this is property

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A, John & Rach discuss your questions about: 👉🏼 $500k equity in my PPOR, should I use it or save a separate cash deposit? 👉🏽 sell now to fund retirement or wait 5 years but risk it not being a seller's mark...

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M The Federal Budget has dropped, now what does it mean for property? Rach and John dive into the proposed changes to property and what they could mean for buyers, sellers and investors across Australia. They touch on: 👉🏾 negati...

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this quarterly market update, John and Rachelle unpack what's actually happening in lending and property right now. They touch on: 👉 rate rises and what it means for lending and pre-approvals 👉🏼 the Help to Buy Scheme expl...

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A episode John Pidgeon and Rachelle Kroon unpack: 👉🏼 how our community is feeling about life, the market & CGT changes 👉🏽 upsizing & buying before you sell and timing around the budget CGT announcement...

In today's episode, Leah Hall from Lift Accounting is back on the show to help unpack all things property & self-managed super funds (SMSF). Rachelle and Leah chat about: 👉🏼 what is an SMSF and how does it work? 👉🏽 how does SMSF differ from an industry super fund 👉🏾 why buy property in super? 👉🏿 what's required to start an SMSF 👉🏻 who shouldn’t setup an SMSF 👉 how to actually buy a...

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M This episode was originally recorded for the money money money show. In this live clarity call, John Pidgeon chats with Mitch who is feeling stuck and unsure on how to move his property portfolio forward. They unpack: 👉🏼 Mitch...

What happens when someone takes action, keeps it simple and sticks with property for the long game? In this episode, John shares the real story of a client and friend who built around $1.3 million in equity across three investment properties in under a decade without chasing flashy strategies or taking wild risks. They unpack: 👉🏼 the client's initial starting point 👉🏽 the first investment in B...

Petrol prices, rate rises and uncertainty in the economy - is now the time to fix? John Pidgeon and Rachelle Kroon chat about: 👉🏼 the current economic landscape for property owners 👉🏽 how to prepare in a rising rate environment 👉🏾 what does fixing your loan mean 👉🏿 should you fix or not? 👉 fixing part of your loan 👉🏻 why fixing impacts offset accounts 👉🏼 what is a split loan? 👉🏾 con...

What happens when you keep an investment loan interest-only for 10 years while focusing on paying off your home? John Pidgeon and Rachelle Kroon unpack a real case study, the numbers behind it, and the different options this couple now have at age 48. 👉🏼 the case study 👉🏽 how they stayed interest-only for 10 years 👉🏾 where they’re at now 👉🏿 why interest-only on investments gives options 👉...

CGT reform is back in the headlines but who actually gets hit? In this episode, Rachelle Kroon and John Pidgeon break down the proposed changes, what they mean for investors, homeowners and renters and why some policies could make the housing shortage worse. They discuss: 👉🏼 the current CGT rules 👉🏽 why CGT reform is back on the table 👉🏾 Labor's proposed changes 👉🏿 The Green's proposed cha...

In today's episode Rachelle & John are joined by Laura Valenti, managing director of McGrath North Lakes and board director at the Real Estate Institute of Queensland. With more than 20 years in property management Laura shares what really happens behind the scenes of managing investment properties and her top tips for investors. They touch on: 👉🏼 what is REIQ and its purpose? 👉🏽 chal...

In this Q&A, John Pidgeon and Rachelle Kroon answer your questions and chat about: 👉🏼 buying a unit in a metro area vs house regionally 👉🏽 considerations for buying regionally 👉🏾 buying an IP with equity without involving your partner 👉🏿 optimising loan structure to make the cost to hold easier 👉🏻 accessing and using equity for a reno 👉 is serviceability for an IP different from a P...

In this Q&A John and Rachelle answer your questions about: 👉🏼 charging market rent vs treating tenants kindly 👉🏽 investing strategy fundamentals 👉🏾 upsizing soon vs after child in 2-3 years 👉🏿 why there is a lack of support for ex-homeowners getting back into the market 👉🏻 top things to consider before buying first home 👉 when will the Brisbane market slow down and when should...

Is using ChatGPT to pick your next investment suburb a good idea… or a very expensive mistake? John is joined by returning guest data scientist Luke Metcalfe from Microburbs to discuss: 👉 is AI is a reliable tool for investors? 👉🏼 how to find your next place to buy using Microburbs 👉🏽 property returns - the median vs top 10% of investors 👉🏾 do views actually add value? 👉🏿 what performs at...

