The Financially Sharp (F Sharp) Podcast

The United States just reached its debt limit and now the race is on for Congress to agree on how to raise it. In this episode, we discuss what the debt limit is, why we keep finding ourselves in this situation, and ramifications near and far from Congress’s continued behavior. #DebtCeiling #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlanner #Finance #FinanceIn...

The crypto industry has been front and center in the headlines with the recent news of the fourth-largest crypto exchange FTX filing bankruptcy and Sam Bankman-Fried’s resignation. What lessons can be learned from this on-going saga, what potential regulations may come from it and does it affect the securities market? If you haven’t yet please press that follow button and give the f sharp podcast...

Welcome to another year of the #FinanciallySharpPodcast! Several years ago I learned about a micro-investing platform called Acorns. Intrigued by its mechanism to save automatically and passively I signed up. Fast forward to 2023 and I’m transferring my money out. We tell you why.   #FinTech #FinancialTech #Acorns #Microinvesting #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #Certi...

In our final episode of 2022, we discuss and give examples of common ways statistics are used to manipulate consumers in the financial industry. Our objective for this episode is to equip listeners to better detect when statistics are being used to paint a prettier picture than what reality actually shows. We want to wish you and your family a Merry Christmas, Happy New Year and we will see you in...

Are you saving 50% of your income? If your answer is yes then FIRE might be for you. F.I.R.E is a movement that is based on that principal — an aggressive savings/investment strategy that aims lower the retirement age into the 50s 40s and even the 30s. We breakdown the mechanics of this strategy and discuss what we really like about it.    FIRE # = (Annual Expenses / Safety Withdrawal Rate (4%) FI...

🔵Democrat or 🔴Republican? Does it even matter? Historically, how has the market reacted around election season and does the political party in control matter when it comes to market performance? We answer those questions in this episode as we head into the 2022 midterm elections. If you haven’t yet please press that follow button and give the f sharp podcast a 5-star rating! 🌟🌟🌟🌟🌟 #Financia...

What's My Age Again? In this episode we answer the most commonly asked questions regarding social security. Like what is my full retirement age? What if I need to take social security early? What if I want to delay taking social security? Answers to those questions and more are on the way.   #FinancialLiteracy #PersonalFinance #Finance #HarmoneyWealth #FinanciallySharp #FeeOnly #SocialSecurity

JACKPOT! We have won the lottery! Now what? Lump sum or annuity payments? Not so fast. Tanner believes in answering a very important question before you decide. We reveal the question and answer in this episode of the F sharp podcast.   #FinancialLiteracy #PersonalFinance #Finance #HarmoneyWealth #FinanciallySharp #FeeOnly #Powerball #MegaMillions #Lottery

Another 75 basis points? What has changed and what has not changed since our last market update in quarter two? We discuss our hopes and concerns moving forward as the Fed tries to curb rabid inflation. Recorded on Monday, September 26, 2022 #FinancialLiteracy #PersonalFinance #Finance #HarmoneyWealth #FinanciallySharp #FeeOnly #FederalReserve #MarketUpdate

A little over a year ago in episode 2, we discussed finding your "why?". We revisit this discussion and see if anything has changed since then.  #FinancialLiteracy #PersonalFinance #Finance #HarmoneyWealth #FinanciallySharp #FeeOnly 

On August 16, 2022, President Joe Biden signed into law the Inflation Reduction Act. The bill entails provisions on climate change and energy investments, prescription drug price reform, affordable care act extensions, an infusion of cash to the IRS and the creation of a new  corporate tax rates. But what impact if any will it have on inflation? #FinancialLiteracy #InflationReductionAct #Finance #...

25 episodes in and we have our first guest appearance! Shawn Malkou is an entrepreneur and the founder and Managing Broker of the Chandler Arizona based wholesale mortgage lender X2 Mortgage. X2 morgtage is a firm that aims to provide a more modern mortgage experience that is more efficient and cost efficient. We talk with Shawn about the current state of the real estate market, where it might go...

