Didier Malagies

Buying Florida

Business EN ↓ 392 episodes

Didier Malagies is a leader in the Tampa Bay Mortgage industry, serving Pinellas, Pasco, Hillsborough counties, and beyond with his sights set on educating residential and commercial buyers regarding Florida purchases. With over 20 years of expertise, Didier has built relationships with realtors, bankers, and clients based on integrity and his drive to provide the best customer experience in the state by being there from beginning to end of every purchase. Whether you're looking to move, invest, start a business or expand, Didier will share everything you need to know on his show every week. D...

Be sure to visit the podcast's website and support the creator: www.ddamortgage.com

Author

Didier Malagies

Category

Business

Podcast website

www.ddamortgage.com

Latest episode

Oct 29, 2026

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Episodes

service service service!!!! 18.02.2021

being available on weekends and evenings answering questions via text , phone and email helping during the process https://www.ddamortgage.com/blog didier malagies nmls@212566 dda mortgage nmls#324329 Support the show

paying off your mortgage early 11.02.2021

paying off your mortgage early monthly or biweekly how much extra each month paying it off in 22.5 years by how much extra a month https;//www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage n ls#324329 Support the show

why do rates vary from a purchase, rate term and cashout and what is my prediction 04.02.2021

rates on a purchase, rate term and cash out prediction for rates in the future follow the trend of japan and europs https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

telling the whole truth when applying for a mortgage 28.01.2021

what can happen when you lie on an application how do they find out the truth is it worth it who is affected, the seller, broker, realtor always remember the truth will come out https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

realtors calling on prequals and what to really ask 25.01.2021

what questions should you ask for on a prequal credit/income and funds to close - what do  you need to know running Du/Lp getting a better feel on the prequal sent https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

forebearance /refinance? 18.01.2021

when can you refinance after being in forebearance what happens in februrary - sale/refi or foreclosure what can you do what makes sense https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

What are the fees from the association to get the condo approved and the borrower 11.01.2021

what fees are charged to get the condo docs what fees are charged to get he borrower approved thru the association what do you need to know why do the fees vary from one association to the next https://www.ddamortgage.com/blog dider malagies nmls#212566 dda mortgage nmls#324329 Support the show

should i make my mortgage payments when refinancing 04.01.2021

when are you closing?  and should i make the payment communicate clearly with your processor and loan officer can you miss 2 months of mortgage payments are mortgages paid in arrears how does it work how can i benefit and not do a cashout https://www.ddamortgage.com/blog didier malagies nmls$212566 dda mortgage nmls#324329 Support the show

Happy New Year Message and something personal 28.12.2020

Happy new year message recap of 2020 a personal note on me https://www,ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

what you need to know about flood insurance 21.12.2020

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self employed/disclsoures/fha loan limits 14.12.2020

fnma is requiring more documents for the self employed more bank statements/profit and loss generic disclosures thru the loan process and what to do and what is going on fha loan limits are going up https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Conventional loan limits are increasing 07.12.2020

what the loan limits are increasing to what is the new purchase price with just 5% down what is happening to FHA and what is status with VA https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

close in December or January? tune in on this one 30.11.2020

what are the property taxes on the home you are buying is the homestead on or not what, they have lived in the home for a long time and the taxes are low how can i benefit from that learn and grow and stay tuned in https://www.ddamortgage.com/blog didier malagies  nmls#212566 dda mortgage nmls#324329 Support the show

Get a Second Opinion 23.11.2020

get a second opinion does it feel right? are the savings each month worth it are you recuperating in 18 months or less your credit score dictates the rate and terms https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Do you refinance your first mortgage when wanting a little cash out? 16.11.2020

do you refinance the first to get 15,000 cash out what is the cost is it better to get an equity line are you saving money with the cash out refinances being at a higher rate then a purchase or rate term is there no closing cost equity lines what makes sense for you https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

What else can delay a closing - payoffs 09.11.2020

get to the end of the loan process and a delay in payoffs with the heavy volume what is happening with the loan servicers is it different on a heloc vs a first mortgage tune in and learn https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

Ease of doing a mortgage now 02.11.2020

phone application - package sent electronically uploading your documents to a secure site closing at your home, work or wherever we can with technology work around your schedule when doing a mortgage https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

your credit scores determine you interest rate and pmi 26.10.2020

have no credit at all - tune in how do you increase your credit scores what about medical? what about high balances? what about the different credit agencies you follow and why is it different when applying for a mortgage https://www.ddamortgage.com/blog didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

adding famlly members to the title of your home, what!!!!!!!!! 19.10.2020

ramifications for adding family members to title for the kids what can happen to the parents what can happen on purchases can you add someone to title and not be on the loan https://www.ddamortgage.com didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

should you bring escrows to closing or roll them in? 12.10.2020

if you bring escrows to closing , how do you get the money back? if you want some money to pay off a credit card and not call it a cash out what about no escrows what is mandatory to collect if no escrows purchases - how is that divided up tune in and learn https://www.ddamortgage.com didier malagies   nmls#2124566 dda mortgage  nmls#324329 Support the show

Bankruptcy or layoffs during the loan process and what is needed 05.10.2020

company announces a  bankruptcy or is in a bankruptcy while you are in the loan process company announces layoffs during the loan process being w2 does not mean you are a salaried employee and not an owner what do we need to satisfy the lender during this time and fund the loan what interesting thing that happened to one of my clients https://www.ddamortgage.com didier malagies nmls#212566 dda mor...

Buying Investment properties and what you need to know 28.09.2020

how much down and how does it differ from single to multi what about property taxes what about insurance what can the seller pay what hoops do you need to go thru https:www.ddamortgage.com didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

What not to do when applying for a Mortgage 21.09.2020

dont add on new credit dont take wiring instructions from processor, loan officer or realtor don't buy a new car, new boat, furniture don't cosign for someone don't hold back information https://www.ddamortgage.com didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

processing of the loan during heavy volume with low rates 14.09.2020

electronic signatures, uploading to a secure site appraisal, title, and insurance wiring your money things you need to know https://www.ddamortgage.com didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

fhfa delays the..50 point hit and should i pay points to drop my rate 07.09.2020

delaying the .5 point hit on refinances what does that mean for you should I pay points to lower my rate tune in and learn https://www.ddamortgage.com didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

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