Retirement Max Radio

Many people spend decades accumulating wealth for retirement, but here's what can keep them up at night: Will their money last as long as they do? With people living longer than ever, inflation eating away at purchasing power, and market volatility threatening nest eggs, the old rules of retirement planning simply may no longer be enough. Learn more at  Apex Financial Group We are an independent f...

Social Security benefits are always changing, and some retirees could be facing new tax surprises. Today, Ken is here to discuss how changes to Social Security could impact your finances and what you can do to prepare. Learn more at  Apex Financial Group We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom su...

You know how we sometimes do things that even we can’t explain? Well, it turns out, this also happens when it comes to our money. Have you ever been so scared of losing money that you didn't take a financial risk? Or maybe you've found yourself buying something just because everyone else is? These are just a couple examples of how our behavior plays a big role in our financial decisions. Learn mor...

It’s easy to make assumptions about what goes into a legacy plan, but Ken will help make it clear for you as we dive into the basics of creating a lasting legacy for your family. Learn more at  Apex Financial Group We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives. Any refer...

Remember when you were working, and you could count on a regular paycheck hitting your bank account every month? For many retirees, that predictable income is replaced by constantly checking portfolio values and worrying about market fluctuations. But retirement doesn't have to feel like a financial rollercoaster. Learn more at Apex Financial Group We are an independent financial services firm hel...

I’ll bet a lot has happened to you in the last 20 years that you didn’t see coming. You probably had some unexpected blessings and also some obstacles to overcome. Either way, there were some big unknowns in your past and they’ll continue in the future. Learn more at Apex Financial Group We are an independent financial services firm helping individuals create retirement strategies using a variety...

Any financial strategy you made before July might need an update. Today, Ken shares what you need to know about the sweeping changes to tax policy under the One Big Beautiful Bill Act signed into law on July 4 and why it might be time to take another look at your financial strategy and your accounts. Learn more at Apex Financial Group We are an independent financial services firm helping individua...

We’ve repeated the stats time and time again: thousands of Baby Boomers retire every day. And by 2030, they will all be 65 . And if Baby Boomers are up to bat for retirement … that means Generation X is on deck. Learn more at Apex Financial Group We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their...

We're living through what professionals call a "longevity revolution." People are living much longer than previous generations, which can be wonderful, but it creates some serious financial strategy challenges. If you’re currently 65, there’s a very real possibility you could spend 25 to 30 years—or even longer—in retirement. Learn more at Apex Financial Group We are an independent financial servi...

You know how we sometimes do things that even we can’t explain? Well, it turns out, this also happens when it comes to our money. Learn more at Apex Financial Group We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives. Any references to protection benefits, safety, security, st...

Most retirement strategies assume your expenses will immediately drop when you stop working - maybe needing only 70-80% of your working income. But what if that conventional wisdom is completely wrong? What if retirement spending actually follows a very different pattern than the neat, predictable decline that financial calculators assume? Learn more at Apex Financial Group We are an independent f...

When we think about risks to retirement, it’s natural to focus on the big, dramatic market downturns—like those we’ve seen in the past and will undoubtedly face again in the future. But those aren’t the only threats. The looming possibility of higher taxes, persistent inflation, and other challenges all contribute to the very real fear of outliving your savings. Learn more at Apex Financial Group...

It seems like world is on edge right now. Global conflicts are dominating the news headlines, and the ripple effects could reach you and your wealth. Today, we’re tackling how global instability could impact your retirement future. Ken shares strategies to help you preserve your wealth and stay on track, even in uncertain times. Learn more at Apex Financial Group We are an independent financial se...

How much is left on your to-do list this week? What about that honey-do list of chores around the house? It’s a mile long, right? The problem with long lists is they can overwhelm you and cause you to shut down. So let’s keep it simple! Learn more at Apex Financial Group We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance prod...

For years, annuities have gotten a bum rap. Too expensive. Too many strings attached. Your money is locked up forever. You’ve heard all the “cons” of annuities for years. But with private company pensions dying out, the tide is starting to turn. Annuities sales have had record years recently.     Learn more at Apex Financial Group We are an independent financial services firm helping individuals c...

In the U.S., medical bills are not only the most common reason for bankruptcies, but they directly cause a whopping 66.5% of them, making them the leading cause of bankruptcy. A healthcare emergency, catastrophic illness, or accident can knock you off your feet physically – and financially. Learn more at Apex Financial Group We are an independent financial services firm helping individuals create...

Retirement planning is one of the most important financial decisions you’ll make. But there are five important mistakes that can impact your future. Learn more at Apex Financial Group We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives. Any references to protection benefits, s...

We’ve repeated the stats time and time again: thousands of Baby Boomers retire every day. And by 2030, they will all be 65. And if Baby Boomers are up to bat for retirement … that means Generation X is on deck. Learn more at Apex Financial Group We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their...

When building a house, you'd never start construction without a proper foundation. Yet surprisingly, some people approach planning for retirement exactly that way - focusing on just one aspect while ignoring other crucial elements that help provide essential support and stability. Learn more at Apex Financial Group We are an independent financial services firm helping individuals create retirement...

I’ll bet a lot has happened to you in the last 20 years that you didn’t see coming. You probably had some unexpected blessings and also some obstacles to overcome. Either way, there were some big unknowns in your past and they’ll continue in the future. Learn more at Apex Financial Group We are an independent financial services firm helping individuals create retirement strategies using a variety...

Many of us spend decades preparing for retirement, diligently saving and watching our account balances grow. But as retirement approaches, a significant challenge emerges—how do you actually transform those savings into reliable monthly income? It's a shift from earning a paycheck to creating your own "retirement paycheck" that needs to last a lifetime. Learn more at Apex Financial Group We are an...

Retirement is like starting a whole new chapter in life. For some, it’s exciting. For others, it can feel overwhelming. But there are ways to make it enjoyable. Today, Ken is here to share 5 Tips for a Happy Retirement. Learn more at Apex Financial Group We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom su...

When we think about risks to retirement, it’s natural to focus on the big, dramatic market downturns—like those we’ve seen in the past and will undoubtedly face again in the future. But those aren’t the only threats. The looming possibility of higher taxes, persistent inflation, and other challenges all contribute to the very real fear of outliving your savings. Learn more at Apex Financial Group...

Could we be headed toward a recession? Some economists say that we have a 40% chance of an economic downturn. Today, Ken will share simple steps that could help preserve your money if the market takes a dive. Learn more at Apex Financial Group We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their ne...

Remember when you were working, and you could count on a regular paycheck hitting your bank account every month? For many retirees, that predictable income is replaced by constantly checking portfolio values and worrying about market fluctuations. But retirement doesn't have to feel like a financial rollercoaster. Learn more at Apex Financial Group We are an independent financial services firm hel...