Retire Colorado

Get a Free Copy of Josh and Alicia's Book:  Click here!  Schedule a Call with Josh and Alicia Today:  Click here! In this episode, Josh and Alicia Lewis unpack key retirement planning topics just for Colorado listeners. Discover practical strategies for managing taxes, optimizing Social Security benefits, handling long-term care concerns, and responding to market volatility. Plus, get straightforw...

When building a house, you'd never start construction without a proper foundation. Yet surprisingly, some people approach retirement planning exactly that way - focusing on just one aspect while ignoring other crucial elements that help provide essential support and stability Get a Free Copy of Josh and Alicia's Book:  Click here!  Schedule a Call with Josh and Alicia Today:  Click here! In this e...

When you plan for retirement, you might want to consider all the risks your money may face… Because if you don’t take steps to help preserve your money from risk, your retirement could be at risk.   Get a Free Copy of Josh and Alicia's Book:  Click here!  Schedule a Call with Josh and Alicia Today:  Click here! In this episode, Josh and Alicia Lewis unpack key retirement planning topics just for C...

Many people spend decades building their retirement nest egg, only to discover that having substantial savings isn't enough. Just like a beautiful house needs a strong foundation to withstand storms, your retirement plan needs proper structuring to help preserve against the challenges ahead. Get a Free Copy of Josh and Alicia's Book:  Click here!  Schedule a Call with Josh and Alicia Today:  Click...

  In the world of investments, two approaches often dominate the conversation: active and passive investing. It's like choosing between a sports car that requires skilled handling or an SUV designed for a smoother, more predictable ride. While money has been flowing increasingly toward passive approaches in recent years, the question remains—which strategy is right for your retirement journey? Get...

Get a Free Copy of Josh and Alicia's Book:  Click here!  Schedule a Call with Josh and Alicia Today:  Click here! In this episode, Josh and Alicia Lewis unpack key retirement planning topics just for Colorado listeners. Discover practical strategies for managing taxes, optimizing Social Security benefits, handling long-term care concerns, and responding to market volatility. Plus, get straightforw...

Many people assume that their taxes will go down once they stop working. While this might be true for some of you, for many, taxes could actually become one of your biggest expenses in retirement. Get a Free Copy of Josh and Alicia's Book:  Click here!  Schedule a Call with Josh and Alicia Today:  Click here! In this episode, Josh and Alicia Lewis unpack key retirement planning topics just for Col...

Some people spend decades diligently saving for retirement, watching their 401(k)s and IRAs grow. But here's an important question many fail to ask: "How much of that money will I actually get to keep after taxes?" If you have a million dollars in your retirement account, Uncle Sam could be entitled to a significant amount of that—depending on your tax situation. Get a Free Copy of Josh and Alicia...

Get a Free Copy of Josh and Alicia's Book:  Click here!  Schedule a Call with Josh and Alicia Today:  Click here! In this episode, Josh and Alicia Lewis unpack key retirement planning topics just for Colorado listeners. Discover practical strategies for managing taxes, optimizing Social Security benefits, handling long-term care concerns, and responding to market volatility. Plus, get straightforw...

Remember when you were working, and you could count on a regular paycheck hitting your bank account every month? For many retirees, that predictable income is replaced by constantly checking portfolio values and worrying about market fluctuations. But retirement doesn't have to feel like a financial rollercoaster. Get a Free Copy of Josh and Alicia's Book:  Click here!  Schedule a Call with Josh a...

  We've all experienced a series of unprecedented events in recent years, from a global pandemic and historic market crash to higher levels of interest rates, inflation, and global unrest. If you’re like many people, you might feel you have less control over your future. Now we’ll discuss what YOU can doing – RIGHT NOW to help take back control of your financial future. Get a Free Copy of Josh and...

As you look forward to retirement, do you envision enjoying your free time, spending days with family and friends, traveling, pursuing hobbies, or doing charitable work? Or do you feel overwhelmed with worry about finances? While it's important for everyone to take charge of their financial future, women often face unique challenges that men may not. Get a Free Copy of Josh and Alicia's Book:  Cli...

