Your Retirement Planning Simplified

In this podcast, Joe interviews Jacquie Doucette from "Beyond Retirement" who shares her journey with retirement. Jacquie discusses people's common fears about retirement and emphasizes the importance of addressing not just the financial aspects but also the psychological and social aspects of retirement.  Read the full show notes and find more information here:   EP 46 Show Notes  

In this episode of YRPS, we explore the various types of retirement beyond the traditional notion of stopping work at age 65. We delve into 9 different types of retirement, including continuing to work, transitioning to part-time or a reduced schedule, starting a new business, switching careers, or dedicating time to charitable causes. Retirement as an opportunity to pursue passions, explore new o...

In this episode of "Your Retirement Planning Simplified," Joe and Lindsay introduce the new Retirement Planning Simplified website and discuss the "Retirement Navigator", a comprehensive tool designed to simplify retirement planning. The Retirement Navigator works like a map or a compass to give you direction in retirement. It was created to make retirement planning accessible to everyone. The Nav...

In this episode of Fireside Financial, Joe and Regan delve into the fascinating topic of retirement spending. They explore two sides of the same coin: the challenges faced by individuals who feel unprepared for unexpected expenses during retirement, and those who are reluctant to spend their hard-earned savings due to fear of running out of money. Joseph and Regan share valuable insights and real-...

In this episode, we dive into the popular topic of the 4% rule and its relevance toretirement planning. Wediscuss how the 4% rule is a safe withdrawal rate ratherthan a prediction of investment returns, emphasizing its purpose in ensuringfinancial security in the worst-case scenarios.  Read the full show notes and find more information here: EP 43 Show Noes

Join Certified Financial Planners, Joe Curry (Retirement Planning Simplified) and Freeman Linde (Retire Mentorship), as they explore "The Four Horsemen" and their impact on your financial success in retirement. Read the full show notes and find more information here: Ep # 42 Show Notes  

If you're feeling frustrated and overwhelmed by the complexity of CPP and OAS timing and the lack of customized strategies to help you achieve smarter retirement planning, then you are not alone!  Read the full show notes and find more information here: FF Ep 2 Show Notes

This episode discusses the importance of equity and inclusivity in financial planning. We also look at the unique needs and challenges faced by the theLGBTQ+ community regarding retirement planning and financial management. Laura stresses the value of tailoring advice to each client's needs to create trust, ultimately fostering an inclusive atmosphere that addresses unique financial challenges for...

In this episode, Jane Robertson, founder of Single Seniors for Tax Fairness, shares her personal journey and the challenges faced by herself and other single seniors in retirement. She explains that single seniors make up 39% of all seniors, but they are penalized by the tax system for not having a partner.  Read the full show notes and find more information here: RPS Ep 40 Show Notes

A compelling sense of purpose accompanies a fulfilling life. Often, we derive that sense of purpose from our work. It can be a struggle to replace that compelling sense of purpose in retirement. However, uncovering a new purpose during retirement can be freeing and give you a renewed sense of joy and fulfillment. Read the full show notes and find more information here: RPS Ep 39 Show Notes

In the realm of retirement planning, successful retirees exhibit specific characteristics that contribute to their financial stability. One key factor is good money management habits, including diligent saving from an early age, which allows funds to compound and grow over time. Equally important is living within one's means and prioritizing monetary savings. Another crucial aspect is the ability...

In this episode Joe and Lindsay examine the nuances of life insurance inretirement. Do we really needit, or is it just another added cost? Read the full show notes and find more information here: RPS Ep 38 Show Notes  

In this episode, you will learn how to maximize your retirement savings and reach your financial goals faster through innovative retirement planning. This is a great episode to start learning about all the ins and outs of retirement income planning. Read the full show notes and find more information here: RPS Ep 37 Show Notes

There isn't a wealth of information on how to retire as a single person. However, it'snot uncommon to enter retirementon your ownfor a variety of reasons. The reality is that single people don't have as many planning options as couples, but there are some options.  Read the full show notes and find more information here: RPS Ep 36 Show Notes

Unretirement is the phenomenon of people returning to work after retiring from their careers or jobs. It's a trend that's becoming increasingly common. This might mean returning to a former job, starting a new career or business, working part-time, or taking on consulting or freelance work. People are living longer, healthier lives. This means that some retirees continue to look for the emotional,...

Retirement planning for business owners means creating and telling a good story for the sale of their company. Transitioning into the sale of a company and into retirement also means having a great long-term plan. In this episode, BobGauvreau, founder, and CEO of Gauvreau Accounting Tax Law Advisory, joins us to lend us his wealth of knowledge on retirement planning for business owners.   Read the...

How can we pursue a better investment experience? Knowing how to invest is something but understanding how to get the most from your experience is another. There are many components that go into being a successful investor including knowledge of the market, practicing smart diversification, and focusing on what you can control. Read the full show notes and find more information here: RPS Ep 33 Sho...

What do declining stock and bond prices and soaring inflation mean for your retirement income?  New research published on safe withdrawal rates from Morningstar indicate a 3.8% safe withdrawal rate. Building on our earlier podcast: Do I Need $1 Million to Retire? We thought it was worthwhile taking a close look at this research and asking the more relevant question: Does my $1 million retirement p...

Jane Blaufus, keynote speaker business coach, and best-selling author of "With the [Stroke]of a Pen" believes that we have an obligation to ourselves and to those we love to make sure we leave this world in an organized manner, and she has the background and the experience to help people achieve this. Read the full show notes and find more information here: RPS Ep 31 Show Notes

Whether you're new to the podcast or a returning listener, Joe and Lindsay discuss the most popular topics, questions, and guests on the show in 2022. This is a great episode if you're looking for a place to jump in–or want a general refresher on all the critical aspects to consider when planning your retirement. Listen as Joe recaps some of the highlights of the last year on the show, including t...

60% of Canadians don't have a will, leaving many families in a precarious situation. Putting a plan in place for your estate means giving thought to the people you are leaving behind because a legacy isn't what you leave people but how you leave them. In this episode, David Edey, Certified Executor Advisor (CEA) and author of "Executor Help: How to Settle an Estate – Pick an Executor and Avoid Fam...

Charitable planned giving supports many communities directly. Giving locally means a donation can be made to a specific interest that's important to a donor or that has touched their lives. In this episode, Lesley Heighway, President and CEO of Peterborough Regional Health Centre Foundation, joins us to share all the ways that donating to a community foundation can have a huge and direct impact on...

Mark Halpern, CFP, is a Trust and Estate Practitioner who has helped business owners, entrepreneurs, and professionals in affluent families for over 30 years. As CEO of Wealth Insurance, he and his team specialize in tax-advantaged insurance solutions to protect families, create charitable legacies, and preserve estates. He is also building a national community of 100 financial professionals and c...

Donor-Advised Funds help philanthropists and their families fund their preferred charities however and whenever they want with the help of their advisors. Canada Gives offers the same choices and privileges as a private foundation but with lower costs. In this episode, Denise Castonguay, CEO and Founder of Canada Gives, will be joining the show to share the benefits of dealing with Donor-Advised F...

Planned giving allows individuals to gift large sums to charitable organizations, in life or at the time of passing, as part of the donor's financial and/or estate planning. Gift plans use estate and tax planning to provide for charity and heirs in ways that maximize the gift and/or minimize its impact on the donor's estate. So, what do you need to know about charitable planned giving as you plan...