Leverage Addicts

Property headlines are loud, but smart New Zealand investors focus on strategy, not noise. In this NZ property market update, we sit down with one of New Zealand’s leading financial advisers to break down what’s actually working right now for first home buyers, property investors, and Kiwis building long-term wealth. We cover NZ mortgage rates, cash flow vs capital growth, manufacturing equity, ri...

What is the Reserve Bank really signalling about interest rates in New Zealand? Whether you’re a first-home buyer, property investor, or homeowner, understanding the Reserve Bank’s moves is crucial for navigating the NZ housing market, mortgages, and household finances. In this video, we break down whether there will be another rate cut, where we are in the rate-cutting cycle, why household inflat...

Politics doesn’t just shape headlines - it shapes house prices, mortgages, KiwiSaver balances, and your long-term wealth. In this sharp, no-spin episode, Andy Turner, Head of Advice for Insurance and KiwiSaver, sits down with Simon McDonald, Head of Advice at MortgageHQ, to break down how political leadership styles directly collide with the future of New Zealand’s housing market. Learn more: http...

Every New Zealand property cycle has a danger zone. Summer is it. More listings. More buyers. More emotion. And for first home buyers in 2025, more ways to make irreversible financial mistakes. Learn more: https://mhq.co.nz/house-buying/summer-property-traps-2025-the-costly-mistakes-first-home-buyers-keep-repeating/

Book a call: http://go.oncehub.com/10-minute-introductory-call New Zealand is obsessed with ANZ’s one point five percent cashback war. But while the country argues over short term savings, real investors are quietly using a completely different playbook to build long term wealth. Learn more: https://mhq.co.nz/mortgage/the-anz-1-5-cash-war-is-a-distraction-we-reveal-where-real-wealth-is-made/

Everyone in New Zealand is busy moaning about interest rates. Meanwhile, a tiny percentage of investors are quietly building wealth with the cheapest capital in the country. Zero percent money. One percent money. Bank-funded upgrades that literally force capital gains. Learn more: https://mhq.co.nz/mortgage/the-zero-percent-money-play-how-nz-investors-turn-green-loans-into-faster-wealth-and-bigger...

Every Kiwi wants freedom - time with family, no money stress, and a future that actually feels earned. But between rising interest rates, school fees, and inflation, most people are running harder just to stand still. In this hard-hitting episode, Craig Stanaway sits down with Simon McDonald, Head of Advice at MortgageHQ, to expose how ordinary New Zealanders can retire early, raise financially sm...

Welcome to the episode every New Zealand landlord, investor, and tenant needs to hear - the ultimate deep dive into the hidden world of property management in New Zealand. Hosted by Craig Stanaway and featuring Joseph Hickton of Barfoot & Thompson, this conversation rips the lid off what really happens behind the scenes of NZ’s rental market, from tenant selection and maintenance dramas to inv...

It’s the story shaking dinner tables and boardrooms across the country. Labour’s latest move — a narrow Capital Gains Tax proposal to help fund free GP visits - has reignited one of New Zealand’s most divisive debates: how far is too far when taxing wealth built on property? Learn more: https://mhq.co.nz/property-investment/capital-gains-bombshell-will-labours-tax-plan-blow-up-nz-property/

What if the smartest property investment in New Zealand over the next decade isn’t in Auckland, Wellington, or Christchurch — but just one hour outside them? In this powerful episode, MortgageHQ founder Blandon Leung joins host Craig Stanaway to reveal how NZ’s commuter belt property market is transforming from affordable outskirts into high-yield investment zones for smart Kiwis ready to move ear...

The battle lines are drawn. First home buyers are finally re-entering the market… but investors are circling again - stronger, smarter, and more strategic than ever. Learn more: https://mhq.co.nz/property-investment/first-home-buyers-vs-investors-the-brutal-truth-about-nzs-2025-property-market/

The waiting is over - the Reserve Bank has repeatedly cut the OCR in 2025. Interest rates are falling, the OCR is on its way down, and for the first time in years, homeowners and investors are on the front foot again. Learn more: https://mhq.co.nz/property-investment/the-ocr-cut-playbook-3-moves-smart-homeowners-are-making-right-now/

In this episode, MHQ’s Head of Advice, Simon McDonald, sits down with Zhiyang Cheng, New Zealand’s number one ranked mortgage adviser, to discuss the current state of the property market. The conversation covers a range of topics related to property prices, investing, and long-term thinking. Simon and Zhiyang talk about what’s happening in the housing market, what investors are doing right now, an...