Get a Free Copy of Josh and Alicia's Book:  Click here!  Schedule a Call with Josh and Alicia Today:  Click here! In this episode, Josh and Alicia Lewis unpack key retirement planning topics just for Colorado listeners. Discover practical strategies for managing taxes, optimizing Social Security benefits, handling long-term care concerns, and responding to market volatility. Plus, get straightforw...

Pillars are a classic feature of architecture, and we can all think of one or two well-known structures lined with those solid columns out front. Now think about what would happen if you knocked one out. The whole thing might come down, right? It can be similar for retirement. What are the four pillars of most retirement income plans? Preservation  Growth Potential Income Liquidity Get a Free Copy...

Gone are the days when retirees could rely heavily on substantial external support—like Social Security and robust corporate pension plans. Today, not only are pensions a fading memory, but the reliability of Social Security benefits is also increasingly uncertain, placing the burden of securing a financially stable retirement more firmly on individuals. Get a Free Copy of Josh and Alicia's Book: ...

Many people assume that their taxes will go down once they stop working. While this might be true for some of you, for many, taxes could actually become one of your biggest expenses in retirement. Get a Free Copy of Josh and Alicia's Book:  Click here!  Schedule a Call with Josh and Alicia Today:  Click here! In this episode, Josh and Alicia Lewis unpack key retirement planning topics just for Col...

It’s a challenge thousands of American families face each and every year, and no one looks forward to it: helping our aging loved ones clean out their homes. With that in mind, here's the Top 5 things your kids DON’T want to inherit from you! Get a Free Copy of Josh and Alicia's Book:  Click here!  Schedule a Call with Josh and Alicia Today:  Click here! In this episode, Josh and Alicia Lewis unpa...

Remember when you were working, and you could count on a regular paycheck hitting your bank account every month? For many retirees, that predictable income is replaced by constantly checking portfolio values and worrying about market fluctuations. But retirement doesn't have to feel like a financial rollercoaster. Get a Free Copy of Josh and Alicia's Book:  Click here!  Schedule a Call with Josh a...

We've all experienced a series of unprecedented events in recent years, from a global pandemic and historic market crash to higher levels of interest rates, inflation, and global unrest. If you’re like many people, you might feel you have less control over your future. Now we’ll discuss what YOU can doing – RIGHT NOW to help take back control of your financial future. Get a Free Copy of Josh and A...

Get a Free Copy of Josh and Alicia's Book:  Click here!  Schedule a Call with Josh and Alicia Today:  Click here! In this episode, Josh and Alicia Lewis unpack key retirement planning topics just for Colorado listeners. Discover practical strategies for managing taxes, optimizing Social Security benefits, handling long-term care concerns, and responding to market volatility. Plus, get straightforw...

You know how we sometimes do things that even we can’t explain? Well, it turns out, this also happens when it comes to our money. Have you ever been so scared of losing money that you didn't take a financial risk? Or maybe you've found yourself buying something just because everyone else is? These are just a couple examples of how our behavior plays a big role in our financial decisions. Get a Fre...

Donald Trump ran for President on the promise of extending the 2017 tax cuts. But he might have a hard time keeping that promise. Today, Alicia and Josh Lewis will share what you need to know about current tax policy and how you can act now to take advantage of today’s lower tax rates. Get a Free Copy of Josh and Alicia's Book:  Click here!  Schedule a Call with Josh and Alicia Today:  Click here!...

You hear Josh and Alicia’s voice on the radio and perhaps you’ve seen their faces on advertising around your the area… maybe you even have a friend or an acquaintance who works at Layman Lewis Financial Group. But how much do you really know about them? Well, there’s no better time than now to get to know them. Today, lets get to know Josh! Get a Free Copy of Josh and Alicia's Book:  Click here! ...

When we think about risks to retirement, it’s natural to focus on the big, dramatic market downturns—like those we’ve seen in the past and will undoubtedly face again in the future. But those aren’t the only threats. The looming possibility of higher taxes, persistent inflation, and other challenges all contribute to the very real fear of outliving your savings. Get a Free Copy of Josh and Alicia'...

According to the saying, nothing is certain except death and taxes. And that tax impact is something you just can’t escape, even in retirement. But, there are steps you can take to help reduce the impact of taxes on your retirement savings. Get a Free Copy of Josh and Alicia's Book:  Click here!  Schedule a Call with Josh and Alicia Today:  Click here! In this episode, Josh and Alicia Lewis unpack...