Didier Malagies

Buying Florida

Business EN ↓ 374 episodes

Didier Malagies is a leader in the Tampa Bay Mortgage industry, serving Pinellas, Pasco, Hillsborough counties, and beyond with his sights set on educating residential and commercial buyers regarding Florida purchases. With over 20 years of expertise, Didier has built relationships with realtors, bankers, and clients based on integrity and his drive to provide the best customer experience in the state by being there from beginning to end of every purchase. Whether you're looking to move, invest, start a business or expand, Didier will share everything you need to know on his show every week. D...

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Didier Malagies

Episodes

Minimal down payment on a Jumbo Mortgage 24.03.2022 5:07

tune in and learn at https://www.ddamortgage.com/blog as little as 3.5% down up to 1.5 million no monthly pmi 5% up to 1.75 million didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Self employed with too many write-offs to buy a home 17.03.2022 6:34

tune in and learn at https://www.ddamortgage.com/blog to many write-offs self employed great deposits in your business bank statements? tune in and learn what you can do without tax returns, 1099s with just 10% down didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Why did my mortgage payment go up? 10.03.2022 6:21

tune in and learn at https://www.ddamortgage.com/blog property taxes go up insurance go up if you have a fixed rate that doesn't change what can you do to figure out what happened didier malagies nmls#212566 dda mortgage #324329 Support the show

Don't forget about the FHA and Va loans when getting your Pre-approval letters 03.03.2022 6:05

tune in and learn at https://www.ddamortgage.com/blog VA - allowed 48 hours to provide additional comps VA- can go directly to Va on the appraisal fha great loan that someone may have no choice if they can not go conventional didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

What is a good time frame to get a purchase done in this environment 24.02.2022 7:17

tune in and learn at https://www.ddamortgage.com/blog what is taking the longest in the loan process what needs to happen to make it work quicker what is realistic didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

buying commercial property with 0% down 17.02.2022 2:32

business owner for 2 years a credit score of 650 51% owner occupied https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Interest rates on Second Homes have gone up 11.02.2022 5:47

tune in and learn more at https://www.ddamortgage.com/blog interest rates are higher on second homes again also on Jumbo mortgages why are they jumping up what makes it a second homes https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

condo questionnaire fees are going up and taking longer on a mortgage 03.02.2022 4:46

costs are going up management association are not moving quickly on request even on limited reviews, more information is being requested getting the condo approved is a harder process condo approval is time consuming tune in and learn more at https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Appraisal fees are going up and taking longer on a mortgage 27.01.2022 6:40

appraisal costs increasing appraisals taking longer learn more about the appraisal waivers when offered tune in and learn at https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

escrow hold back for repairs on a purchase mortgage 20.01.2022 5:29

escrow hold back on Conventional escrow hold back for FHA repairs to be done on the home https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

drop your rate, pmi, lower insurance, consolidate debt, shorten loan term 13.01.2022 7:52

tune in and learn more at https://www.ddamortgage.com/blog shorten loan term consolidate debt lower rate, get rid of pmi is your insurance too high now you go to the doctors for an annual you get your car serviced check out your monthly mortgage statement annually and see what you can save didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Happy New Year and My 2022 Predictions 06.01.2022 7:39

interest rates will rise Non Qm Loans will grow in 2022 https://www.ddamortgage.com./blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

FHA loan limits are increasing in 2022 and did you know this about VA loans 30.12.2021 4:38

tune in and learn more at https://www.ddamortgage.com/blog fha loan limits increasing 65,000 in 2022 did you know this about VA mortgages https://www.ddamortgage.com.blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Should I lock in my rate, something personal and little pointers going into next year 23.12.2021 1:54

tune in and learn more at https://www.ddamortgage.com/blog when buying a home you are in a finite time period with a volatile market what else besides rate should be concerned with insurance taxes making extra payments and what happens wishing a happy new year! https://www.ddamortgage.com.blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Canadians buying a home in Florida 16.12.2021 6:49

options on qualifying are different for an investment, second or primary residence great opportunity to make money on the rental income invest in a State that is growing daily https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Small Business loans for the self-employed 09.12.2021 3:51

for the self-employed 2 years of being self-employed average deposits of 15,000 a month credit line, capital advancement https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Closing on your purchase for year end and my recommendations 02.12.2021 6:31

lock in your rate upload supporting docs right away shop insurance ask about appraisal waiver ask for seller's existing survey https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

A manufactured home with land maybe an option to stay in the area you want and more affordable 25.11.2021 6:46

tune in and learn more at https://www.ddamortgage.com/blog live in the area you want more affordable not be 1 of 10 people putting an offer on a home not having to go over the purchase price of a home hopefully getting the seller to help pay closing costs https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

with the cost of everything skyrocketing , is it time to refinance and consolidate your morgage 18.11.2021 7:28

tune in and learn at https://www.ddamortgage.com/log food, gas, supplies going up shortages , costs going up https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

no pmi on a purchase with 15% down 11.11.2021 5:11

no monthly pmi on Purchase with 15% doqn min 700 score purchase not Lender paid pmi but No pmi https://www.ddamortgage.com/blog didier malagies nmls#324329 dda mortgage nmls#324329 Support the show

Wiring money to closing on the purchase of your home 04.11.2021 7:47

tune in and learn at https://www.ddamortgage.com/blog dont take wiring instructions from realtor, loan officer or processor slow down and think it thru start a relationship with your title company when giving the escrow deposit https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Which Commercial loan is best suited for you 28.10.2021 1:41

tune in and learn about the commercial loan at https://www.ddamortgage.com/blog SBA 7a SBA 504 bridge loan refinance or purchase asset based lendin https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Conforming loan limits have increased to $650,000 21.10.2021 4:24

effective for most lenders on January 1, 2022 we are doing them now buy a home for 684,210 with 5% down game changer https://www.dddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

using rental income to qualify for a mortgage 14.10.2021 4:49

no tax returns, w2s ,1099s to qualify only rental income to purchase a home no job required on the loan application https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

qualifying for a mortgage using bank statements and asset depletion 07.10.2021 7:07

using bank statements to qualify for a mortgage using your assets to qualify for a mortgage new products that are outside the box https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show