Auckland is at war with itself. On one side — the old guard of villa-lined suburbs, heritage zoning, and backyard nostalgia. On the other — the new skyline: cranes, towers, and the vertical revolution promising affordability and density. Learn more: https://mhq.co.nz/property-investment/the-great-auckland-housing-war-villas-vs-towers-and-who-gets-crushed/

The Reserve Bank of New Zealand is standing at a crossroads — and every homeowner, investor, and policymaker is about to feel the impact. After years of rate hikes, stimulus, and economic whiplash, the RBNZ is quietly rewriting its playbook. The Official Cash Rate (OCR) — once just a technical lever — is now the single most powerful force shaping who wins and who loses in the next property cycle....

Auckland is cracking. The skyline still glitters, but beneath it, the numbers are bleeding. Housing affordability has imploded. Productivity has flat-lined. Infrastructure is buckling. And for the first time in decades, the nation’s economic engine is coughing smoke instead of power. Learn more: https://mhq.co.nz/house-buying/aucklands-breaking-point-housing-costs-productivity-collapse-and-the-inv...

New Zealand is facing a construction collapse like we haven’t seen in over a decade. Building activity is at a 10-year low, projects are being shelved, and developers are walking away. It looks like bad news — but history tells us that when construction falls off a cliff, the stage is set for the next housing boom. Learn more: https://mhq.co.nz/property-investment/constructions-death-spiral-why-nz...

Christopher Luxon is under pressure, and the whispers of a “Luxon coup” are impossible to ignore. In this video, host Craig Stanaway sits down with former Cabinet Minister Maurice Williamson, who served in both the fourth and fifth National governments. Williamson was there in 1998 when Jenny Shipley rolled Jim Bolger to become Prime Minister — a front-row witness to one of New Zealand’s most brut...

The New Zealand property market feels flat, lifeless — even dead. But beneath the surface, the next housing shock is already forming. Could 2026 deliver a 5% surge in house prices after years of stagnation? Learn more: https://mhq.co.nz/house-buying/housings-next-shock-why-2026-could-deliver-a-5-price-surge-from-todays-dead-market/

New Zealand savers are sitting on a mountain of cash — more than $160 billion locked away in term deposits. But with the Reserve Bank cutting rates and returns sinking fast, investors are asking the brutal question: why leave money stuck in the bank when smarter plays are calling? Learn more: https://mhq.co.nz/mortgage/the-160-billion-exodus-why-kiwi-investors-are-about-to-abandon-term-deposits-an...

New Zealand’s property market just got hit with one of the most dramatic shifts in years: foreign buyers are back. But there’s a twist - the $5 million entry point. What does this loophole really mean for housing, investment, and the future of Kiwi ownership? Learn more: https://mhq.co.nz/property-investment/foreign-buyers-are-back-the-5m-shortcut-changing-nz-property-forever/

Auckland’s housing market has reached a breaking point — with the average home price now pushing $2 million, the city is locked in a brutal battle over how to build its future. Should we go higher with apartment towers, densify with endless rows of three-storey walk-ups, or see Wellington step in with a ministerial takeover that strips local councils of power? Learn more: https://mhq.co.nz/house-b...

When the Reserve Bank of New Zealand signals a drop in the Official Cash Rate (OCR) to 2.5%, it doesn’t just ripple through the economy - it sends a shockwave. Property markets wake up, investors reposition, the Kiwi dollar tumbles, and households across New Zealand start to feel the shift in their wallets. Learn more: https://mhq.co.nz/mortgage/the-rbnz-shockwave-why-slashing-rates-to-2-5-will-su...

The Reserve Bank has just signalled what could be the biggest shift in New Zealand’s property and economic landscape in years — a new playbook that points to an OCR settling at 2.5%. For property owners, investors, first-home buyers, and anyone watching the housing market, this isn’t just a number. It’s a bombshell that could reset the rules of the game. Learn more: https://mhq.co.nz/property-inve...

New Zealand’s housing market is heading into a supply meltdown - and the consequences will be brutal for anyone not prepared. In this must-watch episode, host Craig Stanaway sits down with ASB Chief Economist Nick Tuffley to uncover why today’s housing shortage isn’t a passing problem but the trigger for tomorrow’s price explosion. Learn more: https://mhq.co.nz/mortgage/nz-housing-supply-meltdown-...