This Time Is Different

The banking and payments industry is in a period of rapid change, with new technologies and services emerging all the time. It can be hard to keep up.  In this episode, Malcolm Ethridge speaks with Aaron Wollner, the Chief Marketing Officer of Quontic. They discuss how Quontic is changing the narrative of traditional banking by … Continue reading 53. The Evolution Of Contactless Payments With Aaro...

While they may sound like the same thing to those outside of the financial services profession, there are several key differences between the terms tax planning, and tax preparation. In short, one takes place once per year and is more transactional in nature, while the other likely happens multiple times each year in stages and … Continue reading 52. Tax Planning vs Tax Preparation with Christina...

Women in tech often face unique financial planning challenges that are not usually taken into account by traditional financial advice firms or FinTech solutions. For women working in tech, it can be hard to find a financial planner who understands the nuances of the gender pay gap and its limits on taking risks, the need … Continue reading 51. Managing Your Finances as a Woman Working in Tech with...

If you are a person who is paid in restricted stock units each year, it’s important that you develop a plan for how and when you will convert those shares into actual dollars well before they actually vest. Doing so will help to ensure that no matter what direction the markets move over time, you … Continue reading 50. Creating A Plan For Your Restricted Stock Units → Mentioned in this episode: Ca...

A donor advised fund is simply a type of brokerage account, where contributions to it are specifically earmarked for charitable giving. And in exchange, the IRS allows you to realize the entirety of the donation in the year it is made; regardless of how many years it might take you to actually distribute those dollars … Continue reading 49. Using Technology To Improve Charitable Giving With Adam N...

How many times have you had an idea for something that you thought should exist in the world, but never actually pursued the thought much further than that initial moment of inspiration, only to see someone else promoting that very same product on Instagram a few months later, and all you could do was kick … Continue reading 48. Protecting and Profiting from Your Intellectual Property with Toni Mo...

If there’s one thing we all have in common, regardless of age, gender, profession, or socio-economic status, it’s a good deal. And one thing many of us love to be able to say that we got a good deal on is travel. In fact, some of us love to brag about the deal we received … Continue reading 47. Using Technology to Land Travel Deals on a Budget with Alex Simon → Mentioned in this episode: Capital A...

Receiving a financial windfall, such as winning the lottery, may seem glamorous to those of us who never have. Still, even if half of the news articles or TV shows covering lottery winners are accurate, it may not be all that it’s cracked up to be. While winning the lottery is a bit of a … Continue reading 46. How to Plan for a Financial Windfall with Susan Bradley → Mentioned in this episode: Cap...

The Great Resignation may have tipped the scales, but the underlying sentiment of dissatisfaction among workers of all ages and demographics, representing companies and industries across the board, had been brewing underneath the surface for some time. Whether it’s the multiple attempts to unionize, rallies and protests outside of corporate headquarters, or the class action … Continue reading 45....

You’ll often hear about companies and their founders who made the decision to pivot from their initial big idea that wasn’t quite working right, to something else that ended up being the best thing that ever happened to them. Take Facebook for instance, which got its start as a silly website used by college kids … Continue reading 44. How To Know When To Pivot With Donald Boone → Mentioned in this...

Following the bursting of the dot com bubble in 2000 that stretched all the way into 2002, the American public developed this feeling that the stock market was rigged against them. And considering how many company insiders and those in the know on Wall Street were revealed to have been selling at a time when … Continue reading 43. Keeping Younger Investors Engaged with Seth Wunder → Mentioned in t...

In the past couple of years, much has been made of the so-called Great Resignation, and workers of all ages, demographics, and geography leaving their company for greener pastures, in the form of a substantial raise, signing bonus, and maybe even a better equity package. But with all of the noise that has been made … Continue reading 42. How To Negotiate For Better Compensation with Kwame Christia...

***We’re bringing you part two of Malcolm’s conversation with Mr. Albert E. White about African-Americans’ lesser known contributions to the modern internet. *** Through the years, a small handful of individuals have all taken credit for bringing us what we know as the modern internet. However, it is possible for more than one of those … Continue reading 41. African-Americans’ Contribution to the...

