Planning Made Simple

Paul Durso and Kyle Morgan discuss the benefits of investing in dividend stocks, using a story of a woman who amassed $22 million from an initial $5,000 investment in dividend stocks as an example. They explain that dividends provide a steady income stream regardless of market fluctuations, likening dividend stocks to an apple orchard that produces a reliable harvest. They also discuss different t...

This episode features a discussion on public versus private healthcare with Dr. Gary Klein and Tracy Farrell, who have backgrounds in family practice and clinical nutrition, respectively. They explain that public healthcare serves the majority through insurance, Medicare, and Medicaid, but often involves long wait times and less personalized care. In contrast, private healthcare, though commonly t...

In this final episode of the Life Check series, Paul and the gang discuss the complexities and importance of retirement planning, emphasizing the concept of "lifestyle income," which involves determining how much income is needed to maintain one's desired lifestyle in retirement. They highlight the challenges clients face in estimating these needs and the importance of planning for p...

In part four of the Life Check series, Paul and the gang discuss fulfillment and purpose, emphasizing that these concepts mean different things to different people and can evolve over time. They highlight that fulfillment is not just about financial success but finding joy and meaning in life, whether through relationships, hobbies, or community involvement. The conversation touches on how retirem...

In this episode of the Life Check series, Paul and the gang delve into the crucial role of accountability and follow-through in achieving goals. They discuss how accountability, whether through personal connections or professional groups like C12, helps individuals stay on track and achieve their ambitions. The conversation highlights the importance of having an accountability partner to provide m...

In this podcast, Paul, Kyle, and Niki discuss estate planning, focusing on the importance and types of beneficiaries. They outline primary, contingent, and tertiary beneficiaries, explaining the differences between per stirpes (bloodline-based) and per capita (equal distribution) designations. The conversation emphasizes the importance of regularly reviewing and updating beneficiaries, particularl...

This podcast begins with a somber reflection on a recent tragedy in Charlotte, which prompts a discussion about the importance of having one's life in order, specifically through estate planning. Paul and the gang delve into topics such as the necessity of wills, trusts, power of attorney, and healthcare power of attorney, emphasizing that these documents are crucial for managing one's ass...

This podcast delves into the theme of unlocking growth and freedom with Nina Cooke, a business coach based in the UK. Nina shares her journey of scaling her own personal shopping business by focusing on mindset and confidence. She emphasizes the importance of helping entrepreneurs overcome limiting beliefs such as lack of confidence, fear of failure, and self-doubt, which often hinder their abilit...

In this episode, Paul Durso, Kevin Wray, Bruce Romagnoli, and Ryan Mcneil (a group of seasoned financial advisors) discuss the evolution and challenges of advisor education, sharing personal anecdotes and experiences from their collective century of industry involvement. They reflect on their early days in the business, highlighting the initial focus on passing tests and selling products with mini...

In this episode, the Paul and Charlie discuss the advantages and disadvantages of large companies dominating multiple industries. They highlight the benefits, such as economies of scale, stability, and research and development, but also point out the risks, including reduced competition and job insecurity. The conversation touches on the implications of monopolistic behavior and the impact on smal...

This episode discusses the challenge of career change, with Paul and the gang sharing their own experiences. They note the frequency of career changes in different generations, citing statistics and personal anecdotes. They discuss the evolving nature of loyalty in companies and the motivations behind job changes, touching on factors like pensions and salary increases. The conversation delves into...

In this podcast, Lars and Paul discuss entrepreneurship, their backgrounds, and integrating ministry into business. Lars shares his journey from engineering to real estate coaching, emphasizing the need to professionalize the industry. They explore challenges and fears around incorporating faith into business and reflect on personal growth in balancing work and family while aligning with their rel...

This episode is a discussion between Paul Durso and Charlie Bowers analyzing the potential impact of the upcoming 2024 election on the stock market. They delve into historical market trends surrounding previous elections, examining both incumbent and new president scenarios. The conversation explores various factors such as policy changes, economic indicators, and societal tensions, offering predi...

