Fintech One-On-One

One of the early players in the fintech lending space is Best Egg , formerly known as Marlette Funding. At one stage they were the fastest-growing lender in the country. While their growth has slowed down they continue to be one of the largest online lenders by originations. My next guest on the Fintech One-on-One podcast is Paul Ricci, the new CEO of Best Egg. He recently took over from the found...

All areas of fintech are changing fast. But it is in payments where the most groundbreaking changes are happening right now. After years of development, we finally saw the launch of FedNow last month (on time!) as this country begins its transition to instant payments in earnest. My next guest on the Fintech One-on-One podcast is Stephany Orum, the CEO and Co-Founder of Orum . I wanted to get her...

When it comes to running an e-commerce store there is no bigger name than Shopify . They have been helping entrepreneurs run all aspects of their e-commerce business for well over a decade. And in recent years they have quietly built up an impressive suite of financial products. My next guest on the Fintech One-on-One Podcast is Vikram Anreddy. He is the Head of Product for Financial Services at S...

It wasn't that long ago that robo-advice was this exciting new industry that was going to bring automated investing to the masses. Today, much of that initial promise has been realized and all the major investment firms have this as part of their offerings. But there is much more work needed to be done here. My next guest on the Fintech One-on-One podcast is Sarah Levy, the CEO of Betterment...

Last month we announced a groundbreaking partnership with Fintech Meetup that is going to transform the fintech space. With that in mind, I thought it would be helpful to dive more deeply into the partnership between Fintech Nexus and Fintech Meetup.  So, on the next episode of the Fintech One-on-One podcast we have my good friend and partner, Bo Brustkern, CEO and Co-Founder of Fintech Nexus and...

It was the best of times, it was the worst of times. That is pretty much how you could describe the environment for fintechs at the height of the pandemic. Some industries were booming while the world was reeling from the global pandemic. But in the fintech lending business, if you weren't involved in the PPP you were likely struggling. You would not think this was good timing to launch a wor...

Where fintech has had a dramatic impact already is in international payments. Sure, there is still work to do but there are companies out there today facilitating payments, often instantly, to people all around the world. My next guest on the Fintech One-on-One podcast is Charles Rosenblatt, the President of PayQuicker . What PayQuicker does is help companies pay their gig workers in 200+ countrie...

When I first heard that QED Investors and BCG were putting together a report on the future of fintech I knew it was going to be good. I was not wrong. Never before have we seen an in-depth and rigorous analysis of where the industry is today and more importantly where we are headed. The report is titled Global Fintech 2023: Reimagining the Future of Finance , and it provides a level of optimism th...

Investing in fintech companies is never dull. The last three-plus years have seen every type of investing environment there is. Are we edging toward a new normal? Probably not yet but investment demand could start to pick up within the next nine months. My next guest on the Fintech One-on-One Podcast is Mark Fiorentino, a partner at Index Ventures . One thing that is really interesting about Mark...

While the fintech lending space is maturing with a number of lenders achieving significant scale today, the longevity of most platforms goes back barely more than a decade. But there is one lender today that was already seven or eight years old during the financial crisis of 2008-09. I am not saying the turbulent times we are experiencing today are equivalent to what become known as the Global Fin...

Last month at Fintech Nexus USA in New York City we announced that Fintech Nexus has acquired Fintech Blueprint , one of the leading fintech newsletters. It is led by Lex Sokolin, who is one of the great thinkers in our space, so I used the opportunity of being together in person to record an interview. The latest episode of the Fintech One-on-One podcast is a discussion with Lex Sokolin (I last h...

There is no more hyped technology right now than Generative AI. But what does it really mean for financial services? What is the potential? And what about practical applications? My next guest on the Fintech One-on-One podcast is Marco Argenti, the Chief Information Officer at Goldman Sachs . This interview was recorded at Fintech Nexus USA in New York City on May 10, Marco was actually our openin...

