AFSA Extra Credit Podcast

In this episode of the AFSA Extra Credit Podcast, we welcome Tab Edmondson, Senior Director of Lender Solutions at Epic, a new business partner of AFSA. The discussion centers on modernizing loan payoffs and lien release processes, highlighting the challenges dealerships face with multiple lenders and the inefficiencies in current systems. Tab shares insights from his extensive experience in the a...

In this episode of the AFSA Extra Credit Podcast, host Dan Bucherer sits down with the elected presidents of the AFSA Education Foundation EDGE and Leadership Development Programs. Joining the conversation are Roman Roberts and Jasmine Carter from Republic Finance, along with Bobby McLendon from Security Finance. Together, they discuss the professional and personal impacts of the EDGE program at M...

In this episode of the AFSA Extra Credit Podcast, AFSA SVP Danielle Arlowe is joined by Jennifer Keys and Matt Isaacson from Covius. The discussion centers on the complexities of vehicle recovery compliance, specifically focusing on proposed legislation in Massachusetts and Colorado and how these bills would impact right-to-cure notices and repossession processes for vehicle finance companies. Spe...

AFSA is tackling AI head on in a few short days at the 2026 Independents Conference & Expo – all of our sessions, committees and networking groups will revolve, even in a tangential way, around AI, how the consumer credit industry can get the most out of this emerging technology and what you need to keep your eye out for. Back in the fall, Dan Bucherer , Senior Director, Member Services &...

How much of your personal information is available online—and who can access it? In this episode of the AFSA Extra Credit Podcast , Dan Bucherer sits down with Ron Zayas , CEO of Ironwall by Incogni , to discuss the growing risks tied to personal data exposure, cyber threats, and executive security. Fresh off Ironwall’s feature on 60 Minutes , Ron explains how his company helps protect executives,...

In this episode of the AFSA Extra Credit Podcast, host Dan Bucherer sits down with Andres Klaric, co-founder of Fuse , to explore how artificial intelligence is reshaping the future of lending, loan origination, and customer experience. Andres shares the story behind Fuse’s evolution—from a direct-to-consumer lending business to an AI-native platform serving banks, credit unions, and finance compa...

Happy New Year! The AFSA Extra Credit Podcast is back with fresh perspectives, best practices and great conversations with consumer credit industry leaders In this episode of the AFSA Extra Credit Podcast, Dan Bucherer chats with Ravi Bajagur from Sigmoid to discuss the role of AI in the financial services sector, particularly in lending. They explore the differences between traditional machine le...

In this episode of the AFSA Extra Episode Podcast, Dan discusses delays and their costs with Adam Fader, Senior Manager, Business Development at MVTRAC and Sam Van Scoyoc, VP of Business Development for Secure Collateral Management (SCM), the combination of which forms AFSA Business Partner DRN MVTRAC SCM. Lenders lose millions annually from delayed recoveries, impound fees, and depreciation. Many...

In this episode of the AFSA Extra Credit Podcast, Dan steps aside to let experts take care of a complex legal topic – the Valid When Made Rule. As the Madden v Midland Funding (2015) case turns 10, Steve Obermeier and Jeremy Broggi, Partners with Wiley Rein and Frank Borchert, former CLO/CAO/CRO with Best Egg provide an overview on the rule and walk through some of the history. Then, they talk abo...

In this episode of the AFSA Extra Credit Podcast, Dan chats with David Graves, VP of Sales with REPAY to get the lowdown on payments. They talk about where the industry stands, some interesting consumer preference trends, new security requirements and the role that AI is playing in the space. You can read more about REPAY's take on payments on the AFSA Blog . Learn more about REPAY at repay.io . S...

In this episode of the AFSA Extra Credit Podcast, Dan chats with Brian Johnson, Vice President of Revenue Operations with DataScan on audits, how to manage risk and the importance of embracing real-time data. The upshot? If you're waiting for the next audit to manage risk, you're already behind. Dan and Brian look at inventory risk management through the lens of continuous monitoring as well as th...

In this episode of the AFSA Extra Credit Podcast, host Dan Bucherer chats with Joe Farley, Chief of Sales with DRN MVTRAC SCM & Damion English, Former Member of the Consumer Financial Protection Bureau.   Damion and Joe share their expertise on the importance of up-to-the-second information and double down on the idea that the information is only as good as the action you can take quickly. The...

