A Little Bit Richer

How much money would you need to feel financially free? It’s a tricky question to answer for many and understandably. If we haven’t sat down to work out what financial freedom means to us, how can we ever know what it will take to get there? We all want to have a strong financial future and live life on our own terms, but what does that look like in practice? And how can we do it faste...

Self-worth and financial worth are interlinked, yet many of us don’t prioritise this. Your personal growth is your biggest asset. By regularly investing in you and your development, you will likely see some serious returns in your earning potential.    In this episode of A Little Bit Richer, our host Iona Bain is joined by Amy Kean - Founder of Good Shout - a learning and developme...

We all have to do life admin, but some tasks feel far heavier than others. And so, many of us avoid doing them altogether. Whether it’s having an up-to-date Will, nominating your pension beneficiaries, or figuring out who you’d want to act on your behalf if something were to happen, this is the kind of life or death admin many of us run from - until we can’t! In this episode of A...

How does your attitude towards money affect your current finances and shape your long-term financial wellbeing? And where does this mindset come from? From your spending and saving habits to how much you can earn and what you think you’re worth. It has all been quietly shaped by your family, your upbringing and your friends. All the little messages you were absorbing without even realising h...

Parenthood changes everything- including your bank balance. With shifts in your income, sleep deprivation and little ones to care for, how do you make sure your money is working as hard as you are? From parental leave rights and pension gaps to childcare costs and budgeting on a tighter income, the financial side of starting a family can feel overwhelming. But it doesn't have to. In this episode o...

Buying a car used to be relatively simple. But with so many options and ways to buy nowadays, it can be tough to know which option is best and what you’re actually signing up for. With approximately 80% of new cars in the UK now bought on finance, it’s a decision millions of people are making, often without fully understanding the options and the impact on their long-term finances.&nbs...

If you think pensions are complex and something to put off for another day, then this episode is probably for you. In this episode of A Little Bit Richer, our host Iona Bain is joined by Tom Trennery from the Workplace Pensions team at L&G to recap the basics. Tom highlights how the choices we make about our pension savings now will impact the life we can live in later years.   Tom breaks...

What does your future financial self really need from you today? In this episode of A Little Bit Richer, our host Iona Bain is joined by financial educator and content creator Tolu Frimpong to explore the powerful (and often overlooked) relationship between your present-day decisions and your longer-term wealth. Tolu shares the real-life choices and mindset shifts that transformed her relationship...

In part two of our investing special on A Little Bit Richer, Iona Bain is back with financial educator and founder of Vestpod, Emilie Bellet. Together they unpack the practical side of investing from building a balanced portfolio to understanding risk, diversification and the difference between passive and active investing. They talk about a good mindset, why spreading your money across a range of...

In this first part of a two-episode investing special on A Little Bit Richer, our host Iona Bain sits down with financial educator and founder of Vestpod, Emilie Bellet, to explore the foundations of investing. Emilie and Iona talk through the differences between saving and investing and offer some tips for those who’re keen to build their longer term wealth. They delve into the emotional si...

With new ISA changes announced in the Autumn Budget and updates to cash ISA limits on the horizon, now is the perfect time to get clear on how these powerful, tax-efficient savings and investment tools can help you build long-term financial confidence. In this episode of A Little Bit Richer, our host Iona Bain is joined by Paula Hughes from L&G to demystify the world of ISAs and help you under...

Being self-employed can be incredibly freeing but financially, it can also feel like a rollercoaster. In this episode of A Little Bit Richer, our host Iona Bain is joined by accountant and behavioural expert Krystal McGilvery to discuss ways to manage money when your income isn’t guaranteed. From cash-flow anxiety and chasing invoices to saving for retirement without an employer pension, Kry...

Divorce can emotionally, practically and financially turn your world upside down. In this episode of A Little Bit Richer, our host Iona Bain is joined by friend of the show Jenny Hazan to unpack the impact on your finances when a relationship ends and how to protect your future. Drawing on both her professional expertise at L&G and her personal experience of divorce, Jenny explains why separat...

