Didier Malagies

Buying Florida

Business EN ↓ 392 episodes

Didier Malagies is a leader in the Tampa Bay Mortgage industry, serving Pinellas, Pasco, Hillsborough counties, and beyond with his sights set on educating residential and commercial buyers regarding Florida purchases. With over 20 years of expertise, Didier has built relationships with realtors, bankers, and clients based on integrity and his drive to provide the best customer experience in the state by being there from beginning to end of every purchase. Whether you're looking to move, invest, start a business or expand, Didier will share everything you need to know on his show every week. D...

Be sure to visit the podcast's website and support the creator: www.ddamortgage.com

Author

Didier Malagies

Category

Business

Podcast website

www.ddamortgage.com

Latest episode

Oct 29, 2026

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Episodes

something personal about me regarding mortgages 12.08.2021

how I started getting business back then how I learned how to figure out a loan quickly https://www.ddamortgage.com.blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

dropping pmi after 1 year, dropping your rate and saving money on a mortgage refinance 05.08.2021

watch the sales in your neighborhood within the last year have prices gone up is It time to drop pmi time to drop your rate save money being prepared and watching your dollars https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

what happens to the payments that you did not have to make during forbearance on your mortgage 29.07.2021

0 payments, no lates what happens with the interest payments student loan deferment ring a bell how much will you owe  on your mortgage afterwards nothing is ever for free https://www.ddamortgage.com/blog didier malagies nmls@212566 dda mortgage nmls#324329 Support the show

paying off your mortgage early 22.07.2021

what can you do monthly to pay it off sooner what do I think of the Biweekly watch your equity grow and your mortgage balance shring https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Should I waive the appraisal contingency when purchasing a home 15.07.2021

should i put limits on a value what happens with a bad appraisal, ever have one of those will the listing agent be there for the appraiser will you be there what should you do https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Should I do an FHA or VA Streamline Refinance 08.07.2021

do I want to have pmi and a funding fee again has the value of my home gone up can i get an appraisal waiver will i save more money going Conventiona what are the benefits of not doing a streamline what is a streamline refinance https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

updates on VA purchases in 2021 01.07.2021

lender credit can pay for the non allowables seller does not have to pay any of the seller closing costs va appraiser will reach out to the realtor if an appraisal issue do a refi with no verification with the va streanline https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

student loan changes regarding FHA Loans and Service to your customers 24.06.2021

student loan calculations for qualifying are changing is your loan officer available on weekends it is not a mon thru fri job https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Should i do an adjustable rate mortgage 17.06.2021

what are the positives and negatives of having an adjustable rate what happens after the fixed term if the following happens? what do i need to know tune and learn at https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

the documentation needed to process the mortgage loan 10.06.2021

all documents are needed all pages of tax returns all pages of the bank statements the term irrelevant does not apply when getting a mortgage what you can do to expedite the loan process http://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

is your rate on your mortgage over 4% 03.06.2021

is it time to lower your rate and save money how about lowering the term take advantage of the low rates now and take cash out and keep the same payment lower the term at the same payment lower the payments tune in and learn https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Changes with Second Homes and Investment properties 27.05.2021

The down payment has changed for both interest rates are higher gov't wants less of this paper in their portfolio what changes are big banks doing https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

FHA Spot Approvals on Condos 20.05.2021

Condo spot approvals are back learn on how to get an FHA spot approval it has been 15 years since they did them learn about  the benefits what about VA and conventional https://www.dddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Rent to owning 13.05.2021

3 pillars to getting into a home income credit funds if you are not there now, what can we do to get you there overcome your fear and know you can own what is the difference in rent vs mortgage payment nice not to have to move because the landlord is selling https;//www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324320 Support the show

are things tightening up with mortgages 06.05.2021

lenders not doing FHA lenders not doing investment properties denials with 5% down conventional what is going on? https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

LP/Du learn about having your loan approved within 24 hours of loan application 29.04.2021

LP/DU - what is it how to get real approvals upfront good to know before the home inspection and appraisal great question for listing agent to ask https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Who owns your mortgage and what about all the mortgage consolidations 22.04.2021

who owns your mortgage what is happening with the servicers going publuc what is happening with all the mortgage consolidations what does it mean for the escrows and what to look out for https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls324329 Support the show

Pre approval letters and what you need to know 15.04.2021

multiple offers on a home what you need to be prepared for listing agent is calling what can you say to build confidence with the seller team work with you, realtor and borrower cash rules and you must compete with that tune in , learn and grow for less than 10 minutes https://www.ddamortgage.com/blog didier malagies nmls3212566 dda mortgage nmls#324329 Support the show

dropping pmi, lowering rate and dropping your payment on your mortgage 08.04.2021

dropping pmi after 1 year lowering your rate saving money taking advantage of the higher home prices reviewing your annual escrow statement https://www.ddamortgage.com/blog didier  malagies nmls#212566 dda mortgage nmls#324329 Support the show

verificationcof employment at the end of the mortgage loan process 01.04.2021

docs needed before the clear to close bank deposits , profit and loss on the self employed salaried people with final verification thru automated system, phone , paystubs etc., learn what is needed in order to issue a clear to close https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

what is happening to the appraisals when doing a mortgage 25.03.2021

extra fees  longer times why is it happening and what you need to know tune in and learn https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Second homes and investment properties , what now? 18.03.2021

changes happening with second homes and investment properties fnma/fhma will limit their purchase could that affect the interest rate? what else can take place https://www.dddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Unlock your credit scores when applying for a mortgage 11.03.2021

when pulling credit and no scores show up, probably locked up unlock credit for the pull then lock back up usually one out of the 3 are locked, seldom see all 3 jumbo pricing is back, tune in and learn https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Purchasing a home without a job! 04.03.2021

having no job to buy a home having funds in checking, savings, mutual funds , 401k do not have to be over 59/1/2 to do it opportunity to buy when not able to show tax returns, w2s , 1099;s learn and grow in 201 https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

does it make sense to refinance and at what cost 25.02.2021

how quickly can i recover my closing costs? quiz question on how long do points extend the time to recuperate taylor make your refinance for the remaining term get a second opinion https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

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