMoney, and Vanessa Ho, the Venture Capital Investor and Content Creator, to uncover the fascinating contrasts in how Gen Z, Millennials and Gen X view money, work, and financial independence. From the "live in the moment" attitude of Gen...

In this follow-up to our viral episode with Hossan Leong, we dive deeper into the realities of rebasing in Johor Bahru as a retirement strategy. Our guest, Shamir—a seasoned real estate consultant—shares his journey of moving to JB with his wife and 3 children while maintaining his work life in Singapore. Discover why more Singaporeans are considering JB for its lower cost of living, spacious home...

Ever wondered how the big players in the investment world really operate? Get ready for an exclusive peek behind the curtains of one of Asia's most influential investors - Temasek. In this episode, we sit down with Alpin Mehta, Head, Real Estate, and Deputy Head, Private Equity Fund Investments at Temasek, as he spills the tea on how this Singapore headquartered powerhouse has transformed from a l...

We explore the intersection of slow travel and the FIRE (Financial Independence, Retire Early) movement. Joining us are: Isabel Leong, a travel blogger and SEO coach at Bel Around The World; Samuel Goh, a photographer turned farmer; and Jane Tor, a digital marketer and human design expert. Jane discusses her Going Slow community, which supports travellers who embraced life abroad during the pandem...

Have you ever wondered how superstitions influence our everyday decisions? 🤔 Join us as we dive into the fascinating world of "Kiasunomics," where we unravel the unique spending habits of Singaporeans. Did you know that birth rates spike by 5-8% during dragon years due to cultural beliefs? 🐉 But there's more! From the peculiar preference for house numbers to the surprising effects of children's...

Have you ever really stopped to appreciate those iconic heritage shophouses that line our streets? Sure, they make for super IG-worthy backdrops. But there's a deeper story behind the intricate tiles, airwells and quintessentially Singaporean mix of influences. We're going full-on nerdy and geeking out over shophouses with two very special guests. First up is Simon Monteiro, a true OG who has been...

Move over Monopoly, there's a new breed of educational games in town. We step into an intriguing realm of "gaming" the financial system. Joining us is Xeo Lye, a veteran money manager, Co-founder & CEO at Capital Gains Studio with specialties in financial literacy games. Tune in as he shares his journey from managing portfolios to creating financial literacy board games. We also explore differ...

Ever wondered how to start planning for your parents' retirement? Join us in this episode of as Reggie dives into the topic with FIRE Enthusiast, Matthew Kong, and Huang Zhenying, Financial Planning Enthusiast. Both guests share their personal journeys of helping their parents navigate retirement planning, from handling sensitive conversations to making strategic financial decisions. They also cov...

Are you tired of the same old conventional weddings that drain your wallet and leave you stressed out? Well, buckle up as we explore the unconventional and alternative wedding experiences of our guests. From a farm-themed carnival wedding complete with alligator meat and cricket dishes to a gothic celebration held in an abandoned oil refinery by the sea, we'll take you on a journey through the mos...

Over the past three years, Singtel executed a bold plan to refocus its business - carving out growth engines, recycling capital through asset sales and partnerships, and streamlining operations. Singtel's Group CFO Arthur Lang pulls back the curtain on the company's recent "strategic reset” and that’s just the first act. We’ll also get a glimpse into Singtel's vision for the future, from capitaliz...

Curious about what it takes to go from a humble start to the top of the banking world? In this can't-miss episode, we sit down with Victor Lee, CEO of CIMB Singapore, for a candid conversation about his incredible journey, the impact of technology on banking, and his surprising advice for young professionals. Discover why Victor believes spending more and saving less in your twenties can lead to g...

Living to 100 - is it a reality for Singaporeans? In this episode, we explore the intriguing possibility with experts from Mito Health. Discover why investing in your health today can lead to a longer, wealthier life. Singapore’s high-income professionals are uniquely positioned to benefit from prioritising health. We delve into the importance of preventive healthcare, mental wellness, and the lat...

Money - it's the root of all evil, right? Well, not according to Kim Fournais. The long-time Founder and CEO of global investment banking giant Saxo Bank is on a mission to reshape how we view finance and investing. Kim believes money is the lifeblood that powers human progress, from climate solutions to life-saving healthcare. But he also knows the financial industry has an image problem thanks t...

Ever dreamed of an early retirement with your dollar stretching way further? Or just living that landed property life on a budget? We take you across the Causeway to Johor Bahru, where Reggie and two semi-retired guests spill all the tea. Hear more from Gary Teh, a Singaporean retiree, who called it quits on the corporate grind at 40, and how a fulfilled entrepreneur found a home for his media bus...

Cashback or Miles - which rewards strategy should you go for in 2024? In this heated debate, credit card gurus Seth Wee from Sethisfy and Aaron Wong, Founder of MileLion square off in the ultimate showdown between Team Cashback and Team Miles. "There's always been a fun little dynamic between miles and cashback," began Aaron. Both reward types target different audiences, but many newcomers to the...