The Capitalized Life & Retirement Show

Business owners have many responsibilities ranging from managing finances and personnel to navigating market changes and customer needs. But running a business doesn't come without layers of complexity and daunting challenges.  Join us as we reveal some red flags to watch out for in the latest Capitalized Life and Retirement Show with Matthew P. Johnson here.

Do you have a well-defined retirement plan, and is it the best option for your unique needs? Saving for your golden years often feels overwhelming, but exploring your options can help you see problems you might have missed while finding better ways to save, spend, and grow your nest egg. Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to learn...

Similar to Iowa's ever-changing seasons, the stock market also experiences its own series of changes. Whether it's due to rising inflation or fluctuating interest rates, these factors can have an impact on your retirement savings. And while it seems like winter might be coming to an end, it may not be the same case for the stock market. Listen to the latest Capitalized Life and Retirement Show wit...

When planning for your retirement, it's crucial to consider not only short-term financial decisions but also long-term ones. Your golden years should be a time of financial security and peace of mind, which requires thoughtful planning and foresight. Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to learn more.

How much of your money should be generating income? Whether you're in the accumulation stage or retired and in the distribution stage, the answer is unequivocally all of it at all times. Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to learn more.

Managing your money in 2024 is crucial. Regardless of any past mistakes, each day presents a fresh opportunity. You have the power to make financial improvements. Let's make 2024 a year of keeping our resolutions. Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to learn more

When we think about 2023, we remember the events that unfolded overseas in September and October. However, in November, the stock market hit an all-time high. While things are going well now, it's important to remember that this good fortune won't last forever. Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to learn more.

As we near the end of the year, our thoughts naturally turn to taxes. This time of year typically prompts us to consider our financial responsibilities and take necessary actions to ensure a smooth tax season for 2024. Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to learn more.

Wars, Congress, and the Federal Reserve have made predicting the economy's future difficult. As we peel back the layers of uncertainty to see what's inside, we can observe that November was a record-breaking month. However, the big question remains: How can we predict how the rest of the year will unfold? Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to lea...

While achieving financial stability and improving your quality of life during retirement is important, it's equally vital to consider the broader dimensions of your life's journey. Discover how lifestyle planning can change your perspective on retirement preparation by listening to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here.

Fiduciaries prioritize their clients' success when it comes to retirement savings. The five P's can be a helpful framework in helping ensure that your retirement planning is on the right track. Find out what the "Five P's" are by listening to the latest Capitalized Life and Retirement show here.

Many people own life insurance, but they often find it intimidating and shrouded in mystery. You might think about the agent who sold it to you or the company you got it from, and then you seldom hear from them again. However, life insurance is important and can affect you and your loved ones in significant ways. Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson her...

Have you ever found yourself lost in an unfamiliar place? The road to retirement can feel like getting lost in a foreign destination. In a world full of chaos and unpredictability, a financial advisor can make a big difference. Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to learn more.

Our parents and grandparents often said, "They don't make them like they used to," expressing a belief in the declining quality of goods over time. Today, we not only face concerns about product durability but also about societal and economic stability. These uncertainties raise questions about the long-term future and what lies ahead. Listen to the latest Capitalized Life and Retirement Show with...

As parents age, it brings about new challenges in communication and decision-making. Navigating through these transitions requires patience, empathy, and open communication to find solutions that honor aging parents' wishes. Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to learn more.

Today, we're addressing a common question received at Johnson Wealth and Income Management. Our listener for today, Janet, is still working and relies on a financial advisor. In 2022, she experienced significant financial losses and hasn't bounced back yet. She's been on a financial rollercoaster. Her advisor claims she's secure, but she's uncertain about what "safe" truly implies. Listen to the l...

Our society tells us that retirement is a wonderful time to enjoy the rewards of our hard work. However, many Americans feel anxious about their retirement future. Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to learn more.

Life has its share of risks and opportunities. It's important to consider both when making choices, especially when it comes to planning your retirement. Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to learn more.

You've probably heard the saying, "You can't fight the FED," but what does it really mean? Well, it means that the Federal Reserve (FED) greatly impacts our money and what we can buy. The FED's decisions can directly influence our economy. Even as inflation led to higher interest rates, the FED chose not to adjust them. To learn more, tune in to the latest episode of the Capitalized Life and Retir...

Today, we're opening the virtual mailbag to answer the most pressing questions we receive here at Johnson Wealth and Income Management. Today's listener, Judith, asks, "I'm on a fixed income, pay rent, have my Social Security income, pension, CDs, and insurance policies. But I'm not invested in stocks, and this income still isn't enough to keep up with inflation. What can I do?" Listen to the late...

From nutritional recommendations to scripted political speeches, as a nation, we are getting sick and tired of false information and hidden agendas. Today, Matthew P. Johnson of Johnson Wealth and Income Management asks some candid questions about what we can do to start thinking - and acting - for ourselves.

As you transition into retirement, you face many important decisions that will impact your quality of life for the rest of your life. The trouble is, that many people ignore or put off these critical decisions when it matters most. Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to learn more.

Are you personally prepared for a retirement that will be longer than expected? People are living longer than you may think, so a sound retirement plan needs to anticipate a retirement that could last decades. Listen here to learn more.

Mutual funds are a hot topic in 2023. With most pre-retirees and retirees emphasizing mutual funds as important to their retirement plans, it's time to break them down once and for all. Listen to the latest Capitalized Life and Retirement Show with Matthew Johnson here to find out more.

Longevity risk is the possibility that you will outlive what you have in your investments, savings, pensions, annuities and other sources of retirement income. But is it the BIGGEST risk you’ll face in retirement? The answer may surprise you. Listen to the latest Capitalized Life and Retirement Show with Matthew P. Johnson here to learn more.