Retire Right

Glen and Martin discuss the essential ways to prepare 10 years out from retirement. 👉🏾 review and pay down debt 👉🏿 know your numbers 👉🏻 living arrangements 👉 start thinking about lifestyle goals 👉🏼 super investment options 👉🏽 review super beneficiaries & estate planning 👉🏾 mortgage strategy 👉🏿 gifting considerations Download the free ebook, 10 things to master 10 years before re...

Glen & Gemma Dale answer investing questions from the Retire Right Facebook group, touching on: 👉 should I invest in listed private credit ETF for income in retirement  👉🏼 investing for kids for minimum 10 year timeframe 👉🏽 are there any tax benefits for selling shares before age 60 and putting in super? 👉🏾 is one vanguard international fund and one vanguard Australian fund enough?...

In today's episode Glen James, Martin McGrath and Nathan Fradley answer your questions about super in retirement covering: 👉🏾 accessing super to help children buy a property 👉🏿 if I don’t spend all my compulsory pension drawdown, can I put the money back into super? 👉🏻 types of super beneficiaries explained & reversionary pension explained 👉 what actually happens to your super pension w...

Glen James, Martin McGrath and Nathan Fradley break down bucket strategies for retirement - how to build them, how to draw down from them and how your investment allocation should shift before and after you stop working. 👉🏾 bucket strategy - two different approaches to setting one up 👉🏿 rebalancing for income in pension mode using a bucket strategy 👉🏻 if you have money outside of super, do y...

Justin Bott from Services Australia returns to the show to answer your Centrelink questions: 👉🏾 can you setup work reporting online? 👉🏿 how does Centrelink assess real estate bigger than 2 hectare 👉🏻 closing a business and applying for the age pension 👉 the assets test: how to price assets like jewellery and artwork 👉🏼 paying off the mortgage vs keeping funds in account based pension 👉🏽...

Casey Beros is a health journalist and author of Next of Kin: What to Expect When You're Expecting to Care for Someone You Love. In this chat Casey sits down with Glen and shares her personal story caring for her dad through terminal illness, the emotional and practical realities families face and how early conversations can protect your loved ones during one of life’s hardest chapters. 👉 what ma...

Due to popular demand, Justin Bott from Services Australia returns to the show to chat with Glen about the major Centrelink changes, a 101 on concession cards + the work bonus. They talk about: 👉 indexation changes to pensions - what increased 👉🏼 how the assets test and income test actually work 👉🏽 what is deeming 👉🏾 the new deeming rates 👉🏿 benefits of deeming 👉🏻 Commonwealth Seniors H...

Glen and Martin break down a real case study of a couple in their mid-50s with eight investment properties, $3M in debt and tight month-to-month cashflow. They unpack how selling strategically, using super effectively and reducing debt can turn a high-complexity portfolio into a clear plan toward retiring earlier with less stress and more income. 👉 the couple's situation 👉🏼 some considerations...

In today’s episode, Glen and Martin unpack a real case study of a couple who recently sold their business, were ready to retire and sought financial advice. They had wealth tied up inside their company, money in super and some big decisions to make about how to create a reliable retirement income. They cover: 👉🏾 background of the couple and the business they sold 👉🏿 why business sale proceeds...

Glen and Martin break down a real retirement case study that started with a familiar line: “we don’t need an adviser, our affairs are simple!”. Upon changing their minds, the couple discovered thousands in tax savings, better investment structures and a bigger age pension. 👉 why some people think they don’t need financial advice 👉🏼 Charlie & Diane’s situation: 66 and 64, planning retirement...

Former 7-Eleven and Blockbuster CEO Jim Keyes joins Glen live from SXSW to share stories from leading two of the world’s most recognisable companies, the lessons that came from collapse, and his “three C’s” for success - change, confidence and clarity. 👉🏾 what retirement means to Jim & why he thinks it’s outdated 👉🏿 the idea of education is freedom and learning as compounding interest 👉🏻...

In today's episode Glen and Vince Scully from Life Sherpa discuss some hot topics that have been sparking chatter in the Retire Right Facebook group: 👉 gifting equity to your children to purchase a property 👉🏼 shifting investments to 100% cash 👉🏽 "Glen's guest is talking rubbish!" 👉🏾 can I open a second account-based pension? 🏡 Join the Retire Right facebook group: https://www.facebook.com...

In today’s episode, Glen is joined by Vince Scully from LifeSherpa to unpack the latest shake up to the $3 million super tax proposal. They explain what’s changed and what it means for high and low-income Australians alike. 👉🏽 what’s actually changed in the $3m super tax 👉 why taxing unrealised gains was dropped 👉🏿 the LISTO increase and who benefits 👉🏽 why super fund wait times vary so muc...

