BankTalk Podcast

Thrift, Mutual, Savings and Loan. What is the difference, what are the advantages of holding a non-stock bank charter? Join David Barksdale from Piedmont Federal Savings Bank as we discuss a community of mutual banks that believe that their bank charter is the first step in setting customer expectations. Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk New...

If you have “People’s”, “State”, or “Community” or “First” in your brand name, this might be the episode for you. Jeff McCarthy from Bank Five Nine walks us through a re-branding exercise which started with understanding the bank’s history and what the team was most proud of. It culminated in a new corporate identity.  Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe...

Like many community banks, Kearny County Bank in Southwest Kansas has family ownership. Join Bob Beymer from Kearny County Bank as he tells us stories from his family’s past, including the bank’s history and his family’s relationship with the bank and the community.  Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website Remedy Lin...

What are the duties of the board of directors? What are the liabilities? Kip Weissman from Luse-Gorman Law joins BankTalk to discuss that thin line between the responsibilities of your management team and your board of directors. Luselaw.com Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the Bank...

Industry trade publications would have you believe that brick-and-mortar branches are doomed because of the influence of digital and mobile banking. Listen to Steve Bruyn of Foresight Research as he explains what survey results have to say about what customers want in a community bank.  Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consultin...

If you work for a community bank and you engage with customers, you are in sales, whether it is in your title or not. Join Justin Zappulla from the Janek Group as we talk about everything from hiring a sales-oriented employee to managing your sales team. There are some great action items in this podcast for improving your organization.  Send us Fan Mail For more information on BankTalk: BankTalk ...

High growth, high risk, high fees, and completely legal, if done correctly. Kevin Hart from Green Check Verified joins BankTalk as we discuss the legal cannabis industry and the complexities and opportunities within this industry. Regardless of your feelings on the legalization of marijuana, it sparks some interesting regulatory and financial discussions.  Send us Fan Mail For more information on...

High inflation is here. Dr. Ernie Goss, McAllister Chair and Professor of Economics, at Creighton University answers some questions on economic policy and discusses the tools that the Federal Reserve has at its disposal to curb inflation going forward.  Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak...

Pete Wilder from Godfrey and Kahn joins us as we discuss the pace and valuations of merger and acquisition activity over the past 24 months. If you plan to either acquire or be acquired, we discuss risk areas to consider prior to the engagement. gklaw.com Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To spe...

Wayne Miller from the Venture Center joins us as we discuss what it takes to move a fintech from an idea on the back of a napkin to a well-funded Financial Technology organization. We discuss what makes one fintech successful over others, and investment opportunities within Fintech funds.  Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consul...

Join Craig Geisler from Cherrywood Enterprises as we discuss what happens to debt after you have written it off. We discuss the collections industry and the impact on your customer relationships for clients who have past-due debts.  Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podc...

Join Katie Harrison from BKD as we discuss the topics that examiners are focusing on. We touch on the role of the compliance officer and a few proactive steps you might take before your next examine.  Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please  email us . 

Join Lori Spillers from Finius GTS as we investigate the ways to improve board performance. What expectations should you set? Should directors have term limits? We investigate many thought-provoking ways that Lori has seen over her career for developing improving board performance. Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Web...

Join Brian Hink from Remedy Consulting as we discuss how knowing a little bit about software development from inside your core vendor might help you when deciding on whether you have the right products for your customers. When is a software product most profitable and what are the symptoms of software that has gone into maintenance mode?  Send us Fan Mail For more information on BankTalk: BankTalk...

Join Scott Hildenbrand from Piper Sandler rejoins BankTalk to give us a perspective on what budget season might look like for 2022. What information on liquidity and the rate environment should CFO’s be sharing with their ALCO, and how will that affect bank and credit union earnings? We discuss each of these topics and more.  Send us Fan Mail For more information on BankTalk: BankTalk  Website Sub...

Terry Greenley , Chairman of County Bank , shares his stories about why they implemented Interactive Teller Machines. Terry discusses costs, benefits, and some lessons learned after five years of managing an interactive teller machine network. Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the Ba...

Join Ryan Alfred from NYDIG as we discuss the ins and outs of Cryptocurrency. A great primer for your management team or your outside Board members.  Charlie Kelly, our host, asks the questions to simplify this topic into the components that you as a community bank or credit union professional should care about.  Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to Ban...

Join Stephanie Yaeger , SVP at Colliers , as we discuss how participation loans work, and why a CFO might consider participating in more complex borrowing to improve results and diversify risk.  Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please  email us . 

Join Ben Udell , SVP of Consumer Banking at Monona Bank as we discuss the transformation of a classical branch location into a destination location for the neighborhood.  Find out how Monona partnered with a local vendor and converted the space into a welcoming environment where banking is important but not the only reason to visit. Send us Fan Mail For more information on BankTalk: BankTalk  Webs...

Terry Buhler from Bankers’ Bank joins us as we discuss why your mortgage may be originated by one company and then ends up being serviced by a completely different organization. If you already know the answer to that question, then join us as we discuss everything from the revenue streams associated with closing mortgages to loan pooling and mortgage-backed securities…  Send us Fan Mail For more i...

Forbearance, one of the critical components of the CARES act that allowed borrowers short-term relief from their mortgage payments, is nearing an end. Who will be affected, and what does this mean to personal savings, foreclosure rates, and your borrower’s ability to make payments on other debt. Join Andy Haughwout , Economist, SVP and Policy Leader for FRB-NY as we discuss the implications of the...

Join us as we discuss CUSO’s with Brian Lauer - General Counsel for the NACUSO. What need does a Credit Union Service Organization (CUSO) fulfill? How does their profit pass through to their founding non-profit credit unions? Does the same concept exist in the banking space, and if not why? We leave no stone unturned as we discuss the benefit of this organizational structure for serving the credit...

You run a credit union, but is your team using your customer data the way they should be? The data world is full of acronyms like AI - artificial intelligence and KYC (know your customer), but these are simply offshoots to how much you can tell about your customers from their usage patterns, and what, if anything, you chose to do about that. Join Emily Engstrom and Kevin Polinsky for CUNA’s Advant...

Kiah Haslett of Bank Director re-joins the podcast as we discuss how prevalent the BNPL trend has become.  We review how these short-term loans are being originated, and who holds the debt throughout the life of the loan.  We also discuss the potential of white-label relationships in BNPL. Bank Director Kiah's Twitter Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscr...

Episode 25 – Banking as a Service – What is it all about?   Join Joshua Jordan from Jack Henry as we discuss banking as a service, or BaaS.  You have probably heard the term before, but find out what it is all about?  Should you consider starting your own online-only brand to get outside your geographical footprint?   We also review some of the opportunities and threats to community banks related...