this is property

John and Emily chat through some interesting census data and questions from the community that touch on: 👉🏾 the pros and cons of buying near powerlines 👉🏿 factors to consider when flipping houses, should I hold or sell? 👉 unit trusts 👉🏻 considerations around building & pest inspections 👉 a 21 year old listener who is navigating an inheritance of multiple properties! 🛑 Please read our...

Miranda is a listener of the show and bought her first home in Melbourne early this year. She talks about how her property goals changed, why she chose not to involve family in the process, what she'd do differently looking back and more. Big thanks to Miranda for sharing her buying experience! ✈️ Check out John's property masterclass at a city near you! Grab tickets at: mymillennial.money/tour 🛑...

Soooo many of you have been asking whether to get into the market now or wait and whether there will be a crash in the near future. Emily & John share their thoughts on this and what the future of housing might look like as Australia's population increases. Listening on Apple Podcasts? Leave us a review ! 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the m3...

Today's Q&A features these great questions from the community: 👉🏻 costs are going up, what repayment buffers should I have in place? 👉 what are the pros and cons of having my whole portfolio as a joint venture? 👉🏼 how to know when you’re ready for your 2nd property? 👉🏾 hidden costs of buying unregistered land? 👉🏿 what are a tenant's rights when the owners are selling? 🛑 Please read o...

Record keeping, CGT, selling your property and more. Scott Young from Altus Financial is back on the show to answer a bunch of the questions you wanted to ask an accountant around: 👉 best practice for keeping records on your investment 👉🏼 the ins and outs of capital gains tax (CGT) and the 6 year rule 👉🏿 what factors should I consider when timing the sale of my property? 👉🏽 how do tax deduc...

If you're aspiring to get into the real estate industry, listen up! Jayson Watts shares his tips and learnings from 20 years experience as an agent. The episode touches on: 👉🏾 a bit about Jayson's background 👉 dos and don'ts of being a good real estate agent 👉🏿 the perception surrounding the industry vs the reality 👉🏼 what's happening in the Melbourne property market 👉🏾 and John and Emily...

We rarely expect the worst to happen which is why it's always good to be prepared! John and Emily discuss some of the things that can go wrong when it comes to: 👉🏻 buying unregistered land 👉 buying or selling a property 👉🏼 cross-collaterisation 👉🏽 bidding at auction 👉🏾 buying a tenanted property 👉🏿 working with a builder Have some horror stories of your own? Tell us in the Facebook grou...

You might consider renting out your home if you decide to upsize, downsize or rentvest. John and Emily chat through some steps to take and things to think about when it comes to: 👉🏾 working out your lending and cashflow 👉🏿 engaging the right professionals for your situation e.g. accountant, mortgage broker, property manager, financial planner 👉🏻 the logistics of owning a rental property 👉 v...

Kobe and her partner bought into an estate last year and and have just begun building! Kobe shares the ins and outs of their home buying journey including: 👉🏾 not finding a property that suited their lifestyle within their budget 👉🏿 using some first home buyer and builder benefits to get into the market 👉🏻 advantages of buying into a new estate 👉 choosing a builder 👉🏽 costs 👉🏻 timeframe...

Shoutout to our Facebook community for more great questions! In today's episode Emily and John discuss: 👉 transacting money online and how to protect yourself from scams 👉🏼 property investing vs investing in a property-based ETF 👉🏾 when should you get a depreciation schedule? (Listen to 414 depreciation schedules ) 👉🏿 how to manage the rising cost of building materials 👉🏻 interest rate ri...

Saving a 10% deposit is one of the biggest things slowing people down from buying a property, so what if you could purchase a new home build much sooner with as little as $10,000? John and Emily chat with Michael about how Coposit is enabling people to do just that, and the ins and outs of how Coposit works. 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the m3 f...

Think of today's episode like a mixed bag of lollies... a little bit of everything! John and Emily answer some listener questions and share their opinions on reforms that may be coming to the property market. Discussed in this chat: 👉🏻 mortgages - what's too big, what's manageable? 👉 is it an efficient strategy to rentvest? 👉🏼 Consumer Affairs VIC have begun exploring potential reforms to the...

Emily and John chat with property developer and ex-professional footballer Andrew Welsh who shares his learnings and experience in developing new Australian communities. The chat touches on: 👉 working with council 👉🏼 financing developments 👉🏿 researching new growth opportunities 👉🏽 Andrew's tips for aspiring developers 🛑 Please read our disclaimer + warnings before listening to this episod...