Glen sits down with Joe Saul-Sehy from Stacking Benjamins live at FinCon in Portland, Oregon. They chat about the money lessons Joe learned the hard way, how to have better money conversations with your partner and more, touching on: 👉🏾 you can’t out-earn bad money habits 👉🏿 who you surround yourself with shapes your success 👉🏻 what makes a successful investor 👉 Joe's investing strategy 👉...

Need to move a parent or loved one into residential aged care? Glen James and financial adviser Nathan Fradley explain the four types of fees, what changes from 1 November 2025 and different ways to pay for aged care. They cover: 👉 the first steps in seeking aged care support 👉🏼 four key fees: accommodation (RAD/DAP), basic daily, means-tested & additional services 👉🏽 changes from 1 Novem...

Glen James is joined by independent financial adviser Nathan Fradley to cover the big question: how much money do you actually need to retire in Australia? They cover: 👉 Centrelink income vs assets test 👉🏼 super balances vs pension payments 👉🏽 retirement psychology & fear of spending 👉🏾 ASFA standards for comfortable vs modest lifestyles 👉🏿 case studies: $500k, $1m and $2m portfolios...

In this episode, Glen is joined by financial adviser Nathan Fradley to unpack the often-misunderstood “granny flat provision” also known as a granny flat interest or right. They chat about how Centrelink assesses these arrangements, when they can work well, a real case study, plus risks to watch out for. The cover: 👉 what a granny flat right actually is & how Centrelink assesses it 👉🏼 homeo...

In this episode Glen and Martin unpack your questions: 👉 should you change your super investment strategy when the markets are volatile 👉🏼 inheriting property and CGT rules after 2 years 👉🏽 strategies to reduce tax when selling inherited property 👉🏾 how the 6-year rule works if you rent out your PPOR 👉🏿 what the transfer balance cap means in retirement planning If you’d like to chat with...

In today’s episode, Glen and Martin unpack: 👉 how the Centrelink work bonus test works 👉🏼 member-directed super options like Choice Plus 👉🏾 their thoughts on DIY'ing your super investments 👉🏻 super strategies when one partner is 7 years younger 👉🏿 how much do you need to self fund in retirement? If you’d like to chat with someone about your personal situation, reach out to our team so we...

The productivity commission roundtable was held last week in Canberra. To discuss what was on the table, Glen is joined by Allegra Spender, Independent Member for Wentworth, so you can stay up to date. They talk about: 👉 the context of the productivity commission roundtable 👉🏼 Allegra Spender's background and her current role 👉🏽 what the productivity commission roundtable was focused on 👉🏾...

In today's Q&A, Glen and Martin discuss: 👉🏻 should you sell inherited shares and buy ETFs? Plus SRN, HIN and CHESS sponsorship explained 👉 extra non-concessional contributions vs paying down the mortgage 👉🏼 can I still salary sacrifice up to the $30k cap even if my super balance is over $500k 👉🏽 retire with an IP or sell IP and put money in super? Watch the 'money by age' mini-series he...

In this 2-part mini series, Glen is joined by Justin Bott, a Community Information Officer from Services Australia to unpack everything around the Centrelink age pension. In part 2, Glen and Justin discuss what you need to know about living on the pension, touching on: 👉🏾 changes you must tell Centrelink within 14 days 👉🏿 how working affects your pension and tax 👉🏻 gifting limits and their i...

In this 2 part mini-series, Glen is joined by Justin Bott, a Community Information Officer from Services Australia to unpack everything around the Centrelink age pension. In this episode Glen and Justin discuss preparing to claim. Stay tuned for next week where we cover living on the pension. In this episode they touch on: 👉 when to start preparing to claim 👉🏼 the benefits of chatting with...

Your 70s are a time to enjoy life and set things up smoothly for the future. In this episode, Glen James and financial advisor Martin McGrath walk through what to consider in this decade of retirement. They talk about: 👉🏾 maximising age pension and seniors health card 👉🏿 considering funeral bonds and gifting strategies 👉🏻 managing pension income and super withdrawals 👉 simplifying finances...

Your 60s are all about fine-tuning your retirement game plan. In today's episode Glen and Martin cover the key financial moves to make during this decade, from topping up your super to planning how and when you’ll retire. They touch on: 👉 how to use concessional and non-concessional super contributions 👉🏽 transition to retirement (TTR) pensions explained 👉🏾 when to access super and pay o...