The Homeowner Prep Podcast

We have provided a lot of great content in 2022, but we really want to hear from you to see what you still need help with in 2023. In this episode we are asking you to reach out and let us know! If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments. // SHOW NOTES 00:00 What Do You Want To See In 2023? 00:07 Intro 00:29...

It’s easy to overspend during Christmas and that spending can delay your opportunity to buy your first home. In this episode we will talk about how to create and stick to a Christmas budget so you can stay on track to buy your first home in 2023. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments. // SHOW NOTES 00:00...

The holidays can be stressful, but it could also be a great time to buy a home. In this episode we will talk about the benefits of buying your first home during the holidays. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments. // SHOW NOTES 00:00 Buying Your First Home During The Holidays 00:10 Intro 00:32 Real Quick...

There is money available to help you buy your first home! In this episode we will talk about down payment assistance programs and how you can qualify. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments. // SHOW NOTES 00:00 How To Use Down Payment Assistance 00:11 Intro 00:33 Real Quick Before We Start… 01:00 Welcome...

How bad can the economy get? In this episode we will talk about the economy and how you can ensure your household is ready for the worst, even if the worst never comes. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments. // SHOW NOTES 00:00 How Bad Is The Economy Going To Get? 00:11 Intro 00:33 Real Quick… 01:00 Welc...

Use it or lose it! This CalHFA program could be going away soon. On this week’s episode we discuss the CalHFA Forgivable Equity Builder Loan. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments. // SHOW NOTES 00:00 So The Fed Raised Interest Rates Again Huh? 00:11 Intro 00:33 Real Quick… 01:00 Welcome To The Homeowner...

Yes, rates are on the rise, but that shouldn’t prevent you from buying your first home. On this week’s episode we discuss ways to take advantage of the current housing market no matter what the rates may be. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments. // SHOW NOTES 00:00 So The Fed Raised Interest Rates Again...

We all love looking at homes online, but when you start your home search, this may not be the right way to get started. On this week’s episode we discuss starting your home search the right way so you are prepared for success. If you have questions about how to get started with Homeowner Prep, be sure to reach out to us or drop your question in the comments. // SHOW NOTES 00:00 Searching For Homes...

How you handle a collection account can make a major impact to your credit and home buying journey, so on this week’s episode we cover how to properly pay off a collection account the right way. If you have questions about you credit or collections, be sure to reach out to us or drop your question in the comments. // SHOW NOTES 00:00 Uh Oh, You Have A Collection! 00:10 Intro 00:32 Real Quick… 00:5...

Do I make enough money to buy a home? This is a question that has less to do with income and more to do with your debt-to-income ratio. In this episode we cover the debt-to-income ratio and how it‘s used by lenders. If you have questions about the debt-to-income ratio, be sure to reach out to us or drop your question in the comments. // SHOW NOTES 00:00 Do I Earn Enough Income to Buy a Home? 00:16...

If you’re not familiar with our home readiness program Homeowner Prep, on this week’s episode we are walking you through our process step-by-step. The process all starts with a simple question. If you have questions about the process, be sure to reach out to us or drop your question in the comments. // SHOW NOTES 00:00 How Do I Get Started? 00:15 Intro 00:37 Real Quick… 01:04 Welcome to The Homeow...

There are so many misconceptions about credit scores and reports, and truthfully most of us were never taught how our credit works. In this week’s episode we talk about how credit scores work and how to quickly improve your credit score so you can buy a home. If you have questions, be sure to reach out to us or drop a question in the comments. // SHOW NOTES 00:00 You Don’t Need A 700 Credit Score...

Buying a new construction home sounds like a good idea, but how does it compare to buying an existing home? In this week’s episode, we provide the pros and cons you should know before you buy. If you have questions, be sure to reach out to us or drop a question in the comments. // SHOW NOTES 00:00 Do You Want an Existing Home or New Construction Home? 00:12 Intro 00:34 Welcome to The Homeowner Pre...