Through the years, a small handful of individuals have all taken credit for bringing us what we know as the modern internet. However, it is possible for more than one of those stories to be accurate, as the modern internet is the combination of several simultaneous discoveries made by a few pioneers, alliterating on the … Continue reading 40. African Americans’ Contributions to the Modern Internet...

Unless you’ve been living under a rock, by now you have certainly heard about Elon Musk’s plans to buy Twitter and take it from a public company to a private one. Oftentimes, there are many things that will change when a company goes private. And that is especially true with it comes to existing shareholders. … Continue reading 39. What Happens To Your Equity When Your Company Goes Private → Learn...

Tech professionals are some of the best paid and most in-demand workers around the globe. And in exchange for that great pay and other incentives, it is not uncommon to log back-to-back (to back to back to back) 50, 60, or even 75-hour work weeks; ultimately leading to a burnout. One of the ways to … Continue reading 38. Developing Passive Investment Income as a Tech Professional with Christopher...

If you’ve ever worked for a startup, then you know it can feel a bit like watching paint dry, waiting for the company to reach its light at the end of the tunnel, going public, and allowing you to finally cash in on all of your hard work and contribution. In many cases, it can … Continue reading 37. Finding Liquidity for Your Illiquid Shares with Vieje Piauwasdy → Mentioned in this episode: Capita...

The underlying theme of the stock market and the way it functions is that we are all rational actors in a rational world, acting on the very same publicly available information at the very same time. But the reality is that we are all irrational beings, living in an irrational world. We frequently do things … Continue reading 36. Taking the Emotion Out of Investing with Daniel Crosby → Mentioned i...

When it comes to your equity, every decision, whether it’s to do something with your shares, or to do nothing at all, comes with a tax consequence. But sometimes, the consequences of that action or inaction, are less obvious, until it’s a year later, the tax bill is due, and you have no idea how … Continue reading 35. Common Tax Pitfalls to Avoid When Managing Your Equity with Daniel Hodgin → Lear...

Unsure whether and how to ask for more equity when negotiating your new compensation package? The 30 minutes you spend negotiating your new employment agreement could change the course of your entire future, and negotiating for more equity can be the driving force for that change. In this episode, Malcolm Ethridge sits down with Brooke … Continue reading 34. The Importance of Negotiating Your Equi...

Less than 1% of all professionals working in venture capital today identify as LatinX, and only 1.2% of LatinX founders had access to or received VC funding in the last year. However, there are several leaders in the finance and tech communities actively working to change that. In this episode, Malcolm Ethridge sits down with … Continue reading 33. LatinX Representation in Tech and Venture Capital...

We’ve all heard the statistics and read the articles about the pro athlete or entertainer who lived a life of luxury for years, spent money freely, gave it away, didn’t respect it, and then one day, they were no longer at the height of their fame and success, the dollars stopped coming in, and they … Continue reading 32. Talking to Your Family About Money with Amy Castoro → Mentioned in this episo...

Not that long ago, we were all trying to wrap our collective heads around this thing called Bitcoin and how it was promising to revolutionize the way we all pay for goods and services. And now, before we’ve really even come to a consensus on whether cryptocurrencies are a digital currency, a store of value, … Continue reading 31. Are NFTs a Fad or the Future? with Jesse Krieger → Mentioned in this...

Traditionally, companies source their executive teams and boards of directors solely through their existing networks of employees, investors, friends or family. This tends to lead to companies being led by groups who are not very reflective of their workforce or customer base. In this episode, Malcolm Ethridge sits down with Clinton Browning, partner and Head … Continue reading 29. Cultivating the...

There is no shortage of thoughts and opinions out there when it comes to managing your personal finances and making smart money moves. However, not all financial advice is created equal. Some is meant to entertain, some is meant to inspire, and some is meant to educate. In this episode, Malcolm Ethridge rips a few … Continue reading 28. Malcolm’s 10 Financial Commandments → Learn more about your a...