Mind Money Soul

In this episode of the Mind Money Soul podcast, I'm going to be sharing how to avoid a lifestyle creep. Lifestyle creep is when an individuals standards of living improves as their discretionary income rises and former luxuries become new necessities. The rise in discretionary income can happen either through an increase of income or in a decrease in costs. Essentially this means you have more 'fu...

In this episode of the Mind Money Soul podcast, I'm going to be reviving a trend and sharing my financial ins and outs of 2024. I'm kicking the episode off with positivity and inspiration by diving straight into my top 8 'ins'. My list is a real mix, from money dates and investing, to capsule wardrobes and Vinted. The word for 2024 is INTENTION. Are you spending and saving mindfully? Second hand m...

In this episode of the Mind Money Soul podcast, I'm going to be sharing why money dates are the ultimate tool for taking control of your money.   A money date is the practise of regularly sitting down 1 on 1 with your money, spending time with it and going through all the information to analyse the past week or month, plan ahead for the following month and reflect on your relationship with money....

In this episode of the Mind Money Soul podcast, I'm going to be sharing the 3 financial goals you NEED for 2024 and how to actually achieve them. 2024 in Numerology is an '8' year full of success, achievements and abundance, which is why when you think about your 2024 goals, it's even more important to have a section focused on finances. Breaking your goals down into categories will allow you to b...

In this episode of the Mind Money Soul podcast, I'm going to be sharing my top 5 mindset shifts to clear your Christmas debt so that you can become debt free in 2024. Sometimes Christmas can take you by surprise and you spend more than you think. Perhaps you went over budget, ran wild in the Boxing Day sales, spent money to deal with your emotions, or splashed out because 'fuck it, it's Christmas!...

In this episode of the Mind Money Soul podcast, I'm going to be sharing 31 powerful money mantras.  Welcome back to the first episode of 2024. I want this episode to be an episode that you come back to time and time again or whenever you are in need of some financial inspiration and motivation. This episode is one you can play at any time of day, whatever you're doing. I want you to listen careful...

In this episode of the Mind Money Soul podcast, I'm going to be sharing the pros and cons of consolidating your pensions. Every time you start a new job, you get enrolled into a new workplace pension. This means if you've changed your job multiple times, you'll have pensions all over the place. In the UK there are nearly 20 billion pounds of unclaimed and lost pension pots! It's really important t...

In this episode of the Mind Money Soul podcast, I'm going to be answering the rather large question of "how much should I be saving for my retirement?".   The short answer is, there's no right or wrong way and it's going to look different for everyone. Some financial experts offer a formula to help you calculate your pension which is handy, however I believe in order to work out how much you need...

In this episode of the Mind Money Soul podcast, I'm going to be sharing the benefits and the downfalls of different pension products, the other ways you can prepare for retirement and I'll be comparing pensions vs. ISA's.   This is part 2 of the pension series and today I'm going to be answering the question "should I be saving money in a pension or an ISA?". Remember, pensions are just one way th...

In this episode of the Mind Money Soul podcast, I'm going to be sharing the basics of pensions; why we need a pension, what they are and a breakdown of the different types.   This is the first of a 4 part series on pensions, starting with an introduction to pensions. To put it simply, a pension is a tax-efficient way of saving money for your retirement. In the UK we have the state pension age and...

In this episode of the Mind Money Soul podcast, I'm going to be sharing how you can stop dipping into your savings.   I'm back with another "Money Hotline" episode, a dedicated section where you can write in, ask me your dilemma and I'll share my advice! Today's request for advice comes from a gal in my DM's who says "I keep dipping into my savings - please help".   In today's episode, I'll be sha...

In this episode of the Mind Money Soul podcast, I'm going to be sharing why your money mindset is the key to financial success. Your money mindset is a unique set of belief's and attitude's about money. There are so many different ways that your money mindset can show up and impact you. What are the little things that crop up daily in your business, personal life and finances that make you cringe?...

