Garrett Ruskamp

Pioneer Mindset

Welcome to Pioneer Mindset! A podcast for rural ag business owners who want to challenge their mindset and address the discomfort in their business and personal lives by finding clarity resulting in bold conviction. Your host, Garrett Ruskamp, is a 5th generation farmer, husband and father from rural Nebraska. In the last 10 years of farming, he has experienced many challenges that business owners face on a day to day basis that stem from disorganization and being financially unaware. He understands the weight of uncertainty that comes from operating in a state of mind triggered by these strug...

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Autor

Garrett Ruskamp

Kategoria

Business

Strona podcastu

sites.libsyn.com

Ostatni odcinek

3 lis 2026

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Odcinki

E118 | You Wouldn't Not Check Your Crops, Why Wouldn't You Do The Same With Your Business? 12.05.2026

Episode Summary The farm will take every minute you have and every dollar you own. And right now, in the middle of the busy season, it's doing exactly that. This is part two of a three-part series on the stressors we're all carrying this time of year. Last week, I talked about the weight of the workload. This week, I want to talk about what quietly happens to your farm business when you're only fo...

E117 | What's Actually Important on the Farm Right Now? 04.05.2026

Episode Summary In this episode, I talk about something most of us just push through without ever stopping to address: the weight of the workload and what it actually costs us when we let it run unchecked. The endless to-do list, the weather decisions, the breakdowns, the mental load of trying to do everything right. It adds up fast. And if we're not careful, it quietly robs us of the very thing t...

E116 | The Most Overlooked Metric on Your Farm 28.04.2026

Episode Summary Last week I traded one hour of my time for $7,900. Not from some big investment or a lucky break but just by showing up to my annual farm insurance renewal meeting and being willing to ask a few questions. In this episode, I talk about return on time (ROT) and why it might be the most overlooked metric in your operation. We grind through long days, early mornings, and late nights,...

E115 | The Fertilizer Audit: Stretching Your Biggest Input Dollar 20.04.2026

Episode Summary Fertilizer can represent 10 to 20% of total input costs and yet many operations are still running the same rates, with the same suppliers, year after year without questioning whether that money is actually working as hard as it could be. In this week's episode, I dive into some figures within our own operation and how smarter agronomy, supplier shopping, and efficiency-focused thin...

E114 | Profit First: Flipping the Farm Business Mindset 14.04.2026

Episode Summary I recently talked with Mary Jo Irmen from Farming Without the Bank and this week I'm reflecting on that conversation, diving into one of the most fundamental and often overlooked mindset shifts in farm business management: evaluating which expenses are truly a need versus a want. This episode challenges you to flip the traditional income-minus-expenses equation on its head. I also...

E113 | From Cornfields to Content: Farming in the Digital Age with Quentin Connealy 07.04.2026

Episode Summary This week I welcome Quentin Connealy, an Eastern Nebraska farmer, social media creator, and podcast co-host to Pioneer Mindset. Tune into our conversation where we cover the realities of modern farming, from flooding and weather extremes to ag tech adoption, mental health, and staying positive through the inevitable cycles of farm life. Quentin shares how wakeboarding in a cornfiel...

E112 | What is the Cross You Carry Teaching You? 31.03.2026

Episode Summary As we enter Holy Week, I wanted to focus this week's podcast episode on faith, perspective, and the weight we all carry. I walk through the parable of The Prodigal Son and how each character, the younger son, the older son, and the father each represent struggles we all face in our own lives. From chasing what we think we want, to feeling overlooked even when doing everything "righ...

E111 | 5 Things to Help Stay Intentional this Spring 24.03.2026

Episode Summary As the busy spring season approaches, it's easy to get caught in the cycle of constant work. We focus only on the production side and can lose sight of what truly matters. In this episode of Pioneer Mindset , I share five practical ways to stay grounded, in control, and aligned with your goals before things get busy. From knowing your numbers to protecting your time and relationshi...

E110 | Why I Started Pioneer Farmer 17.03.2026

Episode Summary This week on the podcast, I dive into sharing the story behind Pioneer Farmer. I talk about why I started the business, some of the struggles that I faced, and how I now helps farmers and ranchers take back control of their operations. I talk about how some of our experiences on our operation like expanding our cow-calf operation and the financial pressure we faced after taking on...

E109 | When the Thing You Love Becomes the Hardest Job 10.03.2026

Episode Summary We've all heard the phrase: "Do what you love and you'll never work a day in your life." But what if that is actually misleading? In this week's episode, I dive into the question: Should you pursue your passion? While passion can be a powerful motivator, relying on it alone can also create unrealistic expectations, especially in industries like agriculture where adversity, financia...

E108 | Crop Insurance in 2026: What Changed & Why It Matters with Landon Shafer 03.03.2026

Episode Summary In this episode of Pioneer Mindset , I sat down with Landon Schafer to break down the biggest crop insurance updates heading into 2026. With increased premium support, expanded Beginning Farmer benefits, ARC/PLC flexibility, and stronger ECO/SCO options, this isn't a year to auto-renew coverage. It's a year to intentionally evaluate your risk, your cost of production, and how your...

E107 | Farming for Resilience with Matt Griggs: Part 2 24.02.2026

Episode Summary We are back this week with part 2 of my conversation with Matt Griggs on farming for resilience! We continue to dive deep into making decisions that strengthen your operation for the future and generations to come. Resources & Links: To learn more about how I can help you achieve financial clarity and confidence through essential tools and systems, check out my free training here !...