A captivating conversation withRyan McNeill exploring his unexpected journey towards founding a school and his passion for education. Ryan's initial skepticism transforms into a deep-seated conviction after a sudden surge of ideas about reimagining education. As they discuss the challenges faced by teachers, particularly concerning financial matters like pension systems and side hustles, they...

This is a passionate conversation between Jonathan Romero, a mortgage professional at Movement Bank, Paul Durso, and Kyle Morgan discussing the implications of a recent rule change by Fannie Mae and Freddie Mac. They express frustration over how the rule penalizes responsible borrowers with good credit scores and substantial down payments. Jonathan compares the rule to a driver's license point...

This episode features Stephen Montague sharing his remarkable career journey from starting at the bottom of a company to becoming its CEO. Steve discusses pivotal moments, including overseas projects and challenges in balancing work and family life. The conversation explores the unique aspects of the company's environmentally friendly iron production and touches on Steve's evolving stress...

Join us as we delve into the fascinating world of corporate culture and faith with Christine Motherwell, the VP of Human Resources at Coca-Cola Consolidated. In this insightful episode, Christine shares her 21-year journey within the Coca-Cola system, highlighting the unique dynamics of bottlers and the impact of faith on corporate decisions. From the company's purpose-driven ethos to its inno...

In this episode, join us as we sit down with a prosthetics and orthotics expert, Kelvin Jones, who shares his inspiring journey and the incredible impact his work has on individuals with limb loss. From his roots in North Carolina to his passion for helping patients regain mobility and confidence, he delves into the stories of resilience and triumph that define his career. Whether it's giving...

In this episode, we explore the world of dividend stocks, debunking common misconceptions and highlighting the potential of hidden gems. We discuss the importance of understanding financial health indicators such as free cash flow, debt levels, and payout ratios, and how they can guide investors in finding stable and growth-oriented dividend-paying companies. Join us as we dive deep into the realm...

Paul Durso, Emotional Decision Making, Financial Planners Charlotte, NC, Retirement Planning https://insightfolios.com Do you have a plan for your financial future that helps to inform your decision making? Or do you allow money to trigger emotional decisions? In this podcast, Paul Durso and Charlie Bowers look at the effects of growing up poor and the effects of growing up well-to-do can have on...

The SECURE Act was signed into law December 20, 2019. It is complex, and may affect your retirement plans as well as your legacy planning and trusts. Paul Durso and Charlie Bowers look at some key points in the SECURE Act and how they may affect retirement and legacy planning for you and your family. When planning for retirement, the financial planners at Insight Folios in Charlotte NC take an app...

The SECURE Act was signed into law December 20, 2019. It is complex, and may affect your retirement plans as well as your legacy planning and trusts. Paul Durso and Charlie Bowers look at some key points in the SECURE Act and how they may affect retirement and legacy planning for you and your family. When planning for retirement, the financial planners at Insight Folios in Charlotte NC take an app...

As your retirement approaches, or perhaps as it runs its course, do the larger happenings in the world matter to you? The results of the 2020 presidential election, the dwindling Social Security Trust Fund, the Trade War with China... how much should these things really concern you on a personal level? Paul and Charlie will give you some insight on how they approach these matters. When planning fo...

Social Security often comes with a lot of questions - when is the "perfect" time to start taking it, is the system going to run out of money, do I consider social security as part of or separate from my "other" finances... Paul and Charlie look at some of the common myths and beliefs surrounding social security. When planning for retirement, the financial planners at Insight Folios in Charlotte NC...

There are some surprising similarities that can be drawn between raising kids and financial planning, and Paul and Charlie delve in to discuss them in this week's podcast. When planning for retirement, the financial planners at Insight Folios in Charlotte NC take an approach that allows you to plan for income in retirement through dividend income planning. Our financial advisers provide you with i...