This one's for the investors! John and Emily get into the nitty gritty of claiming tax deductions on your investment property with Brad Beer from BMT Quantity Surveyors. They touch on: 👉🏾 what's a depreciation schedule and what does a quantity surveyor do? 👉🏻 the factors that go into whether or not you can claim deductions 👉🏾 how do claims work if you are the 2nd or even 3rd owner of the pro...

Thinking of buying an investment property? Here's what NOT to do! John and Emily talk about 6 mistakes to avoid. 🛑 Please read our disclaimer + warnings before listening to this episode 🏡 Join the m3 facebook group 🏡 Quick links to John and Emily’s online courses and $20 off The Glen James Spending Plan my millennial property is produced by SYMO interactive, home of my millennial money. Hosted...

John and Emily unpack the 2022 budget's Government schemes that will be of interest to buyers and investors, including: 👉🏻 First Home Guarantee: more places made available helping people to buy their first home with a 5% deposit 👉🏿 Regional Home Guarantee: you don't need to be a first home buyer to qualify for this one! 👉🏼 Family Home Guarantee: helping single parents buy a home with a 2% de...

On today's episode we discuss some of the big influences affecting property markets across Australia right now. Emily and John chat with Eliza Owens, Head of Research at CoreLogic who shares some interesting insights into: 👉🏾 property ownership in relation to gender 👉🏿 property markets affected by recent floods 👉🏻 factors that impact housing prices over time 👉 the return of overseas migrati...

Some great questions and topics in today's q&a! John and Emily discuss: 👉🏾 considerations for buying property with a partner 👉🏿 is going with a variable rate on your home loan risky right now? 👉🏻 rapid increase of prices and growth in regional areas 👉 when can a frosted window be replaced by a clear one? 👉🏼 to sell or rent out hobby farm? 👉🏽 will the sea change continue post-covid?...

Thinking of getting into the property market? John and Emily chat with mortgage broker Randy Araya-Bishop from Sufficient Funds about: 👉 going direct to bank vs a mortgage broker 👉🏿 the different types of pre-approval assessments to suit your situation 👉🏻 does getting a 2nd pre-approval affect your credit score? 👉🏽 pre-approval turn around times 👉🏾 check ins you might expect from your bro...

In today's Q&A, Emily and John discuss: 👉🏾 how to use the equity in a $2M home if the goal is to build enough passive income to retire in 15 years 👉🏻 is it worth keeping an investment property if interest rates rise? 👉 3 good reasons to sell your investment 👉🏿 navigating complexities and costs of selling your property 👉🏽 due diligence when finding a buyers agent John and Emily touch o...

At 22, Matt Srama bought his first home and continued on to buy another 3 throughout his 20s. In this episode John and Emily perform a little autopsy on Matt's money, career and property journey and Matt shares his key learnings, particularly about money mindset and purchasing property. 🛑 Please read the disclaimer at mymillennial.money or at the link below before listening to this episode. Check...

What will happen with the market this year? John and Emily share their insights and thoughts on how the property market will play out in 2022, touching on: 👉🏾the federal election 👉🏻proposed changes to QLD’s land tax rules for interstate investors 👉 interest rate rises 👉🏿 what they're noticing on the ground 👉🏽buy now or wait? 👉🏼 a few of their predictions You can find data on vacancy rat...

Douglas shares his inspiring story of building a property portfolio which currently brings in $25k of passive income, amazing! He shares the stages of his investment journey which touches on: 👉🏾 doing this on a casual income! 👉 finding other options when he struggled to get a loan 👉🏿 undertaking a joint venture with family 👉🏻 how he travelled to 100 countries 👉🏾 buying interstate 👉🏽 his...

Interested in the property development space? This chat's for you! Peter Kelly from Little Fish Property Developments joins John and Emily to discuss: 👉things to consider before purchasing a development 👉🏾how much cash you need & the initial costs of getting started 👉🏻common first timer mistakes to avoid 🛑 Please read the disclaimer at mymillennial.money or at the link below before liste...

In today's episode John and Emily unpack a scenario of a buyer who is weighing up two options, to buy the cheaper townhouse in a better location or pay 150k more for the larger free standing house? They also touch on: 👉🏿some things to consider when buying a townhouse 👉🏻when do you need a buyer’s agent? 👉whether to buy a property before or after starting a business or changing career 🛑 Please...