Every Dollar Counts with Josh & Jay

In this episode, Josh and Jay break down 7 key elements to assessing your risk management strategy and how it ties into our overall financial plan. Tune in to hear tips on how to develop a "roadmap" for protecting what you own, what you make, and what you plan on leaving behind to the next generation. Topics covered include Property, Intent, Income Protection, Retirement Plan, Health Care, Busines...

In this episode, Josh and Jay discuss how has Covid-19 impacted underwriting requirements for life insurance, disability income insurance and Long Term Care insurance. The guys discuss the multiple changes to both the process of how an insurance applications are submitted and how they are processed, as well as addressing the increased demand for coverage brought about by the pandemic. As a episode...

Josh and Jay take a break from discussing investments & insurance to talk about their personal lives and how life events have influenced their respective career paths. Tune in to hear how events in Jay Stubb's early life led him to a career of helping families protect themselves financially from pre-mature death; how Josh Null's winding path from running heavy equipment and doing manual labor as a...

Josh and Jay welcome Will Steih back to the studio to dive deep into the different types of retirement plans available to Gulf Coast area business owners. If you're a business owner that is looking to sock money away, what are your options? Should you consider a SEP IRA? Or a 401k? What is profit sharing? What is safe harbor? What is the best retirement plan for a business owner? IT DEPENDS! Join...

This episode is a great example of how competitive the 401k industry has become over the past several years, and why plan sponsors need to keep their plans up to date with consistent benchmarking exercises. We've selected audio clips from a recent Qualified Plan educational webinar that Josh hosted with Matthew Eickman, the National Retirement Practice Leader for Prime Capital Investment Advisors...

Josh and Jay welcome Will Steih back to the studio for a conversation about Wealth Transfer Planning, an important issue with the recently increased Estate Tax Exemption amount potentially in play with a new administration coming into power. The Estate Tax Exemption, commonly called the "Death Tax", has an eventful history with the role it plays as a political issue. On a practical note, business...

The global pandemic and resulting market crash and job losses were a stark reminder of how ill prepared most American workers were in an emergency. For companies that offer 401(k) plan, having a robust financial wellness program in place can often help employees deal with this type of financial stress. On that note, and as part of Gulf Coast Financial Advisor's 401(k) plan participant educational...

The Big BOSS is back! Will Steih, the Managing Director for the Tennessee office of Prime Capital Investment Advisors, is back in studio with Josh Null and Jay Stubbs for another business owner focused podcast series. Now, normally the show topics are evergreen, but Will, Jay and Josh all felt that with a possibly historic election just days away, they would record some of their thoughts before th...

This episode is a great example of how fast technology is changing, and how that affects 401(k) plans. We've selected audio clips from a recent Qualified Plan educational webinar that Josh hosted with Matthew Eickman , the National Retirement Practice Leader for Prime Capital Investment Advisors & Qualified Plan Advisors . In this episode, Josh and Jay provide context to Electronic Disclosure Rule...

This episode features audio clips from a recent qualified plan educational webinar that Josh hosted with Matthew Eickman, the National Retirement Practice Leader for Prime Capital Investment Advisors & Qualified Plan Advisors. Josh and Jay provide context to the CARES Act content provided by Matthew, particularly around decisions plan sponsors had to make regarding opting in or out of certain CARE...

Lions & Tigers & Bears, oh my! If the global pandemic wasn't enough, Gulf Coast area business owners have also had to deal with multiple hurricanes!! Living along the Gulf Coast presents unique challenges and rewards for business owners. In the episode, Josh and Jay give their respective Top 5 lists for what area business owners are thinking about right now. Tune in to hear their thoughts on Hurri...

Josh & Jay are back in studio at Deep Fried Studios for the first time in months! It's been just a week since Hurricane Sally hit our part of the Gulf Coast with a fury. Josh and Jay discuss the impact of the storm plus everything that has changed over the past 6 months while dealing with the Covid pandemic. Tune into to hear the "good, the bad and the ugly" of the personal changes each host has e...

