A Little Bit Richer

What type of pension are you paying into? It might be a workplace pension or a personal pension like a SIPP. Maybe you have a few pension pots? While pensions are great ways to save for retirement, there can be big differences which many people aren’t aware of. Understanding these is incredibly important as it can affect everything, from your total pension amount to the level of support you...

For a growing number of people, side hustles have become a part of life, whether it’s monetising a passion project, content creation or anything in between. Finding a way to make money in addition to a full time salary is fast becoming the norm. But how do you know if and when your side hustle could become your main gig?   In this episode of A Little Bit Richer, host Iona Bain is joined...

There are so many ways for debt to build up, but when might it become a problem and what can you do about this? We’re unpacking the not so obvious warning signs of debt being out of control and the impact it can have. In this episode of A Little Bit Richer, host Iona Bain is joined by Vikki Brownridge from debt charity, Step Change. Together they discuss how easy it is to get into debt, the...

When was the last time you properly looked at your bank statements or payslips? They often reveal far more about you than you might think. Your habits, good and bad, and even how likely you are to build wealth. In this episode of A Little Bit Richer, our host Iona Bain is joined by financial content creator Gabriel Nussbaum, aka That Money Guy. With a 1.5 million followers across social media, Gab...

Are you making the most of the benefits your employer is offering? Most of us go straight to the salary when eyeing up a role, but many of us don’t know all the valuable employee benefits available, or even what they’re legally entitled to. Be it extra employer pension contributions, private healthcare, discount vouchers or loans for equipment, there might be more on offer than you rea...

How much time and money should you invest in being healthy? With so much noise and choice out there, it’s easy to forget the fundamentals of a healthy and balanced lifestyle. We’re unpacking the key areas to prioritise and help protect our health and wellness now and in the future. In this episode of A Little Bit Richer, host Iona Bain is joined by GP, health educator and presenter Dr...

With scams rising at an alarming rate and AI giving fraudsters unlimited new ways, it’s getting harder and harder to recognise what’s real. Stats show 18-34 year olds are twice as likely to be targeted as older people. So knowing how to recognise new methods, protect yourself and spot the red flags has never been more important. In this episode of A Little Bit Richer, our host Iona Bai...

What age did you learn about money and how has it shaped your relationship with it now? Research suggests that core money habits are often set by age 7, which means the conversations we have with children today could shape their entire financial future. So how do we make sure those conversations are happening in a way that's age appropriate, engaging and actually sticks? In this episode of A Littl...

How much money would you need to feel financially free? It’s a tricky question to answer for many and understandably. If we haven’t sat down to work out what financial freedom means to us, how can we ever know what it will take to get there? We all want to have a strong financial future and live life on our own terms, but what does that look like in practice? And how can we do it faste...

Self-worth and financial worth are interlinked, yet many of us don’t prioritise this. Your personal growth is your biggest asset. By regularly investing in you and your development, you will likely see some serious returns in your earning potential.    In this episode of A Little Bit Richer, our host Iona Bain is joined by Amy Kean - Founder of Good Shout - a learning and developme...

We all have to do life admin, but some tasks feel far heavier than others. And so, many of us avoid doing them altogether. Whether it’s having an up-to-date Will, nominating your pension beneficiaries, or figuring out who you’d want to act on your behalf if something were to happen, this is the kind of life or death admin many of us run from - until we can’t! In this episode of A...

How does your attitude towards money affect your current finances and shape your long-term financial wellbeing? And where does this mindset come from? From your spending and saving habits to how much you can earn and what you think you’re worth. It has all been quietly shaped by your family, your upbringing and your friends. All the little messages you were absorbing without even realising h...

Parenthood changes everything- including your bank balance. With shifts in your income, sleep deprivation and little ones to care for, how do you make sure your money is working as hard as you are? From parental leave rights and pension gaps to childcare costs and budgeting on a tighter income, the financial side of starting a family can feel overwhelming. But it doesn't have to. In this episode o...

