Your Lot and Parcel

Housing in the most special place in America. By Deanna Saldana of Habitat for Humanity. Our conversation is about bringing people together to build homes, communities, and self-dignity in  a very special place in America. We speak to how the volunteer network, generous donors, and sales from the two Habitat ReStores are helping families achieve strength, stability, and self-reliance to build a be...

How to Prevent the 7 Top Causes of Injury and Deaths. By the National Safety Council. Their mission is saving lives, from the workplace to anyplace. The National Safety Council is America's leading nonprofit safety advocate. This organization focuses on eliminating the leading causes of preventable injuries and deaths. In this episode we are covering the seven top causes of injury and death a...

Dispelling the myth of the 10-20% down payment with Joanne Cordero President of Springboard.org CDFI  My guest sets forth where you can get access to special loans for first-time homebuyers, which is defined as: A person who has never purchased a home. A person who has not owned a home in the last 36 months. A person who has gone through a major life change with documentation such as divorce, deat...

Today we interview J Allen Weston Executive Director of NHSA  As a parent do you have control over what your children learn? In this episode, the argument is made that homeschoolers do not have the same exposure to peer pressure and bullying, both of which are tied to poorer academic performance and lower self-esteem.  We speak to the fact that the real world is a teaching tool all on itself. Ther...

In this discussion, we are challenging the listener to anticipate whether he or she can determine what affects home value. What if your home is so unique that there is no comparable property to be found to determine your home value, how would you answer? How about foul odors in your home, horrible neighbors, or a stigmatized home because of a tragic occurrence, how would you answer? www.northstara...

In this episode, we speak to the fact that a reverse mortgage is a type of loan that allows homeowners ages 62 and older to borrow part of their home’s equity as tax-free income. You may discover that this is a perfect fit for you or your parents to supplement income after retirement. www.moneymanagement.org yourlotandparcel.com Support the show

In this Episode Benjamin Diaz, Mortgage Underwriter and Investor talks to us on Perception when it pertains to your home. Did you know that Princeton psychologists learned that first impressions form in less than a second? For instance, colors are scientifically proven to alter a viewer’s emotional, physiological, and behavioral states. Gender differences also apply. For example, women are more se...

In today's episode, our guest speaks to how the U.S. Department of Agriculture (USDA) is providing amazing lending programs to low-to-moderate income earners to realize their dream of homeownership. One of these programs may be a perfect fit for you, check it out at www.rd.usda.gov .  Thus, homeownership is achieved across the country by mutual self-help sweat equity one home at a time.  www....

In today's show we are interviewing Delia Pedroza a Certified HUD Counselor as she speaks to how the U.S. Department of Housing and Urban Development is responsible for providing federal aid to local housing agencies that manage the housing for low-income residents. Therefore, she expounds on the legal responsibilities between tenants and landlords. echofairhousing.org Support the show

Interview with Janet Ruiz from the Insurance Information Institute. No matter where we reside, we are predisposed to capricious weather. What can we do to protect our family and home from unexpected disasters? In this episode, we are visiting with a Chartered Property Casualty Underwriter where she discusses how we can employ mitigating strategies for our protection. WWW.III.ORG Support the show

Much like purchasing a vehicle, you test drive it, you get a feel of the interior and the exterior appeal. Similarly, because of the purchasing of your first home will perhaps be your greatest investment, how much more important it is to have a professional inspector on your side of the table. In this episode, we are consulting Sergio Barajas a member of the International Association Of Certified...

We speak to the fact that our credit score is inextricably connected to the pocketbook when applying for a mortgage, purchase or lease a vehicle, insurance premiums, and even when you apply for a job. Tara Alderete from Money Management International with enthusiasm shares with you how this organization can put a plan of action to improve your credit standing, thus, saving thousands of dollars. ht...

In this episode we are discussing the risks of home isolation because of the pandemic, however, it is not limited to that alone. We are speaking with a representative of an international nonprofit organization known as United Way where she addresses how we can mitigate the deleterious effects of loneliness and depression. Support the show

Because of the economic downturn and other hardships, many are needing mortgage relief. In this episode, we address the options that you have as a consumer by interviewing Kate Bulger from Money Management International where she clearly articulates your choices to save your home by obtaining from your lender a mortgage forbearance, mortgage deferment, or a mortgage modification. https://www.money...