  In this episode of the Mind Money Soul podcast, I'm going to be sharing the 7 steps to becoming financially independent.  Think of this episode as a mini guide. I dive into each key topic including financial security, financial freedom and financial independence, and share a roadmap of how to get from where you are, to where you deserve to be. It's so empowering when you take control of your fin...

In this episode of the Mind Money Soul podcast, I'm going to be sharing how to jumpstart your goals. It can be so easy to write off the rest of the year and put off starting any new goals/ habits until the new year. The issue with this is, you're loosing months of your life.   It takes 66 days on average to form a new habit. So if you get started now, by the time 2024 rolls in you're going to be i...

In this episode of the Mind Money Soul podcast, I'm going to be sharing practical steps to break your habit of overspending. The biggest issue with overspending is the fact that you're living outside your means. When you do this you can get yourself into a sticky financial situation including debt, struggling to manage your money and being unable to save or invest, which has a detrimental impact o...

In this episode of the Mind Money Soul podcast, I'm going to be sharing the differences between paying into a pension and investing in the stock market, to help you understand which option is best for you.   This is the first of many 'Money Hotline' episodes, a dedicated section where you can write in, ask me your dilemma and I'll share my advice! Today's question comes from a 19 year old listener...

In this episode of the Mind Money Soul podcast, I'm going to be sharing part two of my birthday special - the things I wish I knew at 20. As I approach turning the big 3 0, I've been thinking about my biggest lessons of the decade and truth be told, it's been really fun to look back at my 20's and reflect on. I hope you find some wisdom and comfort from this two-part series. One of my greatest les...

In this episode of the Mind Money Soul podcast, I'm going to be sharing the things I wish I knew when I was 20. Turning 30 is a milestone for sure. Recently I've been thinking about my biggest lessons of this decade and it's been fun to reflect on. I hope you find some wisdom and comfort from this two-part series. One of my greatest lessons was - I wish I knew to start investing sooner. It wasn't...

In this episode of the Mind Money Soul podcast, I'm going to be sharing the one thing that changed my entire financial future - investing. So many of us think that the sensible option is to "work hard and save your money". In actual fact, this is a tiring existence. You're swapping one resource (time) for another (money) and there is no end to the cycle. As long as you want to have money, you have...

In this episode of the Mind Money Soul podcast, I'm going to be sharing 4 more tips on how to identify where you are losing your money and provide you with solutions so that you can start to understand and grow your money. Every single day that you are out there making, spending and saving your money, you are actually losing money. I know, it's mind-blowing when you begin to break it down and real...

In this episode of the Mind Money Soul podcast, I'm going to be sharing 4 top tips to identify where you are losing your money and offer you solutions to help you grow your money.   No one wants to be losing money but yet every single day that we are making, managing and spending our money we are actually LOSING it. Crazy, right? What is the point of working, making a salary, or running a business...

In this episode of the Mind Money Soul podcast, I'm going to be sharing 5 simple ways to get started on your journey of becoming a finance girly. This episode is for you if you're making money but you don't know where it goes, you don't do anything with it and you feel clueless about where to begin.   Money can be very overwhelming and confusing, however the reassuring truth is - there's no right...

In this episode of the Mind Money Soul podcast, I'm going to be sharing my top tips on how to move through feelings of guilt, ick or shame, so you can feel excited about wanting more money.   We all deserve to create wealth. The more wealth we have, the better. Why? Because money is an amplifier. If you're a good person, having more money is only going to benefit everybody around you. The more you...

In this episode of the Mind Money Soul podcast, I'm going to be introducing my brand new concept, #AMBHG (Achieving My Big Happy Goal) and I'm so excited to bring you along on this journey with me! I'm doing #AMBHG for me, but also to show you that if you have a dream, you can go after it and you can use money as a tool to get there…  Remember, money is just a tool to help you reach your goals. Th...

In this episode of the Mind Money Soul podcast, I'm going to be explaining the top 3 debt-clearing methods, so that you can get out (and stay out) of debt. Debt is considered a 'dirty' word, but when used properly it can actually be an incredibly useful tool. For example, if you buy a house your mortgage is technically debt, however the investment will grow profit or provide a return over time. Th...