Ringgit and Sense

Should you invest in the Technology Sector Fund or the Vietnam Fund or how about the Asia Ex-Japan Tactical Fund? You wouldn't want to miss the final series of "How To Be Your Own Financial Planner" which will help clear the confusion about the thousands of fund options to choose from in the market. See omnystudio.com/listener for privacy information.

Part 3 of the series discusses asset allocation within the Malaysian context with a focus on how EPF (Employees Provident Fund) and property can distort the asset allocation process. How the establishment of a will or estate can affect lifestyle choices is also discussed. See omnystudio.com/listener for privacy information.

Part 2 of the series discusses  asset allocation - the process of dividing our investments into the various asset classes - and its three broad categories. See omnystudio.com/listener for privacy information.

Financial planning is an important tool in achieving financial independence, be it for retirement or for your children’s education. In light of that, BFM’s new 4-part series aims to provide you with the basic understanding of investments - so that if you can’t afford a professional financial planner, you can be your own.   Part 1 of the series discusses the four major asset...

Mun Wai and Joyce of Success Concepts share their perspectives on how you can create your financial bucket list. See omnystudio.com/listener for privacy information.

An unexpected situation or emergency can cause people to make rash financial decisions, so in today's episode David Chew and Julian Ng share how important it is to have alternative resources. Additionally, Azura Rahman talks to Ching Wei Lee of Imoney.my and helps to find sensible altenatives while not incurring more debt. See omnystudio.com/listener for privacy information.

Azura Rahman speaks to KP Bose, Trainer and Finance Consultant about personcal finance and tax lietracy at the workplace. See omnystudio.com/listener for privacy information.

In this episode of Ringgit and Sense, David Chew introduces a new host to the show, Julian Ng! While Azura Rahman discovers the best online resources for personal finance from KC Lau of kclau.com. See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

Yap Ming Hui, an Author and Independent Financial Advisor helps to debunk some financial myths. He also shares the services that independent financial advisors do provide and what you should expect. See omnystudio.com/listener for privacy information.

Wondering why you're always short of money at the end of the month or where all your extra money is going? Joyce Chuah and Lee Mun Wai of Success Concepts talk to Azura Rahman about the "The Latte Factor" where they explain how we are unconciously spending money on unnecessary items. Listen in and learn how you can kick these bad habits! See omnystudio.com/listener for privacy information.

Jeevindra Kumar explains his book "Investing in Disturbing Times" and diversification of investments. He also clears up the misconception of investing offshore. See omnystudio.com/listener for privacy information.

Ching Wei Lee of iMoney shares the pros and cons of 'plastic money'. See omnystudio.com/listener for privacy information.

Learn to make legal 'Trust' arrangements. This episode of Ringgit and Sense helps to educate people in fully utilising Trusts. See omnystudio.com/listener for privacy information.

The wonders of smartphones are never ending, there are just Apps for everything! Kashminder Singh of Mobile World Magazine recommends the best personal finance Apps. See omnystudio.com/listener for privacy information.

Believing in yourself is not enough when considering trading as a career. Kathlyn Toh shares how she made the colossal move from a stable income to the risky business of trading but not without caution and a contingency plan. See omnystudio.com/listener for privacy information.

Tiffany Tang of Treasure Mind advises how parents can help their children start a good habit of saving and investing their money. She also lays out some rules that need to be taken note of when creating an investment portfolio. See omnystudio.com/listener for privacy information.

Malaysians have the perception that 'Its better to be safe than sorry' when it comes to investing. However, our guest Milan Doshi suggests ways to break out of the conservative investment attitude post-elections. See omnystudio.com/listener for privacy information.

Are you a good candidate for refinancing? Jared Lim shares his advice about refinancing and when it is the right time. See omnystudio.com/listener for privacy information.

Peter Lee, the author of "To Delay is Human but to Will is Divine" discusses the importance of planning your estate and preparing for the unknown more relatable through short stories and fables. See omnystudio.com/listener for privacy information.

With High Net Worth Individuals in this region expecting to increase by 199% this year, just exactly how how do the other half live or to put it to a finer point, how do the "one-percenters" live? Nicholas Frank from Knight & Frank speaks about the company's Wealth Management Report 2013. See omnystudio.com/listener for privacy information.

Ronnie Lim, Headof Consumer Banking, Alliance Bank serves some sobering figures on how we are overspending, too much too soon. See omnystudio.com/listener for privacy information.

It's been hailed as the new threat to fiat currency and unsurprisingly so with it's value doubling in a few short months in 2013. Controlled by a guerilla style peer-to-peer network, it's completely decentralised nature spooks analysts. Part-geeky project, part-currency that fuels the darker side of the internet..will Bitcoin ever be reagrded as a real currency? See omnystudio.com/listener for pri...

Making friends isn't easy but it gets a little bit mroe complicated when they are supposed to help mind your financial affairs. Lee Mun Wai and Amelia Hong of Success Concepts list out the essential criteria in choosing a financial buddy. See omnystudio.com/listener for privacy information.