Carl Richards

Behavior Gap Radio

Business EN ↓ 639 episodes

Greetings, Carl here. This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me.-Carl

Author

Carl Richards

Category

Business

Podcast website

behaviorgap.com

Latest episode

Jul 10, 2026

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Episodes

847 | Finding Your Thing 24.08.2023

Today, on Behavior Gap Radio, Carl explores the importance of being "up to something." He expresses his admiration for individuals who carry a twinkle in their eyes, embodying a slight mischievousness that signals they are on a journey. Carl discusses the value of embracing nonconformity and misbehavior in a system that may not always be conducive to true well-being. Carl suggests that listeners s...

843 | I Was Free 17.08.2023

On today's episode, Carl shares a thought-provoking story borrowed from Morgan Housel's book, "The Psychology of Money," featuring entrepreneur Derek Sivers. At the age of 22, earning a modest income and saving diligently, Derek reached a crucial point with $12,000 in the bank. The significant moment wasn't when he later sold his multimillion-dollar business; it was when he realized he had enough...

842 | That Never Crossed My Mind 10.08.2023

In this episode of Behavior Gap Radio, Carl explores the transformative power of permission in thinking differently about money. Thinking back on his time in New Zealand, Carl noticed that people didn't start conversations by asking, "What do you do for work?" Instead, they asked more meaningful questions. This shows the significance of asking questions that really count rather than sticking to th...

838 | Who Taught You How To Fight? 03.08.2023

In this episode of Behavior Gap Radio, Carl shares insights from a recent relationship bootcamp he attended with his wife. This was a transformative experience that prompted deep introspection! The central question, "Who taught you how to fight?" leads to a profound exploration of learned behaviors in relationships. The power of the question lies in its ability to unveil the origins of one's actio...

832 | What State Are You In? 27.07.2023

Listen as Carl shares a story about his friend Steve's encounter with a supplier who mistakenly ended up in the wrong state for a scheduled meeting. This amusing mix-up prompts Carl to ponder a crucial question: How often are we certain we're in the right place, following instructions, and yet find ourselves in the wrong state? It's time to question our assumptions and default to the possibility t...

831 | The Right Who & 10x Growth 20.07.2023

Today on Behavior Gap Radio, Carl explores the powerful combination of two concepts from Dan Sullivan: "Who Not How" and "10x Is Easier Than 2x." The synergy between these ideas becomes apparent as Carl talks about how finding the right individuals (the "who") and letting them work in their unique abilities can lead to exponential growth. Join Carl as he reflects on his journey toward 10x impact,...

830 | 10x vs 2x 13.07.2023

In this episode, Carl continues to unravel the transformative concepts from Dan Sullivan and Benjamin Hardy that have reshaped his life. This episode centers on Dan Sullivan's principle: "10x is easier than 2x." Carl candidly shares his initial resistance to this seemingly paradoxical idea, exploring the misconception that 10x growth implies more complexity and complications. Drawing from real-lif...

829 | Who Not How 06.07.2023

Today, Carl introduces the first of a three-part series exploring transformative concepts from Dan Sullivan's Strategic Coach, as articulated in the book co-authored with Benjamin Hardy. Focusing on the game-changing principle of "Who Not How," Carl shares his profound journey with this approach and its immense impact on his life. Encouraging listeners to consider an alternative perspective when f...

800 | Come on... 800! 29.06.2023

In an exciting milestone, Carl celebrates the incredible journey to episode 800 of Behavior Gap Radio. Reflecting on the power of compounding small activities, he shares insights into the transformative impact of consistent effort, drawing parallels between the podcast's growth and the broader vision for Behavior Gap and its community. As Carl envisions the next 30 to 40 years of projects, includi...

792 | First Step: Liberating Your Mind 22.06.2023

Taking inspiration from Joe Dominguez and Vicki Robin's timeless book "Your Money or Your Life," Carl shares a thought-provoking quote: "The first step of financial independence is liberating your mind." He encourages listeners to think through this idea during their walks or moments of reflection. While budgeting and financial strategies are valuable, true financial freedom starts with freeing ou...

791 | Why You Want To Be Rich 15.06.2023

Behavior Gap Radio: www.behaviorgapradio.com/

783 | Desmond Tutu "God Is Enough" 08.06.2023

Carl reflects on a profound quote by Desmond Tutu, the resilient South African Anglican Bishop and social rights activist. "When we have nothing left but God, we discover that God is enough. And money? Money is never enough." While the source of the quote isn't pinpointed, Carl delves into relevant studies exploring the link between material possessions and happiness, uncovering intriguing insight...

