Real Collective Podcast

Join our hosts, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent), as they discuss the recent interest rate announcement's impact on summer real estate in Ottawa. They dive into the episode by talking about current trends in the summer real estate market and share on-the-ground stories about the impact of the recent interest rate announcement. They explore the nuances behind summer pricing...

This week on the REAL Collective Podcast, our hosts are discussing what you need to know about power of sales. Join our hosts, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) as they delve into the essentials of power of sales, a topic every homeowner and buyer should understand. They kick things off by defining power of sales and differentiating between scenarios where you can't pay your...

Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) are discussing first steps for new realtors & mortgage agents and offering pro tips & advice this week on the REAL Collective Podcast. If you're beginning your real estate or mortgage career and don't know where to start, this episode is a must-listen! Join Kyle and Sean as they delve into their personal journeys, sharing the str...

This week Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) are discussing the benefits and drawbacks of first refusals. Our hosts begin the episode by diving into the difference between a conditional sale and a first refusal, exploring the minutiae and outlining the potential disadvantages for both sides. They discuss the importance of running the numbers and having fallback plans to ensure cl...

Join us this week on the REAL Collective Podcast as Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) explain how to set yourself up for real estate success. In this episode, our hosts kick things off by discussing common scenarios where buyers were unprepared and the headaches that can potentially follow scenarios like these. Kyle highlights critical red flags to watch out for to stay in the b...

This week, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) tackle the sensitive topic of selling your home during a separation. They start with proactive tips to minimize disagreements while selling a matrimonial home amid a separation or divorce. Kyle highlights the significance of a separation agreement and explains why banks require this document to proceed with a purchase or sale. The dis...

Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) are chatting about the steps to selling a tenanted property this week. The episode begins with our hosts delving into the financial aspects of selling a tenant-occupied home. Kyle highlights common issues that buyers and sellers might face and what they should expect during the process. They then explore the legalities of selling a tenanted prop...

What does the recent rate announcement mean for you? Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) are discussing the details! Our hosts dive into the recent Bank of Canada interest rate announcement, exploring its implications for various individual scenarios. They examine how GDP figures influenced the decision, leading to a quarter-point rate drop. The conversation also touches on the di...

How to price your home properly in the summer market is what Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) are discussing in S11E10! Our hosts kick off the episode with an overview of the current Ottawa real estate market, emphasizing why pricing is crucial when selling your home today. They discuss the importance of being the best deal available and how proactive price monitoring can help...

This week our hosts Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) are discussing how home buyers can avoid confusion and get into confidence. Our hosts dive into the episode by explaining phenomenon of information overload and provide tips on how consumers can avoid feeling overwhelmed. They explore the inverse correlation between interest rates and home prices, clarifying what a drop in in...

This week on the REAL Collective Podcast, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) discuss recent changes to Ottawa's development fees on new homes. They explain how these fees can impact those purchasing new homes, and what you can do to avoid an unexpected increase to the purchase price of your home at closing. In the second half they get into story time. Kyle shares details on a...

This week on the REAL Collective Podcast, Sean Tasse (Broker), and Kyle Miller (Mortgage Agent) discuss the benefits of hiring local when it comes to a real estate agent, or a mortgage professional. Our hosts share some horror stories and examples where hiring a local professional would have resulted in a better outcome for the client and discuss what to consider when hiring a professional! If you...

This week our hosts delve into market trends for buyers in today's market. Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) begin the episode by discussing a recent chart on the current housing supply deficit in Canada. (Click here to view the chart: https://drive.google.com/file/d/1baufQ4tYgr_2SR6Pt9JzGxRg8wJMY-7a/view?usp=sharing) This is the ratio of growth in working-age population to...

We're getting political on S11E4 of the REAL Collective Podcast. Sean and Kyle begin the episode talking about some changes for first time home buyers. If you are buying for the first time and it's a new build, you will be able to get a 30 year insured mortgage. Our hosts explain how the application of this rule to a resale property could lead to a domino effect. They move on to explain th...

Hot updates & hilarious tales! this week on S11E3 of the REAL Collective Podcast. Our hosts, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) begin the episode with some updates from the real estate and mortgage worlds. The recent decision by the Bank of Canada to hold rates stable, along with an explanation on when you should lock in your fixed rates and why. They also discuss the "C...

This week Sean Tasse (Broker), and Kyle Miller (Mortgage Agent) are talking about closing dates, bridge financing, & a crazy new home builder deal! Our hosts kick off the episode discussing the basics about closing dates and then get into some tips that you may not have considered. They talk about what scenarios to avoid, which dates and times to avoid, and the importance of actually being pre...

Could a recent US settlement have an effect on Canadian real estate? In this episode of the REAL Collective Podcast, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) break down the possibilities. In the first half Sean and Kyle briefly discuss a tale of two markets (those that are priced right versus those that are overpriced). They then move on to the recent landmark settlement that was annou...

This week, our hosts are discussing ways to protect your home: don't let It get sold out from under you! In the first half Sean and Kyle discuss the spring market, along with some some pros and cons to mortgage programs that offer better rates in exchange for less flexibility. Kyle points out why it is so important to work with a mortgage professional that explains the small print in these typ...

Is Bill 23 a Game-Changer for Investors? In S10E12 of the REAL Collective Podcast, Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) are explaining what Bill 23 "The More Homes Built Faster Act" is all about, defining some key concepts, and digging into the pros and cons. They discuss how this could be tremendously lucrative for investors with the right approach. If you are considerin...

We're talking about some hot topics: BOC, Home Buyer Incentive Cancelled, Property Taxes and some predatory lending practices. Sean Tasse (Broker) and Kyle Miller (Mortgage Agent) kick off S10E11 with a Bank of Canada update and discussion on the latest announcement to hold the rate steady. Kyle discusses what this means to those looking to buy or invest right now and our hosts talk about what...

This week on the REAL Collective Podcast, our hosts are discussing spring market trends and behind the scenes in the Ottawa Real Estate market. First, Sean and Kyle discuss what's happening with the spring market, what they foresee and what's happening with inventory compared to previous years. They discuss many of the important factors that can have an impact on the Ottawa real estate mar...

In S10E9 of the REAL Collective Podcast, Sean and Kyle are discussing different types of property ownership and the intricacies that go along with each one. In the first half Kyle gives an update on the latest mortgage landscape and some key strategies. He stresses the importance of avoiding the "should" trap and encourages his clients to pick an option that works best for their personal...

In S10E8 of the REAL Collective Podcast, Sean and Kyle discuss essential estate planning for real estate and different scenarios that are possible when buying or selling a home. They start the episode off with a bit of story time to give listeners the latest scoop on some behind the scenes real estate stick handling discussed in the last episode. They discuss interest rate predictions and the insu...

On S10E7 of the REAL Collective Podcast, Sean and Kyle are discussing some real life real estate stories and stick handling. Sean and Kyle begin by chatting about the current market conditions and some of the deals that are happening. A real life story on negotiation unfolds and they discuss some some negotiation tips and tricks. At half time Sean brings up his personal experience with  @magicmind...

In S10E6, Sean and Kyle discuss why plan B is crucial: unbelievable true stories and define some key real estate concepts that are commonly misunderstood. First our hosts dig into the difference between a conditional sale and first refusal. Sean then talks about an ongoing real-life scenario with many twists and turns that clearly shows the importance of having a plan B (and maybe a C and D too)....