Talking Cents

It can be exciting taking a side job and turning it into a small business! And if that's your dream, we've got you covered with several things to consider before getting started so you can set yourself up for success in your entrepreneurial journey! You can also check out Episode 101 for more information on saving for retirement while running your small business! MoneyWorks MoneyGuide

The journey to financial independence is a deeply personal one. So how do you define it? If you're not quite sure, we're here to help! In this episode, we'll discuss what Financial Independence is NOT and some questions to ask yourself when determining what it means to you! MoneyWorks  MoneyGuide 

It might not be top of mind if you own a small business, but you need to have an exit strategy! In this episode, we're looking at retirement plan options for you (and your employees if you have them), so you can be on the road to true financial independence! MoneyWorks  MoneyGuide 

If you look online, you can find a LOT of conflicting information on life insurance. We're breaking down the differences in this episode so you can be more informed when considering which might be a good fit for you and your legacy. MoneyWorks MoneyGuide 

Talking about finances is often a taboo topic.  But why? In this episode, we're taking a look at why we're so averse to the subject and when it's okay to be open about your finances (and when you really shouldn't)! MoneyWorks MoneyGuide 

If you're changing jobs, you might have a 401(k) from your previous employer. But what should you do with it? We're looking at four options for your employer plan and the pros and cons for each in this episode. MoneyWorks MoneyGuide 

If you've been laid off by your employer, you may have received a severance package, but did you know that a portion of that package is subject to taxes? In this episode, we'll explore the ins and outs of how severance pay is taxed and offer tips on how to minimize the tax impact. MoneyWorks MoneyGuide 

It's easy to feel overwhelmed when looking at THE economy - rising inflation and interest rates, market volatility, and talk of an imminent recession. But what about YOUR economy? In this episode, we want to help you understand the risks of investing and how those risks actually help your overall plan! MoneyWorks MoneyGuide 

Even after close to a decade in the industry, new terminology and buzzwords get thrown around that we as financial advisors have to look up to stay up-to-date on matters relevant to the industry and our clients. So how are you supposed to keep up with them?! Have no fear, we're here with the most important terms and how they apply to you on this episode of Talking Cents! MoneyWorks MoneyGuide&nbsp...

Have you ever eaten Lucky Charms? Savored the delightful, brightly colored marshmallow charms? We're having a bit of fun in this episode and turning these treats into a guide to financial independence. MoneyWorks MoneyGuide

We're diving into a topic that's not easy to think about: how to manage funds if you're on the receiving end of a loved one's life insurance policy. We know firsthand how overwhelming this can be! So in this episode, we're sharing some personal experiences and ways you can handle these funds in a meaningful way. MoneyWorks MoneyGuide 

Do you fall prey to some bad money habits? Don’t worry, we have to. But we've got some tips on how to use your money more wisely, no matter the amount! From creating emergency funds to avoiding impulse purchases, we've got you covered in this episode! MoneyWorks MoneyGuide 

There are NUMEROUS ways to save money and shelter that money from taxes. In this episode, we're taking a look at how some of these work and how they can work for YOU. MoneyWorks MoneyGuide 

 Every day, we areasked the question “Which investment is the best?”  And we have always explained that we would need to do a deep dive into their financial goals to answer that, but I have finally found a workaround! Google has several quizzes just pick one! Don’t be alarmed if each one gives you a different result... JUST KIDDING. That's terrible advice. On this episode of Talking Cent...

They really should have a class on this in school! Deductible, co-insurance, co-pay, out-of-pocket Max?! How is anyone supposed to make sense of their health insurance policy without knowing what it all means. On this episode of Talking Cents, we're decoding health insurance. 

Financial Independence is a deep desire that every human holds with longing. Yet, so few of us actually have it. Some seem to obtain it so effortlessly, while others work all their lives in its pursuit. As we have met countless individuals from all walks of life,one trend we have noticed is that people who are successful in this endeavor don’t necessarily come from riches –they simply know what it...

For investors, finding the right financial advisor can be a deeply personal endeavor. Given the high stakes of this relationship, investors looking for a new advisor should do their homework. In this episode, we give you 6 questions to help you make sure you make the right choice when selecting who to work with! 

*in our best Regis Philban voice* WHO WANTS TO BE A MILLIONAIRE?!  The reality is that you're probably not going to just "win" a million dollars some day, so how to you stack up enough cash to be able to retire? Well, you do it by doing the little things day in and day out. We call it "Get Rich Slow" and we're talking about how to do it on this episode of Talking Cents. 

"Green means go, yellow means slow, and red means stop stop stop!" We're taking a look at some financial habits in this episode to help you determine if there are those you need to start, stop, or continue. MoneyWorks MoneyGuide 

New Year's resolutions have become a bit of a joke, with very few people following through. But as we start the year, we want to help you make financial independence MORE than a resolution! MoneyWorks MoneyGuide 

We've got an encore presentation of our most listened-to episode of 2022! Which one is better? Well…that depends! Today we're looking at two types of IRA, what they mean, and how each can help you toward your financial goals. MoneyWorks MoneyGuide 

Do you carry cash? Most of us don't anymore. And in an increasingly cashless world, how do your kids make purchases? In this episode, we're looking at some best practices for introducing children to debit cards AND teaching them financial literacy. MoneyWorks MoneyGuide 

Education is our passion! And there are a lot of terms out there you may have heard but don't understand. In this episode, we're tackling "cost of living." What is it? And what does it mean for you? MoneyWorks MoneyGuide 

We all have gaps in what we know - we can't know everything! One missing piece of knowledge for many of us is managing money. And if you're in this camp, give yourself some grace first! The second step is to get educated. And in this episode, we're looking at areas you can focus on to grow your financial knowledge. MoneyWorks MoneyGuide  

Venmo. CashApp. Apps like these can be extremely convenient! But do you leave money sitting in them? There are some risks we want to talk about on today's show and how you can avoid them to make sure these tools are working FOR you and not AGAINST you! MoneyWorks MoneyGuide