Buying Florida

ramifications for adding family members to title for the kids what can happen to the parents what can happen on purchases can you add someone to title and not be on the loan https://www.ddamortgage.com didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

if you bring escrows to closing , how do you get the money back? if you want some money to pay off a credit card and not call it a cash out what about no escrows what is mandatory to collect if no escrows purchases - how is that divided up tune in and learn https://www.ddamortgage.com didier malagies   nmls#2124566 dda mortgage  nmls#324329 Support the show

company announces a  bankruptcy or is in a bankruptcy while you are in the loan process company announces layoffs during the loan process being w2 does not mean you are a salaried employee and not an owner what do we need to satisfy the lender during this time and fund the loan what interesting thing that happened to one of my clients https://www.ddamortgage.com didier malagies nmls#212566 dda mor...

how much down and how does it differ from single to multi what about property taxes what about insurance what can the seller pay what hoops do you need to go thru https:www.ddamortgage.com didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

dont add on new credit dont take wiring instructions from processor, loan officer or realtor don't buy a new car, new boat, furniture don't cosign for someone don't hold back information https://www.ddamortgage.com didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

electronic signatures, uploading to a secure site appraisal, title, and insurance wiring your money things you need to know https://www.ddamortgage.com didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

delaying the .5 point hit on refinances what does that mean for you should I pay points to lower my rate tune in and learn https://www.ddamortgage.com didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

can we get rid of the pmi or lower it what about your insurance, have you been watching it annually https://ddamortgage.com didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

fhfa increase fees a .5 what does that mean in terms of rate will it differ from purchases disclosures from the lender is it different than from title and what we did originally https://www.ddamortgage.com didier malaiges nmls#212566 dda mortgage nmls#324329 Support the show

what happened last April when the market crashed 38% rates at 21 days, 30 , 45 and 60 days negative rates in the future? my recommendation to you https://www.ddamortgage.com didier malagies  nmls#212566 dda mortgage nmls#324329 Support the show

what time frames are there difference and which one takes more precedence refinance - rate term or a cashout how about self-employed https:///www.ddamortgage.com didier malagies  nmls#212566 dda mortgage nmls#324329 Support the show

purchase and a rate term refinance cahs out refinance being self employed first payment default - what happens what extra documentation is needed https://www.ddamortgage.com didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

are you getting the service people answering your calls in the evening and or on weekends can you get a prequal out when there are multiple offers questions that need to be answered https://www.ddamortgage.com didier malagies nmls#212566 dda mortgage nmls#324329 Support the show

changing guidelines daily keeping up with all the changes processing and underwriting exhausted and frazzled with each day team work https:///www.ddamortgage.com didier malagies   nmls#212566 dda mortgage  nmls#324329 Support the show

what happened when Covid hit what are loans outside the box what is available for nonqm bank statements for income vs tax returns what happened to most the non qm lenders over the last 2 months https://www.ddamortgage.com didier malagies  nmls#212566 dda mortgage nmls#324329 Support the show

2 people buying home, what strategies are there lower credit scores what to do not buying new cars, opening up new credit cards no vacations during loan process https://www.ddamortgage.com didier malagies nmls#212566 DDA Mortgage nmls#324329 Support the show

is the process tightening up still what about the self employed ratios and credit getting tighter disclosures that go out in the loan process correct you need a think tank to get get thru it put it in neutral and when upset https://www.ddamortgage.com didier malagies nmls#212566 DDA Mortgage nmls#324329 Support the show

applying for a mortgage and getting credit pulled? who is calling you? how do they get your information? is it legal? how can this be happen https://www.ddamortgage.com didier malagies nmls#212566 dda mortgage nmls@324329 Support the show

doing business in your community realtors, loan officers, title, insurance restaurants, retail stores by giving business to them, they in turn have money to give business to you do a google search, check out their reviews and keep it inside https://www.ddamortgage.com Support the show

what age do you have to be what options do you have is there an equity line and how does it compare to a bank equity line no payments get payments draw on a line https://www.ddamortgage.com Support the show

how to make sure if that day comes you have everything ready continuing to make your mortgage payments anything can happen if oil can go -38 what can rates maybe do one daye https://ddamortgage.com Support the show

does credit score affect rates loan amount, loan to value what type of property purchases vs refinances and how about cash out rate locks, are you under contract? https://www.ddamortgage.com Support the show

why use a mortgage broker things you need to know when applying for a loan dont buy a new car dont get new credit cards dont do anything without checking with us dont change jobs alot more tune in for 15 minutes of knowledge https://www.ddamortgage.com Support the show

what is happening on refi cash out is fnma/fhmc not buying them on a forebearance? higher rate higher reserves lower income need business bank statement tune in https://www.ddamortgage.com Support the show

self employed what is happening credit scores are going up reserves are going up higher ltv what is happening with cash out refinances https:www.ddamortgage.com Support the show