Buying Florida

dropping pmi after 1 year lowering your rate saving money taking advantage of the higher home prices reviewing your annual escrow statement https://www.ddamortgage.com/blog didier  malagies nmls#212566 dda mortgage nmls#324329 Support the show

docs needed before the clear to close bank deposits , profit and loss on the self employed salaried people with final verification thru automated system, phone , paystubs etc., learn what is needed in order to issue a clear to close https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

extra fees  longer times why is it happening and what you need to know tune in and learn https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

changes happening with second homes and investment properties fnma/fhma will limit their purchase could that affect the interest rate? what else can take place https://www.dddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

when pulling credit and no scores show up, probably locked up unlock credit for the pull then lock back up usually one out of the 3 are locked, seldom see all 3 jumbo pricing is back, tune in and learn https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

having no job to buy a home having funds in checking, savings, mutual funds , 401k do not have to be over 59/1/2 to do it opportunity to buy when not able to show tax returns, w2s , 1099;s learn and grow in 201 https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

how quickly can i recover my closing costs? quiz question on how long do points extend the time to recuperate taylor make your refinance for the remaining term get a second opinion https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

being available on weekends and evenings answering questions via text , phone and email helping during the process https://www.ddamortgage.com/blog didier malagies nmls@212566 dda mortgage nmls#324329 Support the show

paying off your mortgage early monthly or biweekly how much extra each month paying it off in 22.5 years by how much extra a month https;//www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage n ls#324329 Support the show

rates on a purchase, rate term and cash out prediction for rates in the future follow the trend of japan and europs https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

what can happen when you lie on an application how do they find out the truth is it worth it who is affected, the seller, broker, realtor always remember the truth will come out https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

what questions should you ask for on a prequal credit/income and funds to close - what do  you need to know running Du/Lp getting a better feel on the prequal sent https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

when can you refinance after being in forebearance what happens in februrary - sale/refi or foreclosure what can you do what makes sense https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

what fees are charged to get the condo docs what fees are charged to get he borrower approved thru the association what do you need to know why do the fees vary from one association to the next https://www.ddamortgage.com/blog dider malagies nmls#212566 dda mortgage nmls#324329 Support the show

when are you closing?  and should i make the payment communicate clearly with your processor and loan officer can you miss 2 months of mortgage payments are mortgages paid in arrears how does it work how can i benefit and not do a cashout https://www.ddamortgage.com/blog didier malagies nmls$212566 dda mortgage nmls#324329 Support the show

Happy new year message recap of 2020 a personal note on me https://www,ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

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fnma is requiring more documents for the self employed more bank statements/profit and loss generic disclosures thru the loan process and what to do and what is going on fha loan limits are going up https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

what the loan limits are increasing to what is the new purchase price with just 5% down what is happening to FHA and what is status with VA https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

what are the property taxes on the home you are buying is the homestead on or not what, they have lived in the home for a long time and the taxes are low how can i benefit from that learn and grow and stay tuned in https://www.ddamortgage.com/blog didier malagies  nmls#212566 dda mortgage nmls#324329 Support the show

get a second opinion does it feel right? are the savings each month worth it are you recuperating in 18 months or less your credit score dictates the rate and terms https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

do you refinance the first to get 15,000 cash out what is the cost is it better to get an equity line are you saving money with the cash out refinances being at a higher rate then a purchase or rate term is there no closing cost equity lines what makes sense for you https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

get to the end of the loan process and a delay in payoffs with the heavy volume what is happening with the loan servicers is it different on a heloc vs a first mortgage tune in and learn https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

phone application - package sent electronically uploading your documents to a secure site closing at your home, work or wherever we can with technology work around your schedule when doing a mortgage https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

have no credit at all - tune in how do you increase your credit scores what about medical? what about high balances? what about the different credit agencies you follow and why is it different when applying for a mortgage https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show