20 Minutes of Clarity

In this episode Jason and Andy discuss the difference between Wealth Managers and Financial Advisors. Both financial advisors and wealth managers can help you design a plan to achieve your financial goals. People with a higher net worth may choose to work with wealth managers, who have specialized knowledge in advanced tax planning, estate planning and sophisticated investing strategies.

Jason and Andy discuss some common planning mistakes that can negatively impact your retirement planning.

Jason and Andy discuss how to determine if your advisor is fit for your needs and, if so, how to leverage their services effectively.

Jason and Andy discuss the proper use of umbrella policies. Umbrella policies can protect your assets by paying large medical and repair bills that a court or your insurance company says you're responsible for paying. Most insurance policies – like home and auto – only pay up to a certain amount for liability coverage. Umbrella policy coverage usually starts around $300,000 and pays up...

Jason and Andy some of the advantages that come from financial college planning with an advisor who understands the process.

With open enrollment coming up in October, Jason and Andy discuss current Medicare rules.

Andy and Jason talk about some lesser known considerations when planning for healthcare.

Jason and Andy discuss strategies and considerations that may seem less common but can be essential when you are planning for retirement.

In this episode, Jason and Andy discuss the importance of not only accumulating your wealth, but also, how to protect what you've worked so hard to build while growing it at the same time.

Jason and Andy discuss the importance of talking to your family about wealth. What it means to you, what challenges and responsibilities accompany it, and what you hope to accomplish with it—can be simultaneously empowering and frightening. Ongoing dialogue allows your family to absorb information, ask questions, and gradually become more comfortable talking about wealth. But often, the firs...

In this episode Jason & Andy talk about the importance of estate planning in protecting your wealth and the difference between a will and a trust.

Jason and Andy discuss strategies to minimize taxation on your assets.

Liquidity is critical when it comes financial and retirement planning. Liquidity offers versality so you don't have to sell something to raise cash while providing wealth protection.

Jayson And Andy kickoff a series of conversations on protecting wealth through planning as retirement approaches. They'll cover minimizing taxes, estate planning and protecting income.

Jason and Andy discuss the importance of leveraging available education to stay on top of opportunities and potential pitfalls in your financial planning.

Jason and Andy discuss books that can help you gain perspective in your financial planning journey.

Whether or not you can believe it, the start of July marks the halfway point of 2022. As you head into the summer months, it's time to start thinking about conducting a mid-year financial review. Your overall financial health is mainly dependent on the income you earn and the expenses you pay. You probably receive multiple paychecks every month, but you also have bills to settle that reduce the fu...

As we reach the midpoint of the year, Jason and Andy highlight the importance of taking a step back to evaluate your financial progress. A mid-year financial review allows you to assess your achievements, identify any shortfalls, and make necessary adjustments to ensure you stay on track with your financial goals.

Jason and Andy discuss maximizing Social Security benefits and pension income in retirement.

Jason and Andy have a discussion on using life insurance as a protected income strategy.

The first step in protecting your retirement income is fully understanding your income sources, how they work together, and what strategies can make them last even longer.

Jason and Andy discuss the importance of including a protected income strategy in your retirement income planning.

Passive real estate investing is a great way to earn extra money without the work and attention more “active” forms of investments require, like house flipping. But what exactly does “passive” mean? And how does this type of real estate investing work? Jason & Andy talk about what you need to know to develop your passive investment portfolio.

Establishing a passive income stream is something everyone strives for. On top of allowing an individual to potentially retire, every investor dreams of earning money without having to physically work. In other words, it's a good idea to invest your money so it keeps working in retirement, and when you don't want to. Like all income, passive income is taxable, although it can sometimes be taxed di...

Jason and Andy discuss the importance of passive income and how to develop it in your financial planning.