Mortgage & Real Estate Podcast by Pinnacle

Send us Fan Mail In the headquarters of the Bar Association of Metropolitan St. Louis, attorney Kathie Davis sits down with Chris Gianino and Pete Gianino of Pinnacle Home Loans.  Kathie is a principal attorney at the law firm Davis & Travaglini, LLC, located in Brentwood, Missouri.  As a successful and experienced attorney, Kathie is a difference-maker, particularly when it comes to represent...

Send us Fan Mail In the lobby of the Chase Park Plaza, Mechille Lauck of Currated Properties sits down with Pinnacle Home Loans to talk real estate.  Right from the start, it is easy to see why real estate clients love Mechille.  Mechille exudes an appealing genuineness and a valuable understanding of the emotions triggered in real estate transactions.   In this episode, Mechille shares the notion...

Send us Fan Mail You made it to 2024!  Now utilize the power of collaboration to build momentum in the residential real estate market.   In a real estate transaction, many times there is a buyer, seller, lender, realtor, title agent, appraiser, and several other contributors.  A successful closing requires everyone to do their part.  Many can get to the closing table...Few can do it while creating...

Send us Fan Mail In this Episode, we sat down with Matt Kamp and learned how Deal Machine has revolutionized the real estate game when it comes to finding data on any property...INSTANTLY. Deal Machine is a real estate game changing, data platform that provides tools and features to help investors, realtors, and home buyers in their property-related endeavors.  The platform is known for its innova...

Send us Fan Mail "If you bring a blue collar guy into a white collar  world, you can't be beaten." -Dustin Morgan   This episode is a must-listen.  Not only is it full of extremely valuable information, but also, it is an inspiring success story which can touch anyone.   Dustin Morgan provides important insights into the industry of purchasing, marketing, and managing Airbnb propert...

Send us Fan Mail The Only Way To Get There Is To Be There   In this first episode of Season 2, we identify some Pinnacle points to start off 2024.  There are many reasons for gratitude, hope, and optimism.  Be resolved - protect your thoughts . . . what you think about expands.   The media constantly bombards us with information about inflation, interest rates, and market conditions.  Much of that...

Send us Fan Mail Fortunately, during the last couple of weeks, market conditions have improved with respect to mortgage interest rates.  Housing inventory continues to be down while values generally remain higher.  Buyers and sellers must approach the real estate market strategically.  Today, buying and selling transactions require sophisticated methods and ideas.  Such methods and ideas often are...

Send us Fan Mail Of course, important mortgage programs are available for first-time homebuyers; however, now, there are unique opportunities for home buyers with gross incomes of 50% or less of the Area Median Income.  Importantly, these programs are not only for first-time homebuyers.     Pinnacle Home Loans is very proud to offer this new down payment assistance program which allows qualifying...

Send us Fan Mail What Is A One Time Close Construction Loan?  This "build anywhere" Loan makes your dream home possible...in your dream location!   A Single-Close Construction to Permanent  loan is a home mortgage that can be used by the borrower to close the land purchase, construction, and permanent financing of a new home at the same time .  The interest rate is secured before constru...

Send us Fan Mail For generations, buying a home in America has been a great investment.  Real estate boasts a long history of consistent appreciation in value.  Additionally, though, owning a home is accompanied by important emotions such as security, pride, and stability.   It is expected that buying real estate will continue to be a great idea for your financial and emotional well-being.  Howeve...

Send us Fan Mail Social media outlets are available from so many angles.  We all feel the need to use social media in some form or fashion.  How do we know what to do or when to post?  How do we keep up with consistent content? In this special episode, influencer Tan Nguyen joins the Pinnacle Podcast to talk about his amazing success using social media.  Check out Tan on TikTok @ChasingTheMilk.  O...

Send us Fan Mail "Every case is BIG to the person who brings it to us."  Applying for a home loan is a very important step for the applicant.  At Pinnacle Home Loans, we appreciate the importance of each loan transaction and we want our clients to have an experience which reflects that appreciation.  We know you are entrusting us with something BIG.   The Pinnacle team is comprised of me...

Send us Fan Mail It's purchase season in the home-buying industry!  The home mortgage process is different for each person.  Preparation is the key to finding a mortgage product which works best for a particular borrower in a particular transaction.   This episode provides an overview of the considerations related to credit, down payment, interest rate, monthly payment, and closing costs.  Th...

Send us Fan Mail IF YOU ARE NOT USING THESE STRATEGIES WHEN MAKING AN OFFER TO PURCHASE A HOME, YOU SIMPLY ARE HOPING AND PRAYING In this environment of increased demand and heightened competition, dispose of the Hope and Pray ("HAP") method when it comes to home buying.  Instead, implement the Strategic - Agile - Prepared ("SAP") method.  SAP sticks.   Let's be honest, su...

Send us Fan Mail What if you could finance your land purchase and your new home construction on that land in a single transaction... even before a shovel enters the ground?  Well, now you can with the One-Time Close for New Construction available through Pinnacle Home Loans!  This mortgage product is expected to be a game-changer for anyone contemplating new construction for their next home.  Also...

Send us Fan Mail This real estate market, which is characterized by reduced inventory and higher interest rates, can seem daunting to buyers and sellers.  It is so important to be agile and prepared with the tools and information necessary to make savvy real estate decisions.  Instead of being paralyzed with inaction, connect yourself with professionals who have valuable solutions to the unique ch...

Send us Fan Mail The current real estate environment is littered with notions of low inventory and rising interest rates.  Existing homeowners and aspiring homeowners are paralyzed with apprehension about listing homes for sale and finding homes to buy.  What if sellers could sell their homes for the price they want simply by taking action?  And what if buyers could have resources and time require...

Send us Fan Mail The cost of attending college can be enormous... from tuition, to books, to food, to housing.  In the majority of cases, the housing expense essentially is a rental payment.  What if college students could buy a home to live in during college and collect rent from roommates, rather than paying rent to the university or an absent landlord?    This episode describes an amazing way f...