Fintech Stacks

Fintech and traditional banking are colliding. In today’s episode: Upstart applies for a national bank charter, Wells Fargo files a trademark hinting at a stablecoin called WFUSD, and SoFi officially becomes one of the 50 largest banks in the U.S. by assets.

Today on Fintech Stacks , we break down three big stories shaping the public fintech markets. First, we look at BitMine (BMNR) and why the company is suddenly everywhere on retail investor feeds as it builds one of the largest Ethereum treasuries in the world. Then we check in on Circle (CRCL) —a stock that’s been volatile since its IPO but a company that continues to execute as stablecoins grow i...

Better.com (BETR) is back with a bold claim that AI can approve a mortgage in just 47 seconds, Elon Musk’s long-teased X Money is starting to take shape as the platform moves closer to becoming a financial super app, and crypto infrastructure firm Zero Hash is applying for a national trust bank charter after its rumored acquisition by Mastercard fell apart—three moves that show how fintech players...

NuBank just pulled a SoFi-style marketing play by naming Inter Miami’s new stadium Nu Stadium , putting its brand front and center in the Messi media machine. Meanwhile, crypto infrastructure firm BitGo quietly revealed it’s the engine behind SoFiUSD , signaling that stablecoins may be moving closer to mainstream banking rails. And across the Atlantic, European fintech giant Revolut is making anot...

Robinhood launched a $695 Platinum credit card and a suite of new wealth tools. Kraken became the first crypto firm to access the Federal Reserve’s payments system. And Webull posted record results in its first year as a public company. Today’s Fintech Stacks breaks down why Robinhood is building a full financial ecosystem, what Kraken’s Fed access means for crypto infrastructure, and why Webull’s...

Today on Fintech Stacks: SoFi’s CEO buys shares and SoFi + Mastercard push SoFiUSD into settlement rails. Affirm and Stripe roll out Shared Payment Tokens so AI agents can check out without exposing credentials. And LendingTree rallies hard despite a brutal EPS miss—because guidance and operating metrics did the talking.

Dave announces a buyback and suddenly looks less like a cash advance app and more like a capital allocator. Riot posts record revenue and leans deeper into its energy infrastructure strategy. StoneCo trims distractions and doubles down on core fintech profitability. Today we break down what these earnings really signal: fintech’s shift from hype to discipline.

SoFi enables Solana inside a regulated bank app. Mastercard teams up with MetaMask to bring self-custody wallets to the swipe economy. And Brinks drops $6.6B on ATM infrastructure like cash never left. Today we break down who really owns the rails — on-chain, in-app, and in armored trucks.

Block (XYZ) just cut nearly 4,000 employees and says it’s not about weakness — it’s about becoming AI-native. Plaid lands an $8B valuation years after its $5.3B Visa deal was blocked by regulators. And Shift4 (FOUR) beats earnings… then drops 15% anyway. Today we break down what these moves really signal about fintech’s next chapter: smaller teams, repriced private markets, and why guidance matter...

Circle jumps 30% as stablecoins shift from crypto hype to real financial infrastructure. Nu prints another profitable quarter and proves digital banking at scale actually works. Chime beats on revenue and narrows losses, signaling its path toward IPO maturity. We break down what happened, why it matters, and what it says about the next phase of fintech.

Today on Fintech Stacks : Payoneer ($PAYO) files for a U.S. national trust bank charter as the OCC suddenly looks very open for fintech business. What changed — and why is everyone rushing the door? Coinbase ($COIN) launches U.S. stock trading for everyone and partners with Yahoo Finance, putting a “Trade” button right next to where millions of investors already research stocks. This is distributi...

Today we break down takeover whispers around PayPal (PYPL) and why infrastructure gets attractive during volatility. Then we dive into Crypto.com’s conditional OCC trust bank approval and what it signals about crypto’s regulatory evolution. Finally, we unpack how Jack Henry (JKHY) is quietly bringing stablecoins to 1,600 banks — and why that may matter more than the headlines.

