Buying Florida

are appraisals being delays? are values coming in what about an appraisal waiver and what you should do who gets an appriasal waiver https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Changes for the good Going back to normal no more hits due to the 7% rule https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

tune in and learn at https://www.ddamortgage.com/blog not deferring your student loans getting the collection agency to write a letter deleting it off your credit report calling the vendor to remove the 30 day late https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

usage vs limit learn how to increase your scores by the usage not by the limit you have how to do it and to get a better rate and lower pmi https://ww.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

has your insurance gone up has the property taxes gone up can you get rid of pmi and lower your rate did you file for homestead did you do portability https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

tune in and learn no more hits on rate for doing a refinance and how to calculate your escrows for a refinance fhfa got rid of the hits how to get some cash on a refinance with the escrows https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

how does the property taxes work how does the homeowner's insurance work what about the interim interest good information on purchase transactions https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

how I started getting business back then how I learned how to figure out a loan quickly https://www.ddamortgage.com.blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

watch the sales in your neighborhood within the last year have prices gone up is It time to drop pmi time to drop your rate save money being prepared and watching your dollars https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

0 payments, no lates what happens with the interest payments student loan deferment ring a bell how much will you owe  on your mortgage afterwards nothing is ever for free https://www.ddamortgage.com/blog didier malagies nmls@212566 dda mortgage nmls#324329 Support the show

what can you do monthly to pay it off sooner what do I think of the Biweekly watch your equity grow and your mortgage balance shring https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

should i put limits on a value what happens with a bad appraisal, ever have one of those will the listing agent be there for the appraiser will you be there what should you do https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

do I want to have pmi and a funding fee again has the value of my home gone up can i get an appraisal waiver will i save more money going Conventiona what are the benefits of not doing a streamline what is a streamline refinance https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

lender credit can pay for the non allowables seller does not have to pay any of the seller closing costs va appraiser will reach out to the realtor if an appraisal issue do a refi with no verification with the va streanline https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

student loan calculations for qualifying are changing is your loan officer available on weekends it is not a mon thru fri job https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

what are the positives and negatives of having an adjustable rate what happens after the fixed term if the following happens? what do i need to know tune and learn at https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

all documents are needed all pages of tax returns all pages of the bank statements the term irrelevant does not apply when getting a mortgage what you can do to expedite the loan process http://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

is it time to lower your rate and save money how about lowering the term take advantage of the low rates now and take cash out and keep the same payment lower the term at the same payment lower the payments tune in and learn https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

The down payment has changed for both interest rates are higher gov't wants less of this paper in their portfolio what changes are big banks doing https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Condo spot approvals are back learn on how to get an FHA spot approval it has been 15 years since they did them learn about  the benefits what about VA and conventional https://www.dddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

3 pillars to getting into a home income credit funds if you are not there now, what can we do to get you there overcome your fear and know you can own what is the difference in rent vs mortgage payment nice not to have to move because the landlord is selling https;//www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324320 Support the show

lenders not doing FHA lenders not doing investment properties denials with 5% down conventional what is going on? https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

LP/DU - what is it how to get real approvals upfront good to know before the home inspection and appraisal great question for listing agent to ask https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

who owns your mortgage what is happening with the servicers going publuc what is happening with all the mortgage consolidations what does it mean for the escrows and what to look out for https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls324329 Support the show

multiple offers on a home what you need to be prepared for listing agent is calling what can you say to build confidence with the seller team work with you, realtor and borrower cash rules and you must compete with that tune in , learn and grow for less than 10 minutes https://www.ddamortgage.com/blog didier malagies nmls3212566 dda mortgage nmls#324329 Support the show