MoneyMD

Episode 640: Abbie and Justin go beyond simple rules of thumb to explore the key financial and personal factors that can guide a more confident retirement decision. Then, learn how Medicare really works, from enrollment rules to ongoing plan changes, so you can avoid costly surprises along the way.

Episode 639: Matthew and Steve sit down with Elizabeth Fain for a closer look at her role at RYA, plus a few personal insights you may not know. Next, they explore the most important tax updates and strategies that could help you keep more of your money this year.

Episode 638: A sudden windfall can disappear faster than you think. Learn how to avoid hidden mistakes and protect what you’ve been given. Then, Justin and Zach clear up one of the most misunderstood parts of the tax system and show how to use that knowledge to maximize what you keep, not just what you earn.

Episode 637: Get to know a familiar voice in a new way as Matthew and Ryan sit down with Ginger Sprecher to talk about her role at RYA and share a glimpse into her life beyond the office. Then, learn how to handle the toughest investing decisions with confidence when markets are at their most challenging.

Episode 636: Small oversights can create big problems. Learn practical, real-world strategies to uncover gaps and strengthen your estate plan. Then, Abbie and Zach explain why even high earners can still live paycheck to paycheck and how to break the cycle for lasting wealth.

Episode 635: Market volatility is inevitable, but poor decisions aren’t. Learn how a better understanding of downturns can help you stay disciplined and on track. Then, John and Justin explain why gold is falling and what it reveals about how markets truly operate.

Episode 634: When couples retire at different times, it can reshape both your finances and your relationship. Learn how to plan wisely for a smoother transition. Then, Ryan and Abbie explain the key rules, advantages, and tradeoffs of Roth IRAs to help guide your retirement strategy.

Episode 633: On this episode, the Money Doctors discuss the correlation between after-tax returns and lasting wealth. Then, they explore flexible side hustles parents can do from home to earn extra income, ease financial pressure, and support family goals without sacrificing valuable time together.

Episode 632: Thinking about buying an electric car? Steve and Ryan do the math on EV versus gas to help you make a smart, informed decision. Then, they show you how to handle the often-uncomfortable process of car negotiation in a way that can dramatically lower what you pay.

Episode 631: Learn why starting to invest in your 20s unlocks the quiet power of compounding, and how you can begin today with clear, practical steps. Then, Justin and Abbie walk through the critical financial decisions made during divorce and how to approach them strategically.

Episode 630:  Learn how today’s most convincing Social Security scams work and the simple habits that can protect your identity and your benefits. Then, John and Steve reveal how surprises like early retirement and long-term care costs can be just as dangerous to your nest egg as a market downturn.

Episode 629: Abbie and Zach explain the rules, timelines, and limits of the new child custodial account, and how to decide whether they belong in your kid's financial plan. Then, they explore why the first five years of retirement are a critical tax window and how early decisions can either protect your income or quietly erode it over time.

Episode 628: Matthew and Justin explain how rent-to-own agreements really work and why this appealing path to ownership can carry far more risk than most buyers expect. Then, learn five common remodeling mistakes that can turn an exciting home project into long-term financial stress.

Episode 627:  John and Ryan explain practical ways to use IRA beneficiary planning to support charities while reducing unnecessary taxes. Then, learn practical steps families can take to help aging loved ones avoid costly financial mistakes, scams, and exploitation before serious damage is done.

Episode 626: Steve and Matthew explore how the next phase of the AI revolution could shift market leadership and why diversification may matter more than ever. They also explain why equity compensation deserves thoughtful planning and how managing company stock wisely can support your bigger financial goals.

Episode 625: Learn why 2025 reminded investors that markets rarely behave as expected, as Matthew and Abbie explore seven lessons for long-term investors. They also examine why even highly capable people struggle financially when short-term feelings derail long-term intentions and turn good plans into costly detours.

Episode 624:   Required Minimum Distributions aren’t just about meeting deadlines. Ryan and Zach explain how RMDs fit into a smarter, coordinated retirement income strategy. Then, they walk through a practical financial to-do list of smart money moves designed to help you build momentum and move forward in 2026.

Episode 623: While Wall Street is optimistic about 2026, John and Matthew explain why industry forecasts are better gauges of sentiment than predictors of markets. You’ll also learn three core wealth management principles that bring focus and intention to how you build, manage, and use your wealth.

Episode 622: If you think you already know how to manage subscriptions, think again – today’s models create new challenges that require a different approach. Then, Steve and Abbie reflect on their clients’ biggest wins in 2025, revealing how disciplined planning created opportunity during volatility and set the stage for 2026.

Episode 621: When interest rates fall, the effects aren’t always immediate. Learn what rate cuts really mean and how to factor them into long-term planning decisions. Then, Justin and Ryan explore why retirement readiness goes beyond money, sharing practical and personal indicators that help clarify when you’re truly ready.

Episode 620: Discover why investor behavior matters more than market swings as John and Zach share simple rules to strengthen long-term returns. Then explore how interest rates shape everything from your mortgage to your savings and learn what to watch for next!

Episode 619:  Steve and Justin break down the executor’s duties in clear steps, helping you navigate estate settlement without feeling overwhelmed. Then they turn to everyday finances, showing how a simple month-by-month checklist can turn endless to-dos into small habits that build long-term success.

Episode 618: Matthew and Abbie share the powerful life lessons Warren Buffett models – principles that shape how we live, not just how we invest. And for people who hate “money stuff,” learn how to make money feel simple and manageable with an easy system that works even if budgeting and spreadsheets aren’t your thing.

Episode 617: Justin and Zach break down bull and bear markets and highlight what every investor needs to know to navigate them with confidence. Then, learn how to protect your online accounts, passwords, and digital memories with a smart, practical guide to organizing and securing your digital estate.

Episode 616:  Even experienced investors fall into familiar patterns like reacting to headlines or waiting for the “right time.” Learn what works better instead. Then, Matthew and Ryan unwrap eight practical ways to enjoy the holidays without overspending, so you can start the new year without financial regret.