Retirement Talk with Kevin Bock

The talk of a market pullback continues on Wall Street. What exactly is a ‘contraction?’  How long can one usually last, and what is your advice for those close to retirement? Bottom line... hear how Kevin can help you inflation proof your retirement plan with market protection strategies!    See omnystudio.com/listener for privacy information.

If most of your money is in a 401(k), how and when do you access it?  Do you retire and start pulling money as you need it?  Do you wait until the government says you have to take it?  Two retirement and Social Security experts say that a customized tax strategy is very important and can reduce a couple’s tax liability by more than 300-thousand dollars.  Is an income plan really complete without a...

Country superstar Jason Aldean joins the show! We were with Jason Aldean in Nashville recently and he told us the most important thing he’s learned in his 25-year career, is that you need the right team. So, let’s talk about your team.  Tell us what they bring to the table for someone who’s ready to talk to a financial advisor. Do you enjoy attempting “Do It Yourself” projects at home?  How long d...

If you’re not yet ready to retire, there’s a way to get a nice tax break by making extra contributions to your IRA or 401(k).  This sounds great if you can afford to make those payments. Hear Kevin discuss  other ideas on tax savings as related to retirement plans and more!  Call Kevin today for a Tax Analysis!  See omnystudio.com/listener for privacy information.

When we mention the word “annuity,” we’re talking about an insurance contract designed to pay out invested funds in a fixed income stream in the future.  The thing is, not all financial advisors recommend them.  The reasons they often give are excessive fees, inferior rate-of-return potential or limited liquidity.  But Morningstar’s David Blanchett says failing to discuss annuities as an option is...

How much longer will inflation eat at us? How can we inflation proof our retirement? Hear Kevin talk about different options to help with inflation including annuities!  See omnystudio.com/listener for privacy information.

Economists routinely tell us that the biggest retirement worry is running out of money.  But Forbes says there’s another concern that doesn’t get as much attention … and that’s maintaining the same standard of living.  Hear Kevin explain how his 6 Pillars for a successful retirement can help you maintain your lifestyle, wants and needs in retirement!  Call Kevin today for a Complimentary Portfolio...

We’ve all heard of Roth conversions….paying taxes today for tax free income or legacy down the road.  The legacy will still have PA inheritance taxes due on it at 4.5% - 15%. What if you did a Legacy Conversion instead?  This is for those of you who may not need all of your IRA to live on!  The Legacy Conversion has similar benefits to the Roth Conversion, BUT, it can increase the value of the leg...

I recently read a story about a guy from Arizona who went to Las Vegas.  He was playing a slot machine at a casino there when he hit the jackpot for more than 200-thousand dollars.  The only problem was the software in the machine malfunctioned, so it gave no indication that he had won.  By the time the Nevada Gaming Control Board realized the mistake, the man had already returned home.  So, offic...

Kevin explains how he helps clients prepare for expenses in retirement, taxes in retirement and of course, how his 6 pillars for a successful retirement can help you NOT run out of money!  Call Kevin today for a Complimentary Income Analysis!   See omnystudio.com/listener for privacy information.

Saving up for retirement is one thing, but withdrawing money once you’re retired is another.  An article on the SmartAsset financial website talks about the four worst mistakes people make in withdrawing from their accounts.  Kevin explains how he determines the best order to withdraw from clients retirement accounts and how he can help you create a customized income plan.  See omnystudio.com/list...

So, what’s the outlook for the stock market this year?  It depends on whom you ask.  Brent Schutte with Northwest Mutual tells CNBC he’s more optimistic, pointing at signs that pandemic inflation is starting to slip. But even he is more cautious about the second half of the year, when the Fed is expected to raise interest rates several times.  It seems the forecast keeps going back-and-forth.  Wha...

Did you know that 81% of employees are less likely to leave a company if the company helps them with their finances? And, 75% say that finances are regularly on their mind and create a ton of stress! Would you agree? Finding the balance of health and wealth is crucial to having a happy and successful life and yes, retirement! So, the question becomes - how do you do that?  Joining Kevin today is M...

