Financial Nuggets

As more and more operators are reaching out to discuss their team members, Michael begins a series on TM care. Today's episode discusses retention stay bonuses. Earlier this month, the first retention bonus was paid out to a TM to fund his franchisee fee.

Today, Michael continues discussing the same Fidelity study and focusing a little more on the retiree data. Why does the pre retiree data and retiree data conflict with each other? What can we learn about this? http://oliveharbor.com

In this episode, Michael discusses a recent Fidelity article discussing declining confidence in pre retirees views on retirement. Why are they no longer optimistic about retirement? What can a pre retiree do today to help with this? http://oliveharbor.com https://newsroom.fidelity.com/pressreleases/fidelity-investments--research--while-over-70--of-retirees-say-retirement-is-going-as-planned--confi...

There were some big claims on April 25th this year that the economy would collapse in about a month. Why were those claims made? What has happened since? What can we learn from it? http://oliveharbor.com

How many times have you heard this year that the markets are crashing? Stocks are tanking? In today's episode, Joe discusses the crash that wasn't and what we can learn from the first part of this year...  http://oliveharbor.com

In this episode, Michael discusses the rise of gold this year and why many are starting to talk more about it. Should you invest in it? Is it a good hedge against your other investments? http://oliveharbor.com

Michael continues discussing the S&P500 and the top 25 holdings. How long have the stocks been listed? What is the oldest stock? What is the youngest? Is it a good time to buy these? http://oliveharbor.com

In today's episode, Michael talks through some of the conversations sitting on the beach at spring break around certain stocks... What are the top 10 stocks in America today? What about 5, 10, or 20 years ago? And what does this tell us about building portfolios? http://oliveharbor.com

Are you weathering the storm in markets this year? Maybe a better question is should you even have to weather a storm this year in markets? In this episode, Michael discusses market returns through the first quarter as well as tariff impact on portfolios. http://oliveharbor.com

If you're listening to the news at all, you know tariffs are a hot topic. So how are markets reacting to tariffs? How have they reacted in the past? In this episode, Michael goes through data to talk through how investors should respond given the current tariff environment.  http://oliveharbor.com

Have you ever seen the marshmallow test where the kids can't resist waiting to eat the marshmallow? Today, Michael discusses why we struggle to stick with a financial plan! http://oliveharbor.com

Can you actually retire one day? In this episode, Michael discusses a common retirement mistake that he sees and how to correct it.  http://oliveharbor.com

Joe discusses the current state of bonds and what their purpose is in your portfolio http://oliveharbor.com

Happy New Year! Michael covers a few different topics including : - How to prepare your portfolio for 2025 - What the experts said about markets in 2024 and how they actually fared - What you need to do to be successful http://oliveharbor.com

In today's episode, Michael takes stock of the stock market... the SP 500. We talk through historical data and decipher similarities from previous market bubbles to where we are today, what lessons can we learn, and what do we do with this information. http://oliveharbor.com

Michael discusses last minute planning for operators in 2024 as well as quick thoughts going into 2025.

Most people try to avoid uncertainty or at least, mitigate it. In this episode, Michael discusses why it can be a good thing in your investment portfolio. Also, you're better equipped to handle risk return that you probably realize. http://oliveharbor.com

Joe hosts Pace Stead, CEO of HoneyDo. They discuss the new GIOA app, Nation and everything it offers for operators and their team members.

We made it through another election cycle! In this episode, Michael talks through some historical data in the S&P 500 regarding the first 12 months of presidents, dating back to Bill Clinton.  What conclusions can we draw from this? What should we expect in the first 12 months of President Trump in 2025?

In this episode, Michael talks through the definition of safe through data and our feelings. How does investing compare to driving a car or flying in an airplane?

Many conflicts are going on across the world today... In this episode, Joe covers how stock markets perform during times of war and how you, an investor, should think through your money in turbulent moments. http://oliveharbor.com

In this episode, Michael discusses the upcoming election and what it means for your investments. He also discusses strategies to help alleviate concerns for your portfolio. http://oliveharbor.com

Open enrollment is right around the corner, so Michael talks through a couple quick strategies to think through as operators. http://oliveharbor.com

In this episode, Michael details the latest updates to the GIOA 401k plan. He discusses the fee structures and the payroll integration which makes the operators life incredibly easy. http://oliveharbor.com

In this episode, Joe wraps up our retirement series by tying in the last few podcasts. Joe discusses some of the tools we use to help clients understand different situations and strategies to see the impact of their decisions that will be made in retirement as well as evaluate situations are are out of our control, like taxes. Ultimately, how can we, as advisors, be as efficient as possible with y...