Klarna (KLAR) crosses the billion-dollar revenue mark but faces margin scrutiny. Lemonade (LMND) posts improving underwriting and strong 2026 guidance. And the SEC quietly updates stablecoin capital treatment in a way that could reshape broker-dealer adoption.

Fintech stocks are bruised, AI is a wildcard, and the incumbents are counterpunching. JPMorgan (JPM) is expanding branches nationwide, Visa (V) is acquiring key payments infrastructure in Argentina, and Bank of America (BAC) is rebooting rewards to keep customers loyal. Fast, fun, and actually useful.

Today we break down why Chime is stepping onto the national stage with MLS, how Upstart is turning small dollar credit into a $10 per month subscription product, and why Sezzle is expanding beyond BNPL into telecom. This is a deep dive into brand power, recurring revenue, and the next phase of fintech expansion.

Today on Fintech Stacks Daily , we’re breaking down three major power moves reshaping the money internet. First, Robinhood (HOOD) just launched a private markets fund aimed at giving everyday investors exposure to late-stage private companies. Is this the democratization of venture capital — or just a new wrapper on risk? Then, Gemini faces leadership turbulence after top executives step down, sen...

Toast isn’t just restaurant software anymore — it’s a fintech engine hiding behind POS screens, and its latest earnings show why margins and payments penetration matter more than table turns. We also break down Clear Street hitting pause on its IPO and what that says about whether the window is quietly closing again, plus why Fiserv’s new settlement push could be a bigger infrastructure flex than...

Coinbase says its “everything exchange” strategy is working after doubling trading volume and market share — but investors still aren’t fully convinced. Grab buys U.S. investing app Stash to accelerate its super-app money ambitions. And Rakuten quietly posts record results as fintech powers its ecosystem. Crypto cycles, super-app chess moves, and embedded finance compounding — all in one stack.

Agibank (AGBK) debuts below IPO price, Shopify (SHOP) prints 31% growth and launches a $2B buyback, and LendingTree (TREE) cuts roles while shifting harder into AI and automation.

Retail trading roared but Robinhood’s mix disappointed, Upstart reignited belief in AI underwriting with confident 2026 guidance, and Fiserv reminded investors that scale doesn’t guarantee growth — three earnings, three different fintech realities.

A YouTube superstar buys a banking app, a corporate card giant takes a victory lap, and an HR fintech tries to become your company’s operating system. In today’s episode of Fintech Stacks , we break down MrBeast’s surprising move into consumer finance with Step, ask whether Ramp has already won the Brex-era fintech race (and what comes next), and unpack why Rippling spent Super Bowl money to tell...

Super Bowl edition of Fintech Stacks . BILL jumps over 30% on potential acquisition buzz, Block cuts 10% of its workforce in an efficiency push, and Coinbase rolls out the Backstreet Boys to make crypto feel mainstream again. Fintech, culture, and public markets—stacked daily.

Markets are sliding, timelines are screaming, and fintech earnings are hitting all at once. In today’s episode of Fintech Stacks , we slow it down and break through the noise. Affirm misses expectations and resets the BNPL narrative, Blue Owl keeps stacking assets as private credit attracts institutional capital, and Bill.com proves boring execution still wins. No panic, no hype — just the numbers...

AI just walked into the office and Wall Street is freaking out. Today on Fintech Stacks , we break down why Anthropic’s Claude “Cowork” moment reignited the software selloff—and what it really means for fintech, financial services, and every company selling workflow, compliance, or “productivity.” If AI becomes the interface, who still owns the business? Then we unpack Santander’s massive acquisit...

PayPal’s earnings miss turns into a full-blown leadership reset, prediction markets push further into the mainstream, and H&R Block quietly reminds everyone that tax season is undefeated. In today’s episode of Fintech Stacks , we break down why shipping faster didn’t save PayPal, how betting on everything became the next fintech feature, and why boring, inevitable businesses keep winning when...