Josh & Jay welcome Chris Roper, Plan Success Consultant with Qualified Plan Advisors and Chris Bouffard, Managing Director of Wealth Management for Prime Capital Investment Advisors to the Deep Fried studios for Chapter 4 of our Retirement Planning and Education (REAP) Series, a 4 part series discussing important topics that business owners should know about with their employee retirement plan off...

Josh & Jay welcome Chris Roper, Plan Success Consultant with Qualified Plan Advisors and Tim Hakes, President of Prime Capital Investment Advisors to the Deep Fried studios for Chapter 3 of our Retirement Planning and Education (REAP) Series, a 4 part series discussing important topics that business owners should know about with their employee retirement plan offerings. In this episode, the guys d...

Josh & Jay welcome Chris Roper, Plan Success Consultant with Qualified Plan Advisors and Chris Bouffard, Managing Director of Wealth Management for Prime Capital Investment Advisors to the Deep Fried studios for Chapter 2 of our Retirement Planning and Education (REAP) Series, a 4 part series discussing important topics that business owners should know about their employee retirement plan offering...

Josh & Jay welcome Tim Hakes, President of Prime Capital Investment Advisors and Chris Roper, Plan Success Consultant with Qualified Plan Advisors to the Deep Fried studios to kick off Chapter 1 of our Retirement Planning and Education (REAP) Series, a 4 part series discussing important topics that business owners should know about their employee retirement plan offerings. In this episode, the guy...

Josh & Jay welcome Will Steih, Managing Director of Prime Capital Investment Adviso r's Tennessee office, to the studio for the 5 th and final chapter of our Business Owner Strategies & Solutions (B.O.S.S.) Series, a discussion about Employee Stock Ownership Plans (ESOPs). Why should a business owner consider offering ownership in their company to its employees? What are the typically criteria nee...

Welcome to the "Leadership in a Time of Crisis" series, where Josh & Jay have a series of conversations with the executive leadership of Prime Capital Investment Advisors , the independent RIA where Josh holds his Series 65 securities license. Tune in to hear behind the scenes details about how a large independent investment company navigated the most volatile month in market history while also de...

  Welcome to the "Leadership in a Time of Crisis" series, where Josh & Jay have a series of conversations with the executive leadership of Prime Capital Investment Advisors , the independent RIA where Josh holds his Series 65 securities license. Tune in to hear behind the scenes details about how a large independent investment company navigated the most volatile month in market history while also...

Welcome to the "Leadership in a Time of Crisis" series, where Josh & Jay have a series of conversations with the executive leadership of Prime Capital Investment Advisors, the independent RIA where Josh holds his Series 65 securities license. Tune in to hear behind the scenes details about how a large independent investment company navigated the most volatile month in market history while also dea...

Welcome to the "Leadership in a Time of Crisis" series, where Josh & Jay have a series of conversations with the executive leadership of Prime Capital Investment Advisors , the independent RIA where Josh holds his Series 65 securities license. Tune in to hear behind the scenes details about how a large independent investment company navigated the most volatile month in market history while also de...

Welcome to the "Leadership in a Time of Crisis" series, where Josh & Jay have a series of conversations with the executive leadership of Prime Capital Investment Advisors , the independent RIA, where Josh holds his Series 65 securities license. Tune in to hear behind the scenes details about how a large independent investment company navigated the most volatile month in market history while also d...

Welcome to the "Leadership in a Time of Crisis" series, where Josh & Jay have a series of conversations with the executive leadership of Prime Capital Investment Advisor's, the independent RIA where Josh holds his Series 65 securities license. Tune into hear behind the scenes details about how a large independent investment company navigated the most volatile month in market history while also dea...

Welcome to the "Building your Brand in a Time of Crisis" series, where Josh & Jay talk to local business owners & entrepreneurs from the studios of Deep Fried to discuss specific, actionable tips and ideas to help other business people & professionals navigate this crisis, especially as it relates to using technology and online platforms to stay in communication with clients and potential clients...

Welcome to the Building Your Brand In A Time of Crisis" series, where Josh & Jay talk to local business owners & entrepreneurs from the studios of Deep Fried to discuss specific, actionable tips and ideas to help other business people & professionals navigate this crisis, especially as it relates to using technology and online platforms to stay in communication with clients and potential clients t...