Fintech One-On-One

Central Bank Digital Currencies (CBDCs) continue to gain momentum around the world. While we are not exactly leading the way in this country there is important work being done already, work that will help shape how a CBDC will function here. My next guest on the Fintech One-on-One Podcast is Daniel Gorfine , the co-founder of the Digital Dollar Project. This organization is doing incredibly import...

The card space (both debit and credit) has seen tremendous innovation over the last decade. Use cases that were inconceivable 10 years ago are now commonplace due to the steady march of fintech innovation. The company that has been at the very center of these developments is Marqeta . They have basically invented a new category of fintech, what they call "modern card issuing". My next gu...

The most interesting use cases for DeFi are still being discovered. But tokenization of real world assets, or anything that has an income stream associated with it, is starting to take shape. And there are blockchains being built today with digitization and tokenization of assets as their core use case. My next guest on the Fintech One-on-One podcast is John Wu, the President of Ava Labs , the org...

The rise of Chinese fintech in the 2010s is one of the most exciting and intriguing stories in all of fintech. This has been followed in this decade by a government crackdown on fintech and technology more broadly. But everyone should understand the innovations that led China to become the most advanced country in the world when it comes to fintech. My next guest on the Fintech One-on-One podcast...

Small business data is heterogenous and typically stored in silos that are not connected to each other. While some level of integration is starting to happen, getting the big picture of a small business from all these silos is challenging. But that is also changing. My next guest on the Fintech One-on-One is Pete Lord, the CEO and Co-Founder of Codat . His company's mission is to bring all th...

A decade ago, to say the Latin American fintech industry was nascent would have been an overstatement. While there were a handful of enterprising startups, no one had achieved much scale and there was very little funding available to help. And yet, these bootstrapping entrepreneurs were at the forefront at what would soon be a thriving industry. Today, Latin American fintech is hot, although like...

Despite the early successes of some of the robo-advice platforms, good financial advice is still something that is difficult to scale. The wealthy often work with professional advisors and the rest of us manage it ourselves where there is limited advice and often the accumulated assets just sit in retirement accounts being ignored. But that could be able to change. My next guest on the Fintech One...

Being a small business owner has many challenges. Deal with finances is one of the major stresses for any small business and fintech is really starting to make a difference here. But what if we could take the financial component of any small business and take it from a cost center to a profit center, or at least make it cost-neutral? My next guest on the Fintech One-on-One Podcast is Eliot Buchana...

On the news show today we discussed big fintech news from FSOC, the White House (blueprint for AI bill of rights), U.S. Congress, Customers Bank, Cogent Bank, Western Alliance Bank, Afterpay, bank fees, KServicing, Kim Kardashian and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Consumer BNPL has become an entrenched part of the modern payments flow for a large number of companies. But the payments flow in the business-to-business space still looks similar to the way it did a decade ago. I think that is about to change. Our next guest on the Fintech One-on-One podcast is Chris Tsai, the CEO and Co-founder of Resolve .  He has thought deeply about buyer flows in b2b commer...

On the news show yesterday we discussed big fintech news from Celsius, Square, SWIFT, Chainlink Labs, JPMorgan Chase & Co., FTX, Nova Credit, HSBC, Caitlin Long, Do Kwon, Upstart and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

The benefits of blockchain technology are yet to be realized in banking. While some large banks have commercial projects nothing has really taken off yet. Much of that is due to regulatory uncertainty but many banks are actively engaging and learning while we are in this something of a holding period. Our next guest on the Fintech One-on-One podcast is Robert Morgan, the CEO of the USDF Consortium...

One the news show yesterday we discussed big fintech stories from FTX, Stash, Voyager, Adyen, Cash App, Nasdaq, Sardine, Consumer Financial Protection Bureau, Marcus by Goldman Sachs, Synctera and more.  Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Starting a business is an exciting time for new entrepreneurs, a time full of optimism and possibilities. That optimism can fade as reality sets in with a myriad of legal and financial steps that must be taken that have nothing to do with his or her passion. Thankfully, there are technology companies that are making it much easier today. Our next guest on the Fintech One-on-One podcast is Sameer G...

Every company on the planet processes payments. They will usually take some combination of cash, checks or credit cards. But increasingly companies are offering ACH, wires or some other kind of electronic payment. If your organization is doing hundreds or thousands of these kinds of transactions a day you need to have software to help you reconcile it.  My next guest on the Fintech One-on-One podc...

On this week's news show we discussed the OCC's views on bank-fintech partnerships, UBS, Wealthfront, Binance, Coinbase, Zelle, Apple, Walletmor and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

I would say that most banks today talk about digital transformation. They know that what made them successful in the 2010s may not work as well in this decade. So, they partner with fintechs, build innovation teams and try to transform their bank. One bank that is all-in on this process is Arvest Bank, a $26+ billion bank based in Bentonville, Arkansas. Our next guest on the Fintech One-on-One pod...

On the fintech news show today we discussed big stories about The Federal Reserve Board, Klarna, Alloy, Consumer Financial Protection Bureau, Tether, State of California, Ticketmaster, Dapper Labs, Andreessen Horowitz and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

In Mexico there is a huge need for banking services. It is one of the most unbanked economies in the world as most consumers stay in the cash-based informal economy. But as the fintech ecosystem develops, there are compelling reasons for people to join the formal economy, and Kueski is at the heart of those efforts. Our next guest on the Fintech One-on-One podcast is Adal Flores, the CEO and Co-Fo...

Today, we discussed big fintech news from FTX, Marcus by Goldman Sachs, Ramp, J.P. Morgan, Zelle®, Consumer Financial Protection Bureau, Coinbase, Andreessen Horowitz, Bank of America, Seedrs and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

A myriad of documentation is needed for lenders to make an accurate lending decision. This becomes even more complicated in the case of auto loans where an entirely new category of paperwork enters the picture. Lenders need to be able to process this unstructured data quickly and easily. Our next guest on the Fintech One-on-One podcast is Justin Wickett, the CEO and Co-Founder of Informed.iq . The...

On the show today we discuss big fintech news from the Federal Reserve Board, Apple, Visa, Mastercard, Affirm, Galaxy Digital, BitGo, Silvergate Bank, Signature Bank, Customers Bank and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

This week on the news show we discussed big news stories from Plaid, Wise, Marcus by Goldman Sachs, Tornado Cash, Figure, Digit, Coinbase, Marqeta, Upstart and more. Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Before the pandemic, very few banks were interested in small business loans, those sub-$100,000 loans that are the lifeblood of millions of small businesses. But when forced into action with the Paycheck Protection Program banks found (often with the help of fintechs) that they could not only underwrite these loan sizes, they could do it online. That has been a game changer. My next guests on the...

If you go back just nine months, you will remember a time when fintech founders were raising capital with ease. Nine-figure funding rounds were the norm, and a new fintech unicorn was minted almost every day at ever higher valuations. Today, the pendulum has swung in the completely opposite direction where any funding round is a surprise with down rounds and layoffs now the norm. To make sense of...