In this episode of the AFSA Extra Credit Podcast, host Dan Bucherer chats with Stephen McDaniel, CEO of F&I Sentinel, about a critical question: why do so many F&I product refund solutions fail? Stephen and Dan explore the complexities of the refund process and the real-world consequences for lenders who don't get it right. They also break down some of the most common mistakes lenders make...

In this episode of the AFSA Extra Credit Podcast, host Dan Bucherer chats with the Presidents of the AFSA Education Foundation EDGE and Leadership Development programs. Sandena Peterson, Chris Reyes and Alan Noel share their perspectives on the importance of both THE EDGE and Leadership Development Program as well as some of the things they've learned. They also share some of the highlights of bei...

In this episode of the AFSA Extra Credit Podcast, host Dan Bucherer chats with Brian Koprowski, CEO of DataScan, which works with finance companies on wholesale financing and inventory risk management across the entire loan lifecycle. See that title? Kind of right in the wheelhouse. Brian and Dan touch on how the commercial lending landscape has evolved, some of the challenges associated tradition...

It's been a minute, but the AFSA Extra Credit Podcast is back for 2025 with fresh takes, knowledgeable experts and crucial conversations on the consumer credit industry. In our first conversation of the year, Dan Bucherer chats with Bryan Chance and Katie Johar of Ernst & Young (EY) and Eva Kellershof of NETSOL on the evolving vehicle purchasing landscape and the direct-to-consumer (DTC) model...

In this episode of the AFSA Extra Credit Podcast, we're chatting with Steve Murphy, Director of Marketing with PayNearMe, who you may know as the sponsor of the puppies at AFSA conferences. Did you also know they do payments? Technology and the payments industry is moving so quickly that it's important to sit down and take an overview of the state of play every now and again. Steve and I talk abou...

In this episode of the AFSA Extra Credit Podcast, we're joined by Dustin Wesner, Vice President of Product Management with Odessa. With more than 25 years of auto experience, Dustin knows a thing or two about contracting and works closely with Odessa clients to joins us to share his best practices for contracting in 2024 and how lenders can alleviate bottlenecks and level up the customer purchase...

In this episode of the AFSA Extra Credit Podcast, we're joined by David Ralstin, Vice President, Chief Information Security Officer for Allied Solutions. His role provides governance, accountability, and trusted advisory services for technology risk management and information security controls at Allied. Artificial intelligence has been around as a technology since the 1950's, and its most recent...

The AFSA Extra Credit Podcast Industry Icon series continues, featuring outstanding female leaders in the consumer credit industry. This episode features Suzi Straffon , Director, Finance Company Markets with Allied Solutions Suzi has had a successful career because of her tenacity and importance she places on learning, particularly from her mentors.  She chats with Danielle Fagre Arlowe, SVP of A...

The AFSA Extra Credit Podcast Industry Icon series continues, featuring outstanding female leaders in the consumer credit industry. This episode features Rochelle McClanahan , Chief Financial Officer/Compliance Officer with Brundage Management/Sun Loan. She chats with  Danielle Fagre Arlowe , SVP of AFSA, on how she ended up in the industry, who her influences are, and touches on the importance of...

The AFSA Extra Credit Podcast Industry Icon series continues, featuring outstanding female leaders in the consumer credit industry. This episode features Lisa Verdun , Senior Fraud Consultant with Point Predictive. She chats with  Danielle Fagre Arlowe , SVP of AFSA, on how she ended up in the industry, who her influences are, and where she sees the industry in the next decade.

The AFSA Extra Credit Podcast Industry Icon series continues, featuring outstanding female leaders in the consumer credit industry. This episode features Ginger Herring, President & CEO of 1st Franklin Financial. She chats with Danielle Fagre Arlowe , SVP of AFSA, on how she ended up in the industry, who her influences are, and where she sees the industry in the next decade.

AFSA is celebrating Women's History Month with a special Extra Credit Podcast series, Industry Icons, featuring outstanding female leaders in the consumer credit industry. This episode features Darcy Locke , Vice President, Head of Consumer Finance Sales with ACI Worldwide. She chats with Danielle Fagre Arlowe , SVP of AFSA, on how she ended up in the industry, who her influences are, and where sh...

AFSA is celebrating Women's History Month with a special Extra Credit Podcast series, Industry Icons, featuring outstanding female leaders in the consumer credit industry. This episode features  Mara McNeill, President & CEO of Toyota Financial Savings Bank. She chats with Danielle Fagre Arlowe , SVP of AFSA, on how she ended up in the industry, who her influences are, and about her three care...