In our special Book Club episode, we’re starting the year a little differently by digging into the books that can genuinely transform how we think, feel, and behave around money. Because personal finance isn’t just about numbers. It starts with mindset, habits, and our relationship with money. Our host Iona Bain is joined by self-confessed bookworm Sean Philip from L&G’s Work...

Heading into 2026, we’ve lots more episodes to come. We’d love to hear your thoughts. Is there a financial topic you’ve been curious about? A financial challenge you’d like help navigating? Tell us how we can make next year the one where your money goals really take off. Send us a DM or write a comment on our Instagram and TikTok . Leave us a comment on Spotify or write in...

Celebrate the festive season with Iona Bain as she unwraps the 12 Financial Days of Christmas! A collection of the most practical, inspiring, and feel-good money tips shared on the podcast this year. From smart investing and tackling career change fears to managing debt, boosting your pension, remortgaging with confidence, handling inheritance conversations, and creating passive income, this episo...

Saving money feels great in theory… but sticking to it in real life? That’s the tricky part. In this episode of A Little Bit Richer, our host Iona Bain is joined by financial coach Laura Ann Moore to unpack how to gamify your savings and make your money habits stick. With Christmas spending peaking and New Year’s resolutions looming, Laura shares practical ways to keep saving, e...

In part two of our tax special, our host Iona Bain and accountant Tim Paul dive deeper into the tax topics that matter most - from side hustles and rental income to tax-free childcare and ISAs. Tim breaks down what the rules really mean, how to stay on the right side of HMRC, and the quick wins that can stop you overpaying tax like checking your tax code, understanding allowances, and making the m...

Tax. It’s something we all pay, but few of us truly understand much about this large deduction from our earnings. In this first of two bite-sized episodes, our host Iona Bain sits down with accountant and finance content creator Tim Paul to shed some light on how it works. Tim explains how you can reduce your tax bill through clever tools like salary sacrifice and pension contributions, putt...

If you’ve ever changed jobs, chances are you’ve collected a few different pension pots along the way. Did you know bringing them together is easy and could save you money and time in the long term? In this episode, our host Iona Bain is joined by Mike Crossley, Head of Workplace Pension Consolidation at L&G, to demystify the process of consolidation. Together, they tackle the big q...

Is your mortgage deal coming to an end soon? Or maybe you’re not tied in and could check if there’s something better out there? Hopefully this episode will help save you some money. Our host Iona Bain is joined by friend of the show Sarah Tucker, aka The Mortgage Mum, to demystify the world of remortgaging. Together, they unpack what remortgaging really means, why it matters more than...

What is the one thing splitting our generation? It shapes our future, divides us from friends and maybe even matters more than a university degree. In this episode, our host Iona Bain is joined by historian and generational expert Dr. Eliza Filby to explore the rise of the “inheritocracy” - a world where the Bank of Mum and Dad increasingly decides who gets ahead. They unpack how famil...

What will give you a stronger financial future? Buying a home or putting extra into your pension so you have enough to retire one day. With high property prices and changing retirement plans, millennials and Gen Z face a tricky financial dilemma. In this episode, Iona Bain sits down with Claer Barrett, Consumer Editor at the Financial Times and host of the Money Clinic podcast, to unpack the debat...

Buying a home is one of life’s biggest financial and emotional milestones, but it can also feel overwhelming. From deposits and legal fees to mortgage rates and market changes, there’s a lot to consider before you get the keys. In this episode, our host Iona Bain sits down with Sarah Tucker, mortgage expert and founder and CEO of The Mortgage Mum, to break down the home buying journey...

Around 1 in 5 people in the UK are neurodivergent, but it often doesn’t get discussed enough when it comes to personal finance. In this episode, our host Iona Bain speaks with accountant and behavioural finance expert Krystle McGilvery about the often-overlooked link between neurodiversity and money. Krystle shares her personal experience of living with ADHD and dyslexia, and how these condi...