Between the time you woke up this morning and the time you go to bed tonight, another 10,000 baby boomers will have officially retired. What about you? Have you done everything you need to do to be ready? What about taxes? inflation? Securing income for life? Hear how Kevin's 6 Pillars for a successful retirement can help you check off items on that retirement planning list !     See omnystudio.co...

Inflation is on the rise and shows now sign of slowing down! How do we keep up? Hear Kevin discuss a few different options and strategies he can show you to keep up with the pace of inflation while not spending all your nest egg!  See omnystudio.com/listener for privacy information.

According to a new Vanguard report, the average 401(k) earned just over 15% last year.  So, how did yours do?  Hear what Kevin thinks is a reasonable expectation for us to have when it comes to the performance of our retirement accounts? Required Minimum Distributions are back this year.  If you’re subject to them, you might want to start thinking about that.  But even if you’re not there yet, Mor...

We’ve talked about the importance of reducing risk and developing income in retirement. An article in Smart Asset suggests that annuities, not bonds is a better way to do both. They also talk about the psychological benefit of having dependable income gives the retiree the license to spend and enjoy retirement more.  President Biden is pushing trillions of dollars in new spending … and his support...

 Kevin talks about his 6 pillars for a successful retirement and how he can help you create the retirement you've dreamed about. The good news Kevin can help you with this process because everything is under one roof! 1) Income Planning 2)Assent Planning 3)Tax Planning 4)Healthcare Planning 5)Legacy Planning 6)Legal Planning See omnystudio.com/listener for privacy information.

Kiplinger’s surveyed hundreds of retirees and near-retirees to ask them about their biggest financial fears.  Kevin talks about the big disconnect with 71% admit they need help with 29% of Americans are working with an advisor.  See omnystudio.com/listener for privacy information.

Stocks have been hitting record highs in recent weeks, but one strategist worries that prices are too high.  Julian Emanual tells CNBC the market is starting to mimic the conditions of when the dot-com bubble burst and he believes we could be in for a 10-to-20 percent correction! Is this a reason for concern, or do we just bite the bullet and hope for the best?  Then, giving your retirement a test...

We’ve talked about the importance of reducing risk and developing income in retirement.  An article in Smart Asset suggests that annuities, not bonds is a better way to do both. True or False?  Then, hear Kevin talk about the psychological benefit of having dependable income giving the retiree the license to spend and enjoy retirement more. Plus, President Biden is pushing trillions of dollars in...

Blackrock CEO Larry Fink tells CNBC that record-low interest rates are a major problem for those of us trying to save for retirement. Are these low rates going to force some of us change our retirement plans?  Then, inflation has been a hot topic in recent months, but Market Watch says – if you’re planning for retirement – inflation should always be a hot topic.  Hear how Kevin can make sure you c...

How often do you check your smartphone?  A survey by the tech care company Asurion found Americans look at theirs 96 times a day.  That’s about once every 10 minutes while you’re awake!  That number is up 20% from a similar poll two years ago.  Jittery investors tend to check their financial standing a lot. Think about it, when did you last check your income and financial plan?  Kevin talks about...

This may surprise you:  A new report from the Credit Suisse investment bank estimates that nearly 1 of every 10 American adults is now … a millionaire!  That’s great news but I’m sure a lot of those new millionaires are wondering, “Now what?”  How do we make sure we’re still a millionaire (or better) by the time we hit retirement? See omnystudio.com/listener for privacy information.

Are you ready for retirement? USA Today came up with some questions we need to ask ourselves, to determine whether we’re financially prepared for retirement.  Kevin weighs in on these questions and adds some of his own!  If your intentions are to provide for your children or grandchildren after you’re gone, there’s a certain amount of planning you need to do.  But The Motley Fool’s David Gardner s...