Fintech One-On-One

Today, I sit down with Bill Capuzzi, CEO of Apex Fintech Solutions, to explore the critical infrastructure powering modern fintech investing. Bill shares the fascinating journey of Apex from its roots as a pioneer in API-enabled clearing to fractional share trading and becoming the clearing firm behind investment accounts for close to 25 million people across household names like Robinhood, SoFi,...

In this episode, I sit down with Jon Fry, CEO and co-founder of Lendflow , to explore how AI is transforming the embedded lending landscape. Jon shares his unconventional journey from building websites in college to becoming a key player in embedded lending, including the challenge of launching LendFlow in early 2020—just as COVID shut down the lending market. The conversation dives deep into how...

What if you could settle card transactions on weekends and holidays, reduce working capital requirements by orders of magnitude, and give fintechs global reach without the traditional banking infrastructure headaches? In this episode, I sit down with Farooq Malik, CEO and co-founder of Rain , a company that's quietly rewriting the rules of payment infrastructure by bridging traditional fintec...

Today we are focusing on financial crime and fraud management with the CEO and co-founder of Feedzai , one of the world's largest independent risk management platforms serving banks and fintechs. Nuno shares his fascinating journey from being the first Portuguese engineer at the European Space Agency to building a global fintech powerhouse with over 700 employees across four continents. The c...

Welcome back to the occasional series on the podcast called Fintech Revealed. This is a sponsored show where we take a deep dive into one topic with a couple of industry experts. Today, we are focusing on small business credit with Levi King, the CEO of Nav and Gerri Detweiler, a credit expert and educational consultant. We provide listeners with a clear understanding of how small business credit...

There are not many fintechs that can say they work with nine of the top ten banks in the United States. Or that they are working directly on deep integrations with the likes of Apple and Amazon. Meet Jordan Wright, CEO and Co-Founder of Atomic , who can say all those things. While Atomic started in direct deposit switching, a now relatively mature fintech product, what they have been working on re...

It is something of a mystery that virtually no fintech entrepreneurs have tackled one of the biggest markets there is: senior citizens collecting social security. Well, until now. In this episode, I sit down with Kevin Nazemi, CEO and co-founder of Charlie, to explore serving this large market. With over 60 million Americans in this demographic, Kevin explains why traditional banks and fintechs ha...

Today, I welcome back to the show Arad Levertov, CEO and co-founder of Sunbit (I last had him on the show in 2019 ), one of the leaders in offline buy-now-pay-later. From 2,000 retail locations in 2019 to nearly 30,000 across verticals like auto repair, dental, and veterinary services, Sunbit has achieved tremendous growth. But what I found most impressive is this: a 90% approval rate combined wit...

Today, I sit down with Joe Breeden, CEO and founder of Deep Future Analytics (DFA), for what is, in effect, a two-part conversation. First we do a deep dive into credit risk management and where it is falling short today and then we discuss AI monitoring and governance and how it is going to revolutionize software. The conversation covers why traditional machine learning models are missing critica...

Buy Now, Pay Later (BNPL) has transformed how consumers approach purchasing, yet adoption in the US still trails markets like Australia and Europe. In this episode, we sit down with Joe Heck, US CEO of Zip , who brings somewhat of a contrarian perspective to the industry. Joe argues that BNPL isn't just another credit product, it's a financial tool designed for what he calls "undere...

In this episode, I sit down with Jason Guss, CEO and co-founder of Octane Lending , to discuss how the company became the #1 powersports lender in the country. The conversation covers Octane's early pivot from lender aggregator to direct lender, their dominance in niche markets, and strategies for thriving in challenging interest rate environments. Jason talked about how their early focus on...

Violet Abtahi is the CEO and Founder of Platonic , a company developing blockchain infrastructure to solve counterparty risk and privacy challenges in financial markets. With over a decade of experience in both traditional finance and blockchain technology, Violet transitioned from a mathematics background on Wall Street to building next-generation financial infrastructure. Violet argues that coun...