His day begins with a drive-thru stop at McDonalds for his regular order of a bacon egg and cheese biscuit -- a $3.17 cent breakfast, which he pays for with exact change, to enjoy on the way to his Omaha based office. I am of course talking about revered businessman, generous philanthropist, and one of the most successful investors in the world, Warren Buffett. Episode 24 is simply an episode rank...

According to the Federal Reserve, outstanding student loan debt for American borrowers reached 1.7 trillion dollars as of March 2021. Doubling its previous balance in just a decade. Student loan debt is the now the second largest outstanding debt Americans hold passing auto loan debt and second only to mortgage loan debt. How did we get here and what are the underlying problems causing this figure...

On Wednesday June 15, 2022, The Federal Reserve approved the largest interest rate increase since 1994 – an increase of 75 basis points or point 75 percent. In this episode, Tanner gives us a market update and what this interest hike means for you and your situation. If you haven’t yet please subscribe or give us a review. If you have a question or suggestion for a future episode we’d love to hear...

Episode 21 covers one of the six pillars of financial planning -- #LifeInsurance. Why is it a pillar? What is it? What does it cover and who is it for?  If you haven’t yet please subscribe or give us a review. If you have a question or suggestion for a future episode we’d love to hear from you — shoot us a note at podcast@financiallysharp.com. Enjoy the episode!  #FinanciallySharp #LifeInsurance #...

Are you looking to sell off your investments and cash out? You may want to think again! We tell you why it pays for you to stay invested.  If you haven’t yet please subscribe or give us a review. If you have a question or suggestion for a future episode we’d love to hear from you — shoot us a note at podcast@financiallysharp.com. Enjoy the episode!  #FinanciallySharp #RiskTolerance #FeeOnly #Harmo...

In today's episode, Adam and Tanner discuss what risk tolerance is, how you figure out your own risk tolerance, and why it is so important to your financial plan.     If you haven’t yet please subscribe or give us a review. If you have a question or suggestion for a future episode we’d love to hear from you — shoot us a note at podcast@financiallysharp.com. Enjoy the episode!    #FinanciallySharp...

Annuities...the good, the bad, and the ugly. We pull back the curtain to show you how annuities work, what to watch out for, and why Tanner says "Buyer Beware." If you haven’t yet please subscribe or give us a review. If you have a question or suggestion for a future episode we’d love to hear from you — shoot us a note at podcast@financiallysharp.com. Enjoy the episode!    #FinancialLiteracy #Annu...

What options for Real Estate Investments are there besides the traditional forms? In this episode we discuss REITs and Real Estate ETFs to consider for your portfolio. If you haven’t yet please subscribe or give us a review. If you have a question or suggestion for a future episode we’d love to hear from you — shoot us a note at podcast@financiallysharp.com. Enjoy the episode!    #FinancialLiterac...

This episode is your guide to Estate Planning. Tanner breaks down every facet that goes into the process and what it actually looks like. What if I don't have a will or estate plan? What questions do I ask? How often should I review my Estate Plan? If you haven’t yet please subscribe or give us a review. If you have a question or suggestion for a future episode we’d love to hear from you — shoot u...

Compounding is a basic financial concept that you may be aware of, but are you taking advantage of it?  In this episode, Tanner and Adam talk about the best way to take advantage of compound interest and make your money work harder for you. If you haven’t yet please subscribe or give us a review. If you have a question or suggestion for a future episode we’d love to hear from you — shoot us a note...

With tens of thousands of mutual funds and ETFs available, how do you know which ones are right for you? Tanner gives you the inside scoop on index, active managed, and smart beta funds with pros and cons of each so you can decide for yourself. If you haven’t yet please subscribe or give us a review. If you have a question or suggestion for a future episode we’d love to hear from you — shoot us a...

Day trading should NOT be your focus! Why? We give you the reasons why and what you should be doing instead. If you haven’t yet please subscribe or give us a review. If you have a question or suggestion for a future episode we’d love to hear from you — shoot us a note at podcast@financiallysharp.com. Enjoy the episode!    #FinancialLiteracy