BankTalk Podcast

Join us as we speak with Becca Kruse and Lance Noggle from the ICBA about some of the pending updates to the Durbin Amendment to the Dodd-Frank Act. Learn about Interchange revenue and expenses and whether the latest updates will have a net impact on your monthly earnings. Send us Fan Mail Presented by Remedy Consulting For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News...

Join us as we speak with Rene Perez , National Director of Financial Crimes Sales at Jack Henry and Associates , about the latest in mail fraud, and some things your customers can do to prevent it.  We also cover new techniques the criminals are using in other areas, like digital login techniques. Send us Fan Mail Presented by Remedy Consulting For more information on BankTalk: BankTalk  Website S...

Join us as we speak with Paul Ouweneel , Partner, and head of bank valuations at Wipfli , LLP, about Bank Merger and Acquisition activity in 2023 and the outlook for 2024.  We also discuss the effects of unrealized portfolio losses on merger activity. wcfadvisors.com Disclaimer:  The content of this podcast is for general information purposes only and should not be construed as tax, legal, regulat...

Join us as we speak with Scott Hildenbrand , Head of Piper Sandler Financial Strategies , about how community financial institutions are morphing to improve liquidity.  We then discuss how the higher price of purchasing deposits will likely affect loan volume in the foreseeable future. Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting...

Core providers have been touting their advances in integrating to third parties through their “open” core platforms.  We ask Charles Potts , Chief Innovation Officer at the ICBA to provide some insights into the “openness” of the major core vendors. Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on...

Todd Koehn from Bankers' Bank joins BankTalk to look at which payments are moving through the Instant Payment networks today (FedNow and RTP).  In reviewing these transactions, we analyze what this might mean to your clients.  Email tkoehn@bankersbankusa.com Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedI...

The sex trafficking victims of Jeffrey Epstein recently reached a large settlement with Epstein’s former bankers, JP Morgan and Deutsche Bank, roughly $365M. Join Ariel Gutierrez , Program Director for the Financial Crimes Risk Management product at Fiserv , as we discuss the potential liability implications for community financial institutions.  Send us Fan Mail For more information on BankTalk:...

With the release of Faster Payments, we decided to have a discussion with Tede Forman , President of Payment Solutions at Jack Henry on the Payment Rails, what they are, and how they differ.  Then we spend a few minutes discussing the opportunity and threat to community financial institutions related to  Faster Payments.  Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscri...

CEOs at community financial institutions continue to ask for ideas to improve liquidity and income in these changing market conditions, and Receivables Financing checks both boxes.  Join Erik Trumpower , EVP of Capstone Banktech , as we discuss the risk and rewards of this sector, and discuss some ideas for administering a program at a community FI. Send us Fan Mail For more information on BankTal...

Artificial Intelligence is transforming the banking industry in many ways, from fraud detection to customer service, but the complexities can seem overwhelming. Join Ben Udell , SVP Client Experience at Lake Ridge Bank , as we explore some of the practical uses he has found for AI in his day-to-day, and how it can benefit both banks and customers. Contact Ben at budell@lakeridge.bank. Send us Fan...

Join Charlie Kelly , Partner at Remedy Consulting , as we discuss core banking systems and whether your financial institution is on the right core to improve efficiency and drive sales. If you are considering a change in your core system, what should you know ahead of time and are you asking the right questions? https://www.remedyconsult.net/whitepaper/ https://fi-navigator.com/ Send us Fan Mail P...

Join Jody Bhagat , President of the Americas for Personetics , as we discuss a Forrester study into the usage of Personal Financial Management tools.  Should PFM be part of your digital arsenal, and how should you consider Return on Investment when deciding on PFM tools?  Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website Remed...

Join Rob Foxx from FIPCO as we discuss Cybersecurity threats and some things you can do to avoid them.  What does your cyber insurance cover and what do cyber claims look like? Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please  email us . 

Join Cal Roberson of Integris as we discuss the need for technology expertise on community bank Boards of Directors. What are the risks of having a less-than-tech-savvy individual heading up your technology sub-committee? Join us to find out. caltech.com/  Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To sp...

Join Scott Hildenbrand of Piper Sandler as we discuss a few topics that your board and management teams may be asking in light of the SVB failure. How are you approaching uninsured depositors, and are you utilizing all investment options are a couple of the topics we cover in this episode.  Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consu...

Join Tyler Barron of Encapture as we discuss additional regulatory requirements that are about to be added to Dodd-Frank.  Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please  email us . 

Ever wonder why one bank is willing to pay $500 for a new customer and another is offering only $150? Join Supreet Singh , CEO of Finlytica , as we discuss the financial value of a customer. What revenue streams are important, how to think about cost-per-customer, and other interesting considerations for new customer acquisition.  Send us Fan Mail For more information on BankTalk: BankTalk  Websit...

Join Val Saportas , CEO of Revvin , as we discuss the low code/no code phenomenon in application development. Find out what the hype is all about and why you should know something about this as you make the decision to purchase new software. Contact Val at valentin@revvin.com. Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website...

Join Jeff Rose , President and CEO of American Bank and Trust , as we discuss the steps he took to hire an individual dedicated to digital strategy and then set the precedent that digital would be part of the bank’s focus moving forward.  We discuss the role of the Chief Digital Officer, how it fits into traditional roles within the bank, challenges and successes that resulted from this decision....

Join Stefan Jacewitz , Research and Policy Officer for the KC Federal Reserve Bank as we discuss the trends in savings rates and lending since the pandemic.  We know that the influx of cash into the economy boosted savings rates and lowered loan balances initially, but what has happened since then?   Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Re...

Join Patrick Sentner , EVP of CBRE , as we discuss how commercial office space vacancy rates and valuations have changed from pre-COVID to the present.  As work-from-home and other trends continue, vacancy rates are rising in specific areas, and the result has been that commercial loan portfolios that contain office space are under renewed pressure.  Join us as we discuss the changing dynamics of...

Join Tom Oakland , Energy and Economic Coordinator from North Dakota , as we discuss what you need to know about energy production and carbon recapture.  To reach Tom, email him at Thomas.oakland@nd.gov.  Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website Remedy LinkedIn To speak on the BankTalk Podcast, please  email us . 

Join Val Saportas , CEO of Revvin , as we discuss online origination and applicant abandonment rates.  We discuss some interesting trends in abandonment, as well as where in the application process abandonment occurs and some techniques you can use to avoid abandonment in your online application processes.  Contact Val at valentin@revvin.com. Send us Fan Mail For more information on BankTalk: Bank...

Join Becky Reed , CEO of the Lone Star Credit Union , as we discuss how the FTX cryptocurrency exchange imploded. Whether you own crypto yourself or intend to offer it to your customers, we discuss the different custodial and exchange relationships in the crypto space.  Send us Fan Mail For more information on BankTalk: BankTalk  Website Subscribe to BankTalk News Remedy Consulting Website Remedy...

Join Ramon Looby , President and CEO of the Maryland Bankers Association , as we discuss a few important but unrelated topics. We start with the recent concentration on “junk fees” from the CFPB, and then discuss the benefits of the Safe Banking Act that is up for approval. Finally, we discuss initiatives underway for standardizing financial education.  Send us Fan Mail For more information on Ban...