20 Minutes of Clarity

Andy and Jason discuss the importance of getting the most our of Social Security and your pension. Many people are unaware, for example, that there are more than 500 diferent claiming strategies for Social Security. Overall Americans have lost $3.4 trillion in income by claiming benefits at the the wrong time. That comes out to an average of $110K per household.

Jason and Andy talk about strategies to protect your assets form excess taxes when taking RMD's and other distributions.

As you know, 2025 is a year of tax reform, and there are many moving pieces. Jason and Andy cover some of the important considerations.

Jason and Andy discuss the tax implications of passive income and investing.

Jason Noble and Andy Merchant with Prime Capital Financial discuss the advantages of passive investing and passive income in retirement. In retirement, passive income refers to generating income that requires minimal or no ongoing effort after the initial investment or setup, like rental income, dividends from stocks, or royalties from intellectual property. Here's a more detailed explanation: Wha...

Andy and Jason discuss the importance of understanding your relationship with money and wealth. Money is more than just a tool for transactions; it's the lifeblood of our dreams, ambitions, and often, our anxieties. Achieving a healthy relationship with money is critical not just to your financial well-being, but for your overall quality of life. When you fully understand this relationship it can...

Jason and Andy discuss the importance of reevaluating and rebalancing you portfolio on a regular basis.

Jason and Andy discuss the benefits of regularly reviewing you plan and making adjustments if necessary. As your life evolves and changes, priorities can change too. It's also important to be ready to adjust your planning as markets and the economy changes.

Jason and Andy discuss how to decide which life insurance is best for your unique situation.

Jason and Andy talk about the importance of teaching kids about money while they're young to help them develop good budgeting, saving and investing habits.

Jason and Andy talk about the importance of communication when it comes to finances before marriage.

Jason Noble and Andy Merchant discuss how the lack of communication causes financial stress for couples and how fix it and leverage the opportunity.

In this 20 minutes conversation, Jason Noble and Andy Merchant discuss the importance of financial planning when it comes to matching your results to your goals.

Money is more than just a tool for transactions; it's the lifeblood of our dreams, ambitions, and often, our anxieties. Think about it — your relationship with money shapes everything from the decisions you make daily, to your most profound definitions of success and fulfillment.

When it comes to managing your money, you don't want anyone messing it up — and that includes you. There might come a time where you need to call in reinforcements and hire a financial advisor, especially when you're making big decisions with your money. Not everyone's financial situation calls for the extra help, but in some instances you might need one. In this conversation Jason and Andy...

Many investors are concerned about the impact that inflation might have on their ability to reach their goals. While it may not be possible to avoid the effects of inflation completely, there are some things you may be able to do to reduce its sting without making drastic changes to your portfolio.

Jason and Andy ring in the new year with a discussion on optimizing your financial planning for 2025.

Once you've built wealth, the next step is to strategically manage and protect it by creating a long-term financial plan, diversifying your investments, considering philanthropic goals, and potentially seeking professional financial advice to ensure your wealth continues to grow and aligns with your lifestyle aspirations.

Jason and Andy discuss how charitable giving can factor in to you overall financial planning. Understanding the tax strategies related to charitable contributions can help you decide how much to give, what asset to give and when to give, so you can provide the maximum amount to charity—and receive the maximum tax advantages for yourself.

Jason and Andy discuss their proprietary Clear Picture Financial Traing and to access it for free.

Jason and Andy answer questions from listeners on important considerations around year end financial planning.

Jason and Andy discuss getting the most out of your advisor relationship.

Jason Noble and Dale Kelly talk about how Boeing employees can navigate a layoff and what employees need to consider in this situation.

Many seniors, or even younger Americans, are afraid to retire. Given the increase in longevity , it's not surprising that Americans are working longer, but the motivation to stay on the job isn't necessarily financial. A study from Hearts & Wallets , a research firm, reports that “whether households are retired or not has very little to do with investable assets.” However, the down...

Jason and Andy discuss why some people have anxiety when it comes to setting financial goals and how to overcome that fear.