Buying a car used to be relatively simple. But with so many options and ways to buy nowadays, it can be tough to know which option is best and what you’re actually signing up for. With approximately 80% of new cars in the UK now bought on finance, it’s a decision millions of people are making, often without fully understanding the options and the impact on their long-term finances.&nbs...

If you think pensions are complex and something to put off for another day, then this episode is probably for you. In this episode of A Little Bit Richer, our host Iona Bain is joined by Tom Trennery from the Workplace Pensions team at L&G to recap the basics. Tom highlights how the choices we make about our pension savings now will impact the life we can live in later years.   Tom breaks...

What does your future financial self really need from you today? In this episode of A Little Bit Richer, our host Iona Bain is joined by financial educator and content creator Tolu Frimpong to explore the powerful (and often overlooked) relationship between your present-day decisions and your longer-term wealth. Tolu shares the real-life choices and mindset shifts that transformed her relationship...

In part two of our investing special on A Little Bit Richer, Iona Bain is back with financial educator and founder of Vestpod, Emilie Bellet. Together they unpack the practical side of investing from building a balanced portfolio to understanding risk, diversification and the difference between passive and active investing. They talk about a good mindset, why spreading your money across a range of...

In this first part of a two-episode investing special on A Little Bit Richer, our host Iona Bain sits down with financial educator and founder of Vestpod, Emilie Bellet, to explore the foundations of investing. Emilie and Iona talk through the differences between saving and investing and offer some tips for those who’re keen to build their longer term wealth. They delve into the emotional si...

With new ISA changes announced in the Autumn Budget and updates to cash ISA limits on the horizon, now is the perfect time to get clear on how these powerful, tax-efficient savings and investment tools can help you build long-term financial confidence. In this episode of A Little Bit Richer, our host Iona Bain is joined by Paula Hughes from L&G to demystify the world of ISAs and help you under...

Being self-employed can be incredibly freeing but financially, it can also feel like a rollercoaster. In this episode of A Little Bit Richer, our host Iona Bain is joined by accountant and behavioural expert Krystal McGilvery to discuss ways to manage money when your income isn’t guaranteed. From cash-flow anxiety and chasing invoices to saving for retirement without an employer pension, Kry...

Divorce can emotionally, practically and financially turn your world upside down. In this episode of A Little Bit Richer, our host Iona Bain is joined by friend of the show Jenny Hazan to unpack the impact on your finances when a relationship ends and how to protect your future. Drawing on both her professional expertise at L&G and her personal experience of divorce, Jenny explains why separat...

In our special Book Club episode, we’re starting the year a little differently by digging into the books that can genuinely transform how we think, feel, and behave around money. Because personal finance isn’t just about numbers. It starts with mindset, habits, and our relationship with money. Our host Iona Bain is joined by self-confessed bookworm Sean Philip from L&G’s Work...

Heading into 2026, we’ve lots more episodes to come. We’d love to hear your thoughts. Is there a financial topic you’ve been curious about? A financial challenge you’d like help navigating? Tell us how we can make next year the one where your money goals really take off. Send us a DM or write a comment on our Instagram and TikTok . Leave us a comment on Spotify or write in...

Celebrate the festive season with Iona Bain as she unwraps the 12 Financial Days of Christmas! A collection of the most practical, inspiring, and feel-good money tips shared on the podcast this year. From smart investing and tackling career change fears to managing debt, boosting your pension, remortgaging with confidence, handling inheritance conversations, and creating passive income, this episo...

Saving money feels great in theory… but sticking to it in real life? That’s the tricky part. In this episode of A Little Bit Richer, our host Iona Bain is joined by financial coach Laura Ann Moore to unpack how to gamify your savings and make your money habits stick. With Christmas spending peaking and New Year’s resolutions looming, Laura shares practical ways to keep saving, e...