774 | Rumi - Wealth in the Heart 01.06.2023

In this episode of Behavior Gap Radio, Carl reflects on the enduring wisdom found in timeless traditions, specifically honing in on the recurrent theme that money serves as a distraction. Carl reflects on Rumi's wisdom: "The wealth you seek is in the heart, not the pocket." In today's world, where money's importance is amplified, what if we sought wealth within our hearts instead of material accum...

768 | Embracing The Creative Tension 25.05.2023

Carl explores the tension in the creative process, calling it "Dancing With Dragons." For artists, entrepreneurs, or anyone seeking change, the gap between the ideal and reality can be both challenging and awe-inspiring. Carl shares how this tension is a vital part of the creative journey, not a source of frustration. He encourages listeners to embrace this dance, celebrating when vision aligns wi...

767 | Guide to Scary Markets 18.05.2023

What matters most in your current situation? Which of those things can you control? What actions can you take right now? In this episode, Carl Richards discusses how to handle uncertainty in life or business. He shares his approach of staying clear-headed and making a list of things that matter in uncertain situations. Carl then narrows down that list to what can be controlled, encouraging listene...

760 | Unplugging from the Matrix 11.05.2023

How often do you find yourself comparing your success to others online? Today, on Behavior Gap Radio, Carl talks about the struggle with comparing ourselves to others, especially on social media. He shares his own experience of feeling inadequate after comparing his social media following to someone else's success and how his wife faced similar feelings on Instagram. Carl also discusses a conversa...

757 | Why Is It All the Same? 04.05.2023

Have you ever noticed how similar all financial advisor websites look? Carl challenges the sameness in the financial advice industry. Why are so many afraid to stand out? Carl urges advisors to break free from clichés and embrace authenticity! He explores the fear of being different and the courage it takes to push boundaries and show up uniquely in a crowded field. If you like this episode, you'd...

755 | The Process of Creating Things and Value Expression Part 4 27.04.2023

Today, Carl Richards discusses the concept of "value capture" beyond financial terms, focusing on how we can capture value in other important aspects of life, like friendships, outdoor experiences, and personal fulfillment. He shares a personal story about balancing the joy of backcountry skiing, which took significant time and effort, with the more efficient alternative of Nordic skiing near his...

754 | The Process of Creating Things and Value Expression Part 3 20.04.2023

In this episode, Carl shares a personal reflection on raising children and teaching the value of hard work. He talks about balancing traditional part-time jobs with meaningful opportunities like internships and leadership roles in clubs. Carl explains that while jobs like working at a coffee shop teach valuable lessons, some extracurricular activities may offer a better return on investment in ter...

753 | The Process of Creating Things and Value Expression Part 2 13.04.2023

Are there ways you can better align your time and energy with your values? Today on Behavior Gap Radio, Carl dives into the mental framework of "value creation and capture," applying it to everyday activities like spending time with friends. He emphasizes that value capture isn’t just about money but also about time, energy, and attention. By understanding the value we want to express—such as frie...

752 | The Process of Creating Things and Value Expression Part 1 06.04.2023

In this episode, Carl unpacks the “process of creating things,” removing the pressure from terms like “creative process” or “art.” He explains that creativity isn’t about waiting for inspiration; it’s about creating a process that invites magic to happen. Carl shares how he schedules regular time to sit down and create, regardless of how he feels in the moment. By treating creativity like a job wi...

749 | No More Apologizing for Being Me 30.03.2023

Join Carl in this heartfelt episode of Behavior Gap Radio as he explores the struggle of feeling unsettled in one’s own plan. Have you ever felt like you’re searching for understanding and belonging? Why do we apologize for our complex nature? Carl reflects on a social media exchange and shares his own challenges in balancing simplicity with chasing something deeper. 

739 | Structural Scarcity 23.03.2023

Why is it so hard to feel like we are “enough”? In this episode, Carl explores the concept of structural scarcity—a scarcity mindset built into our systems and culture. From the way we talk about getting ahead to the pressure of keeping up with others, scarcity is everywhere. Carl reflects on the challenge of living in a system that promotes competition and never-ending consumption and how difficu...

736 | Case Study: Money Is Hard 16.03.2023

In this episode, Carl tells the story of someone who reached out to him, struggling with a toxic relationship with money despite having $1.2 million in savings. As soon as the number is mentioned, Carl highlights how our minds tend to shift into judgment mode, trying to evaluate whether this person “should” be struggling. He challenges us to stop using net worth, income, or spending as a tool for...

732 | Micro-PTSD 09.03.2023

What happens when small negative events aren’t processed? In this episode, Carl Richards introduces the concept of "micro-PTSD," describing how small events accumulate over time and, if not metabolized, create a state of disequilibrium. Using the analogy of a clogged funnel, Carl discusses the importance of ritualistic ways to process these events, such as journaling, meditation, or time spent in...

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