There is no hotter area in technology today than AI. We see articles in the press about it every day but in the fintech lending space using AI in underwriting is something that has been mainstream for some time. My next guest on the Fintech One-on-One podcast is Mike de Vere, the CEO of Zest AI . Zest are pioneers in the field of using AI for underwriting having been working on this for more than...

Given the environment we are in today I think it is important to hear from leading fintech venture capitalists to get their perspective on the state of fundraising and where the industry is going. This episode continues my semi-regular feature of leading VCs. My next guest on the Fintech One-on-One podcast is Tricia Kemp, a Co-Founder and Managing Partner at Oak HC/FT . We cover a lot of territory...

At this time every year, we do the Fintech Nexus USA preview show. Our big annual event is coming up next week on May 10-11. Tickets are still available, you can register here to receive 15% off (discount will be applied automatically). On this episode of the Fintech One-on-One podcast, I chat with Todd Anderson, Chief Content Officer and Matt Murnane, Chief Experience Officer at Fintech Nexus. We...

One thing that has been driving the fintech industry forward in the last few years has been the growth of infrastructure companies. Building the plumbing for modern finance is one of the hottest areas in all of fintech, particularly when it comes to international finance. This burgeoning fintech-as-a-service subsector has produced some market leaders. My next guest on the Fintech One-on-One podcas...

The marketplace lending space is now relatively mature, particularly when it comes to consumer loans, with several platforms 10-15 years old. The first public securitization was back in 2013 by SoFi and there have been hundreds of deals closed since then. The unsecured personal loan space now has a long track record with consistent performance. My next guest on the Fintech One-on-One podcast is Gu...

The small business lending space has been going through a lot of change since the start of the decade. It basically shut down for anything non-PPP related in 2020 and 2021 but it has now bounced back to a new normal with good companies looking for capital to help them grow. And the role of the SBA loan continues to be very important. My next guest on the Fintech One-on-One podcast is Evan Singer,...

When we have a customer service issue with a bank, credit union, or fintech today, we often approach it with some trepidation. So many organizations provide a poor experience that is painful and frustrating for their customers. But we have the technology now for customer service to be exceptional. My next guest on the Fintech One-on-One podcast is Dan Michaeli, the CEO and Co-Founder of Glia . The...

The pioneers in the fintech lending space are now well-established companies that have been in business for 15 years or more. Many millions of customers have been served and yet many (most?) consumers are still struggling with their finances. One of these pioneers is working hard to change that. My next guest on the Fintech One-on-One podcast is Brad Stroh, the Co-CEO and Co-Founder of Achieve (fo...

While AI has been around for decades there has never been more interest in this topic than there is today. In underwriting, some lenders have been using AI for a while but it is only recently that it has caught on for mainstream lenders. My next guest on the Fintech One-on-One podcast is Pankaj Kulshreshtha, the CEO and founder of Scienaptic (he was last on the show two years ago ). A lot has chan...

One of the real promises of fintech is to bring new populations into the financial system for the first time. While this sounds great in theory it is difficult to execute, particularly in developing countries where it is most needed. Our next guest on the Fintech One-on-One podcast is Shivani Siroya, the CEO and founder of Tala (Shivani was last on the show back in 2017 ). They are operating on th...

The most important type of financial data in our lives is our income data. This one factor can determine whether we get approved for a loan or to rent an apartment. And yet the majority of people today do not have a traditional salary providing 100% of their income. They often have disparate sources of income that until now has made it very difficult for financial institutions to process. My next...

One of the hottest areas of fintech today is anti-fraud. It has never been more challenging to stop fraudsters and for most fintechs this is not a core competency. Thankfully, new companies are arriving on the scene with deep experience to help fintechs combat the increasing fraud threats. My next guest on the Fintech One-on-One Podcast is Soups Ranjan, the CEO and Co-Founder of Sardine . They hav...

When an immigrant first arrives in the U.S. they face a myriad of challenges. One of those core challenges is getting a bank account and becoming part of the financial system. Traditional banks find it very difficult to deal with these populations so, not surprisingly, fintech has come to fill in the gap. My next guest on the Fintech One-on-One podcast is Magnus Larsson, the CEO and co-founder of...