In today's episode Rach and John delve into their predictions for the property market in 2026, covering: 👉🏼 interest rate uncertainty in 2026 👉🏽 price growth 👉🏾 cap city outlook 👉🏿 Brisbane: hype or real momentum? 👉🏻 Sydney affordability & growth limits 👉 regional market outlook 👉🏼 apartment growth 👉🏽 lending landscape for first home buyers & investors 👉🏾 rental squeeze &a...

Queensland has gone from the quiet achiever to one of the most talked-about property markets in the country and in this episode, Rach is joined by buyer’s agent Luke Aldridge from Envisage Property to unpack what’s really happening on the ground. They chat about: 👉🏼 Luke’s background & becoming a buyer’s agent 👉🏽 how Covid changed QLD property forever 👉🏾 Sunshine Coast & Gold Coast g...

In this episode, Rach is joined by one of Australia’s top mortgage brokers, Joe Carroll from Sphere Home Loans, to unpack what’s really happening in the lending landscape right now. They discuss: 👉🏾 the current lending landscape as at January 2026 👉🏿 Joe's tips to multi-investors 👉🏻 APRA, DTI limits & what it really means for investors 👉 the trust & company lending shake-up explaine...

In today's episode Rach interviews Ryan* who, after selling his first home at a loss, has methodically rentvested and built up a portfolio worth over $3m across QLD. Ryan walks through every decision, mistake and turning point, touching on: 👉🏾 buying his first home on the Gold Coast in 2009 and selling 5 years later 👉🏿 rentvesting and buying IP 1 in 2018 in Brisbane 👉🏻 buying IP 2 in 2020 in...

John and Rachelle are joined by Geoff Lucas, former CEO of McGrath and The Agency, to unpack what really goes on behind Australia’s real estate industry. They dive into leadership, high-performance culture, market cycles, what needs to improve and how technology and transparency could reshape buying and selling over the next decade. 👉🏼 Geoff's career background 👉🏽 franchise vs boutique real es...

Today's episode is a mix of clips from episodes this year unpacking how property lending really works, from loan structures and redraw strategies to bank policy changes and valuations. Topics covered: 👉🏾 using redraw from your investment loan to buy ETFs (clip from ep740) 👉🏿 using interest-only IP loans to smash PPOR mortgage faster (clip from ep737) 👉🏻 how accurate is the CommBank Home Hub...

Today's episode is a mix of this is property clips exploring how property investors make decisions about location, equity and portfolio growth. Topics include: 👉🏿 investment property choice: Sydney vs. regional? (clip from ep731) 👉🏻 claiming travel, tools & repairs for interstate properties as tax deductions (clip from ep740) 👉 pay off my property or use equity and invest now? (clip from...

In today's episode Rachelle interviews listener Chris* about his journey of buying his first home in 2020 to building a five-property portfolio in just a few years. He talks about: 👉🏻 buying with an investor mindset from day one 👉 how picking locations he knew shaped his strategy 👉🏼 how he managed serviceability as a single buyer and as the portfolio grew 👉🏽 learnings: his first property wa...

Investor activity is surging in regional New South Wales, and buyer’s agent Marcus Davidson joins Rachelle to break down where the opportunities and risks really are. They talk about: 👉🏾 how regional markets differ from capital cities 👉 investor profiles that Marcus works with 👉🏻 areas that Marcus buys in and why 👉🏽 Tamworth deep dive - blue chip areas, price points 👉🏿 what type of proper...

John and Rach break down three huge property changes hitting the headlines: APRA’s new lending cap coming february 2026, NSW & VIC’s town-centre zoning reforms and the national rollout of the 2% shared-equity scheme. 👉🏾 what APRA’s DTI cap actually is and who it affects 👉🏿 what's causing prices to continue going upward 👉🏻 tips for investors amidst the changes 👉 the winners and losers of...

At 23, Dan* bought his first property as an investment with a combination of hard work, strategy and support from his parents. In today's episode Dan joins Rachelle to share the steps he took to do that, touching on: 👉 the early money habits he established after reading The Barefoot Investor at 15 👉🏼 his saving and investing journey and how he saved that deposit 👉🏽 seeing a mortgage broker an...