Worried about a recession? In this week’s episode we discuss 3 ways you can make sure you and your family are recession ready. If you have questions, be sure to reach out to us or drop a question in the comments. // SHOW NOTES 00:00 Are You Recession Ready? 00:09 Intro 00:31 Welcome to The Homeowner Prep Podcast 02:00 What Is A Recession? 02:53 Look At Your Spending 05:06 Pay Off Your Debt 06:27 F...

Are you mentally ready for homeownership? In Part II of this special series, we discuss the mindset you need to successfully become a homeowner. If you have questions, be sure to reach out to us or drop a question in the comments. // SHOW NOTES 00:00 Part II of The Mental Mindset of a Future Homeowner 00:09 Intro 00:31 Welcome to The Homeowner Prep Podcast 01:03 Part I Recap 01:30 Get Sick and Tir...

Are you mentally ready for homeownership? This week we discuss the mindset you need to successfully become a homeowner. If you have questions, be sure to reach out to us or drop a question in the comments. // SHOW NOTES 00:00 The Mental Mindset of a Future Homeowner 00:15 Intro 00:37 Welcome to The Homeowner Prep Podcast 01:29 You Become A Homeowner Before You Buy 02:09 Before You Own, You have To...

There’s been a lot of news about Student Loan Forgiveness lately, so what does it mean for future homeowners? This week we discuss both sides of loan forgiveness and how it impacts aspiring homeowners. If you have questions, be sure to reach out to us or drop a question in the comments. // SHOW NOTES 00:00 Student Loan Forgiveness and Homeownership 00:11 Intro 01:38 Seeing Both Sides of the Issue...

This week we continue our special series walking through the step-by-step process of transitioning from renter to owner. Be sure to check out the previous two podcast episodes for Part 1 and Part 2. If you have questions, be sure to reach out to us or drop a question in the comments. //SHOW NOTES 00:00 Want To Become A Homeowner? 00:11 Intro 00:33 Check Out The First 2 Episodes 01:13 Diving Into T...

This week we continue our special series walking through the step-by-step process of transitioning from renter to owner. Be sure to check out last week’s episode for Part 1 and if you have questions, be sure to reach out to us or drop a question in the comments. //SHOW NOTES 00:00 Are You Ready to Become a Homeowner? 00:12 Intro 00:35 Part 1 Recap 02:07 Ready To Get Pre-Approved? 03:10 Get Your Fo...

Let’s take a deep dive. In this special series we will take a step-by-step walkthrough of transition from renter to owner. Check out the full weekly series and if you have questions, be sure to reach out to us or drop a question in the comments. //SHOW NOTES 00:00 Are you currently renting? 00:10 Intro 00:32 Welcome To Homeowner Prep 02:07 Who We Are 03:02 Starting with Your Why 04:36 Do I Make En...

Think having student loans will prevent you from buying your first home? In this week’s episode of The Homeowner Prep podcast we will show you how you can buy your first home and if paying off student loans before you buy is the right decision. Check out the full episode and if you have questions, be sure to reach out to us. //SHOW NOTES 00:00 Do You Have Student Loans? 00:11 Welcome to Homeowner...

Payday Loans keep many renters from becoming homeowners, but in this episode we will talk about how to avoid them, pay them off, and stay on track to buying your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments. //SHOW NOTES 00:00 Ever Had a Payday Loan or Heard one? 00:12 Intro 00:34 Welcome To The Homeowner Prep Po...

When recessions come, unfortunately so do job cuts. In this episode we will discuss some ways to prepare for a potential job loss and control what you can control on your journey to buying your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments. //SHOW NOTES 00:00 What People Say Before Being Laid Off 00:15 Intro 00:37...

Inflation rates are rising faster than we can put out podcast episodes! So how does inflation impact first time home buyers? In this episode we will discuss inflation rates and what you can do to beat inflation in order to buy your first home. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments. //SHOW NOTES 00:00 How Inflation Imp...

A recession can delay your plans to buy your first home, but there are ways to be prepared and make sure you reach your ultimate goal. In this episode we will provide you with a few tips to prepare for the upcoming recession. Check out the full episode and if you have questions, be sure to reach out to us or drop your question in the comments. //SHOW NOTES 00:00 Let’s Talk About The Recession 00:1...