SpendNode Podcast: Crypto News & Analysis

PayPal is issuing PYUSD natively on Polygon and folding it into the network's Open Money Stack, giving merchants a cheaper, faster path to stablecoin payments. Read the full article: https://www.spendnode.io/blog/paypal-pyusd-native-polygon-open-money-stack-july-2026/

Aave Labs launched Stable Vaults, letting fintechs, wallets, and exchanges offer users stablecoin yield without building their own DeFi stack. Details here. Read the full article: https://www.spendnode.io/blog/aave-labs-stable-vaults-stablecoin-yield-fintechs-july-2026/

Stripe-owned Privy teamed up with Jito Labs on FullSend, a tool that routes each Solana transaction straight to the current block leader for faster inclusion. Read the full article: https://www.spendnode.io/blog/privy-jito-labs-fullsend-solana-transaction-routing-july-2026/

Polymarket is asking US regulators to clear margin trading on its prediction markets, per Bloomberg. Here is what borrowed-money betting would change. Read the full article: https://www.spendnode.io/blog/polymarket-us-margin-trading-regulatory-approval-july-2026/

DefiLlama data flagged by Cointelegraph shows Robinhood Chain overtook Hyperliquid in 24-hour DEX volume, a fresh signal in the Layer-1 liquidity race. Read the full article: https://www.spendnode.io/blog/robinhood-chain-flips-hyperliquid-dex-volume-july-2026/

Binance's CEO says 70% of European user withdrawals moved to self-custodied wallets after its MiCA compliance exit, a rare data point on how regulation reshapes custody. Read the full article: https://www.spendnode.io/blog/binance-eu-users-self-custody-mica-exit-july-2026/

Latin America's largest exchange, B3, has listed options on BTC, ETH and SOL futures, giving Brazilian institutions a regulated way to hedge crypto exposure. Read the full article: https://www.spendnode.io/blog/brazil-b3-bitcoin-ethereum-solana-options-july-2026/

MetaMask launched Money Account, a self-custodial mUSD balance that earns up to 4% APY on Monad and spends through the MetaMask Card at Mastercard merchants. Read the full article: https://www.spendnode.io/blog/metamask-money-account-4-percent-yield-card-spending-july-2026/

EU officials are drafting a MiCA revision, dubbed MiCA 2.0, to extend stablecoin oversight to non-EU issuers. Here is what changes for issuers and card users. Read the full article: https://www.spendnode.io/blog/eu-mica-2-0-revision-non-eu-stablecoins-july-2026/

An Ethereum user lost $999,999 in USDT after signing a single malicious token approval, Scam Sniffer reports. Here is how approval-drainer attacks work. Read the full article: https://www.spendnode.io/blog/phishing-token-approval-drains-999999-usdt-ethereum-july-2026/

Jack Dorsey's Block will pay $45M and add live phone support to Cash App to settle claims from 46 US states that it failed to shield users from fraud. Read the full article: https://www.spendnode.io/blog/block-45m-settlement-cash-app-fraud-protection-july-2026/

Uphold rolled out Flexible Staking for US users: weekly rewards, no lockup, and the freedom to sell or swap staked assets anytime. Here is what it means for cardholders. Read the full article: https://www.spendnode.io/blog/uphold-flexible-staking-weekly-rewards-no-lockup-july-2026/

President Tokayev signed a decree to build a regulated crypto market in Kazakhstan, with stablecoin payment rules, tax breaks, and new mining energy options. Read the full article: https://www.spendnode.io/blog/kazakhstan-decree-regulated-crypto-market-stablecoin-rules-july-2026/

Cross-border payments firm Nium has acquired Cypher, a Coinbase Ventures-backed crypto wallet and card issuer, folding stablecoin spending into its global rails. Read the full article: https://www.spendnode.io/blog/nium-acquires-cypher-crypto-card-issuer-july-2026/

BNB Chain added ten new FSRA-approved tokenized stocks to its bStocks lineup, offering 1:1 backing and 24/7 trading. Here is what the RWA push means. Read the full article: https://www.spendnode.io/blog/bnb-chain-ten-new-bstocks-tokenized-equities-july-2026/

Paradigm closed a $1.2B fourth fund aimed at crypto and AI startups, per Cointelegraph. Here is what the raise signals for where venture money is heading. Read the full article: https://www.spendnode.io/blog/paradigm-1-2-billion-fourth-fund-crypto-ai-july-2026/

Zapper, one of DeFi's oldest portfolio dashboards, will close on August 3, 2026. Here is what its shutdown means for on-chain users and how to prepare. Read the full article: https://www.spendnode.io/blog/zapper-defi-dashboard-shutdown-august-2026/

Coinbase says Coinbase One members can now earn about 7% APY lending USDC. The paid tier also gates the Coinbase One card, so the yield lands with cardholders. Read the full article: https://www.spendnode.io/blog/coinbase-one-7-percent-apy-usdc-lending-july-2026/

Tuyo says it has covered 10% of every purchase on its card since launch, a subsidy now surfaced in the app's live feed. Here is what it means for cardholders. Read the full article: https://www.spendnode.io/blog/tuyo-10-percent-purchase-subsidy-july-2026/

A Zcash co-founder suggested Bitcoin drop its fixed 21 million supply cap and issue 4% new coins a year. The idea cuts against Bitcoin's core promise. Read the full article: https://www.spendnode.io/blog/bitcoin-supply-cap-zcash-cofounder-4-percent-inflation-july-2026/

Kenya's Capital Markets Authority is shopping for a blockchain analytics platform to trace Bitcoin, Ethereum, and 20+ networks for fraud and sanctions checks. Read the full article: https://www.spendnode.io/blog/kenya-cma-blockchain-analytics-crypto-surveillance-july-2026/

Bitcoin's exchange supply is at its lowest since 2017 and Ethereum's since 2015, per Santiment. Here is what the tightening float means for holders. Read the full article: https://www.spendnode.io/blog/bitcoin-ethereum-exchange-supply-historic-lows-july-2026/

Real-world asset perpetuals cleared $100B in June, a record month per DefiLlama. Here is what the milestone says about tokenized collateral in DeFi. Read the full article: https://www.spendnode.io/blog/rwa-perps-record-100b-june-volume-july-2026/

Two ethical hackers say they found a critical Aptos vulnerability that could have put $70 billion in on-chain value at risk. Here is what the disclosure means for users. Read the full article: https://www.spendnode.io/blog/aptos-critical-vulnerability-70b-ethical-hackers-july-2026/

Russia's Financial Market Committee approved the final text of its crypto bill, sending it to a State Duma second reading. Here is what it changes for users. Read the full article: https://www.spendnode.io/blog/russia-crypto-bill-second-reading-july-2026/