E106 | Farming for Resilience with Matt Griggs: Part 1 17.02.2026

Episode Summary Hard seasons have a way of forcing clarity. In this episode of Pioneer Mindset , I sat down with fifth-generation farmer Matt Griggs to talk about some of the pivotal moments that reshaped his operation. From unexpectedly taking over the farm at 25, to surviving devastating droughts, to completely rethinking how he farms in order to reduce risk and build long-term resilience. We di...

E105 | Why Farm Transition Starts With Knowing Your Numbers 10.02.2026

Episode Summary Farm transition and succession planning is one of the most important and most avoided conversations in agriculture. In this episode, I break down why transition planning feels so uncomfortable, what's truly at stake when we delay it, and why every successful transition starts with one thing: knowing your numbers. From family dynamics and emotional decision-making to debt, profitabi...

E104 | Has Progress Hurt Farm Profitability? With David Kleinschmidt 03.02.2026

Episode Summary Modern agriculture has pushed farmers toward specialization, higher yields, and more technology but has it actually made farms more profitable, resilient, or sustainable? In this episode of Pioneer Mindset , I sat down with David Kleinschmidt of Progressive Agronomy Consulting Services to discuss how agriculture arrived where it is today and why many producers feel like they're run...

E103 | How to Take Control of Your Line of Credit Renewal 27.01.2026

E103 | How to Take Control of Your Line of Credit Renewal Episode Summary Loan renewals don't have to feel like a yearly interrogation or a moment where your entire operation hangs in the balance. In this episode of Pioneer Mindset , I break down how farmers and ranchers can take back control of their line of credit renewal process by shifting from a reactive mindset to a proactive and prepared ap...

E102 | Surviving vs. Progressing: The Importance of Goal Setting 20.01.2026

Episode Summary To start off the new year, I dive into the importance of setting goals in this episode— not just dreaming about them — and why so many driven farmers, ranchers, and business owners feel stuck despite working hard and caring deeply about their families and future. Ag producers are capable, ambitious, and full of ideas… yet constantly distracted, overwhelmed, and feeling like nothing...

E101 | Comparison Is the Thief of Progress 14.01.2026

Episode Summary This week I talk about the mindset of jealousy — why it shows up so easily, how it holds us back, and what to do instead. I talk about how comparing ourselves to others can lead us to idolize their success, dismiss our own path, and lose focus on what actually serves us. I challenge you to stop trying to be someone else and instead commit to becoming the best version of yourself. T...

E100 | The Season That Almost Broke Us But Built Us Instead with Ellan Ruskamp 06.01.2026

Episode Summary In this milestone 100th episode, I sat down with my wife, Ellan, to share the behind-the-scenes story of our farming operation, family, and the difficult seasons that shaped us both. We walk through what it was like to move from not knowing our financial reality, to being forced to confront it head-on during a season of expansion, debt, stress, and major family change — including p...

E99 | Fear or Purpose: What Will Drive You in 2026? 30.12.2025

Episode Summary As 2025 comes to a close, I walk through reframing how to approach the challenges and opportunities ahead of us in 2026. I walk through two scenarios — one driven by fear, overwhelm, and scarcity, and the other grounded in purpose, optimism, and intentional action — this episode challenges you to examine what actually motivates you to move forward. I dive into how fear can sometime...

E98 | Lessons Learned the Hard Way: Our Mistakes from 2025 23.12.2025

Episode Summary As the year winds down and the holidays approach, I take a look back at 2025 — not to highlight wins, but to analyze the mistakes and learning opportunities that happened throughout the year. From communication breakdowns and rushed decisions to equipment issues, agronomic timing, and family-life lessons, this episode is an honest reflection on what went wrong, what it cost, and wh...

E97 | Bridging the Gap Between Survival and Profit 16.12.2025

Episode Summary In this week's Pioneer Mindset  episode, I break down what I call the "profit gap" in farming — the space between being stuck in the trenches and reaching profitability I talk about why so many service providers in agriculture are built to help producers once they're already profitable , while far fewer are designed to help farmers and ranchers who are still grinding to get there....

E96 | A Lender's Perspective for Farmers with Banker Bryce Havlovic 09.12.2025

Episode Summary In this episode, Garrett sits down with agricultural lender Bryce from CharterWest Bank to give producers a clearer understanding of what lenders actually look for — and how you can set yourself up for a smoother, more successful loan renewal process. They break down the realities of farm financing, why equipment and land decisions can't be based on "justifying" the numbers, and ho...

E95 | Your End-of-Year Farm Business Checklist 02.12.2025

Episode Summary As we enter the final month of 2025, I break down the essential business tasks every farmer and rancher should focus on to finish the year strong and set up 2026 with clarity—not chaos. I walks through the some core areas that make the biggest impact on your financial organization, stress levels, and decision-making as we close out the year. Whether you're ahead, behind, or somewhe...

E94 | Creative Ways to Add Revenue to Your Operation in 2026 25.11.2025

Episode Summary What It Really Means to "Provide Value" to Your Operation We all grow up wanting nothing more than to farm, but many of us work off farm jobs, build side businesses, or take big risks just to earn our way to keeping the farm alive. In this week's episode, I challenge the mindset of "just keep doing what we've always done" — and encourage you to think differently, experiment, and no...

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