In this episode, I sit down with Tomás Campos, CEO and Co-Founder of Spinwheel , a fintech infrastructure company that's revolutionizing how lenders and financial platforms access consumer credit data. With over 20 years in fintech, Tomás explains how Spinwheel can authenticate users and connect to all their liability accounts—credit cards, loans, mortgages, and more—using just a phone number...

In this episode of the Fintech One-on-One podcast, we talk with Paulette Rowe, CEO of Stax , a payments technology company that's making waves in the embedded payments space by taking a fundamentally different approach than many competitors. Rather than simply reselling services from payment processing giants, Stax has built and acquired the technology to own their entire stack, from gateway...

As long-time listeners will know, I love the consumer lending space. So, I am delighted to welcome back to the podcast Matt Potere, the CEO of Happy Money , a position he has held since September 2024. Previously, Matt served as CEO of Sunlight Financial, which he took public via SPAC in 2021. With decades of experience in consumer finance across multiple asset classes, Matt brings deep expertise...

In this episode, we are talking personal financial management, but with a human twist. Sam Lewis is the CEO and Founder of Fruitful , a fintech company reimagining financial advice for millennials and Gen Z. Fruitful offers a $98 monthly membership that combines certified financial planners (actual humans) with AI-powered technology to create personalized "money systems" that automatical...

One of the fintech investing pioneers is Arjan Schütte , the founder and managing partner of Core Innovation Capital . He has been around fintech for more than two decades and has been an active investor for most of that time. I am way overdue in getting him on the show. In this conversation, we explore why 50% of Americans still live paycheck to paycheck despite fintech's growth, the dramati...

In this episode, I'm joined by Tim Newell, CEO and founder of GreenFi , a climate-focused fintech that emerged from the ashes of Aspiration's consumer banking business. Tim brings a fascinating fintech and climate tech pedigree, having previously sold a solar financing company to SolarCity, run financial products at both SolarCity and Tesla, and even survived five years working for Elon...

In today's episode, we have Carol Hamilton, Chief Product and Strategy Officer at Provenird. She discusses how AI-powered decisioning platforms are transforming risk management across financial services. She explores the critical balance financial institutions must strike between managing evolving risk threats and maintaining seamless customer experiences, a challenge that has become increasi...

To say it has been a busy year for fintech policy folks would be a gross understatement. With the change in administration to Trump 2.0, we have a 180-degree different perspective on most fintech issues than the previous administration. And there have already been many actions taken by the Trump White House that will have far-reaching implications for fintech. To help us unpack all these issues, I...

Africa is quietly becoming one of the hottest areas for fintech investment. I am overdue to focus on Africa here on the podcast, so when the chance to interview the CEO of the largest African fintech presented itself, I jumped at the opportunity. In a similar way to Latin America, Africa has leapfrogged from offline financial infrastructure to mobile-centric and the one company that has made much...

Streamlining international B2B payments is a complex undertaking. TreviPay has been taking the complexity out of this process for several decades now. In my conversation with CEO Brandon Spear, we explore TreviPay's transformation from MSTS, its rebranding inspiration, and its global reach across 30 countries. Our discussion highlights TreviPay's various services, including trade credit...

In this episode, Anthony Soohoo, CEO of MoneyGram , shares his vision for transforming one of the world's largest global payments networks through what he calls a " refounder mindset ." Drawing from his experience leading digital transformations at major companies like Walmart and CBS, Soohoo discusses how MoneyGram is modernizing its platform while leveraging its incredible assets:...

When it comes to fintechs getting bank charters we are entering a golden age. With zero fintech-oriented bank applications approved in the Biden administration we already have several fintechs with shiny new bank charters just a few months into the new administration. So, if you are a fintech and are thinking about bank charters now is the time. To break all this down, I was delighted to chat rece...

Moving money internationally is mission-critical for many businesses in the world, particularly those outside the U.S. But, today, for businesses using traditional banks, moving money across borders is often expensive, slow and a terrible user experience. Wherever you have that combination you can be sure a fintech company is attacking the problem aggressively, which is certainly the case here. My...