Buying Florida

Start with a rate 2% lower than the market rates for the first year then 1% for the second year save money with the seller concessions what happens if you refinance next year, what happens to the money tune in and learn more at https://www.ddamortgage.com/blog Didier Malagies nmls#212566 DDA Mortgage nmls#324329 Support the show

tune in and learn more at https://www.ddamortgage.com/blog Loan limits increased to $715,000 for FNMA and FHMC get better rates without having to go to Jumbo financing Didier Malagies nmls#212566 DDA Mortgage nmls#324329 Support the show

Non-QM lenders going out of business Non-QM having to pay to get their loans off their lines conventional lenders laying off, closing channels across the board fewer loans more scrutiny loans being over-documented in order to get them sold rates have doubled this year and as a result, this has all happened https://www.ddamortgage.com Didier Malagies nmls#212566 DDA Mortgage nmls#324329 Support the...

doing verification of rent with a private individual or mgmt co being prepared if doing a non-QM loan if they want canceled checks maybe best not to pay in cash be in good standing with your landlord ok to be rent-free as well tune in and learn at https://www.ddamortgage.com/blog Didier malaiges nmls#212566 dda mortgage nmls#324329 Support the show

tune in and learn more at https://www.ddamortgage.com/blog what happens to the  property taxes after you purchase your home do you know about portability if it applies to you what about the homestead and not forgetting to file for it how do you learn to research what the new property tax bill will be Didier malagies nmls#212566 dda mortgage nmls#324239 Support the show

tune in at  https: www.ddamortgage.com/blog is your insurance going up in your escrow account when buying are you shopping know to get a 4 pt when shopping why are the insurance carriers leaving the State of Florida Are downgrades coming to the insurance companies in Florida what is going on with all these new roofs didier malagies nmls#212566 dda mortgafge nmls#324329 Support the show

du/lp the loan when getting a verbal borrower uploads documents quickly borrower shops insurance processor orders appraisal and title realtor gets home inspection done asap if an appraisal waiver is granted - take it if one is needed, order quickly everyone working together makes a fast closing https://www.ddamortgage.com/blog Didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

12 months of bank statements to qualify for a mortgage 2 years of being self-employed no tax returns no w2s no 1099's tune in and learn more at https://www.ddamortgage.com/blog Didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

buyers are having a better chance of getting their home when making an offer even though rates are higher than what we have experienced there is an answer to what is come tune in and learn more at https://www.ddamortgage.com/blog Didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

why did Sprout go out of business? what did they do that other may have done as well? need to monitor in the coming months if others fall by the wayside https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324239 Support the show

2 years self-employed 680 min credit score no cashflow analysis no debt refi , no equipment 30% of their top line, gross revenue from the last tax returns UP to $150,000 didier malagies nmls#212566 dda mortgage nmls#324329 https://www.ddamortgage.com/blog Support the show

tune in and learn more at https://www.ddamortgage.com/blog how long will rates continue to increase when will the Fed reverse course what can we look for as signs for this to come didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

tune in at https://www.ddamortgage.com/blog Bank Statements for income 1099 only for income no income no jog rental income to qualify on investment properties didier malagies nmls#212566 dda mortgage nmls#324329 https://www.ddamortgage.com/blog Support the show

what is the payment on a fixed mortgage vs a rental is it transitory or not is the price of food, gas, and rent going to continue to go up what can I do when the gov't starts printing again,  refinance into a lower rate what should I do tune in and learn more at https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

tune in and learn more at https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 no verification of income or proof of funds on a purchase or secondary homes min 20% down min 630 credit score Support the show

tune  in and learn at https://www.ddamortgage.com/blog purchasing a home with a Reverse Mortgage only have so much money to purchase a home and the cash you have is not enough? how to buy your dream home and still have money left over didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

tune in and learn at https://www.ddamortgage.com/blog What happens after death who is responsible for mortgage who gets title to the home is a non recourse good or bad didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Food prices higher Gas higher everything going up in price is it time to use the equity in your home as a retirement vehicle no mortgage payment, consolidate debt get a credit line, fixed payments for a period of time or life tune in and learn at https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

tune in and learn at https://www.ddamortgage.com/blog add in payroll purchase capital consolidate debt https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

not using tax returns with 1099 income getting 90% of the income refinancing and cashing out at 80% up to 10% down up to a 1,000,000 home with no pmi https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

tune in and learn more at https://www.ddamortgage.com/blog does an employee want to buy your business does a family member want to buy your business or is it time to sell to the outside https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

tune in at https://www.ddamortgage.com/blog what happens when interest rates and prices of homes continue to escalate what makes sense to buy a home at this time? what do I see happening down the road,  is there that possibility to refinance again and consolidate debt? https://www.ddamortgage/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

tune in and learn more at https://www.ddamortgage.com/blog the train left the station from the 2% range up to the 4% range and learn on second homes and investment properties is it time to refinance and purchase a home what makes sense in this environment didier malagies nmls#212566 dda mortgage nmls#324329 https://www.ddamortgage.com/blog Support the show

Existing buildings or land  New facilities  Long-term machinery and equipment Or the improvement or modernization of:  Land, streets, utilities, parking lots and landscaping  Existing facilities  didier malagies nmls#212566 dda mortgage nmls#324329 https://www.ddamortgage.com/blog Support the show

tune in at https://www.ddamortgage.com/blog self employed not showing enough income to qualify just started your own business and do not have w2s do not have a job? https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show