Deliberate Money Moves

The old school big firms in the financial industry make their stock market money one way. By processing transactions.   Join me in this episode of Deliberate Money Moves where we explore why the Financial Media does not care if you are successful or not.

Your Savings Target is the amount you want in savings so by definition, anything above this amount should be invested in your Long-Term Portfolio.   Join me in this episode of Deliberate Money Moves where we explore why every dollar has a job.

When tying your future wealth to something through investment, be sure what you are doing has always worked in the past.   Join me in this episode of Deliberate Money Moves where we explore the importance of a Diversified Portfolio.

Things will improve, we just don't know how.   Join me in this episode of Deliberate Money Moves where we explore why this is most important when the markets crash.

I'm so glad that today's culture has finally given a name to something that has killed many investors in the past. FOMO. Join me in this episode of Deliberate Money Moves where we explore why you should not be concerned with the Fear of Missing Out when it comes to your Long-Term Portfolio.

We've all heard that we should be diversified, but what does that mean?   Join me in this episode of Deliberate Money Moves where we explore the importance of self-discipline involving your Long-Term Portfolio.

Here's how most people invest. They act on impulse. They react to things they see in the news. Don't be like most investors.   Join me in this episode of Deliberate Money Moves where I share my own Investment Philosophy and you are welcome to use it as your own.

Your savings balances may fluctuate a lot during the year depending on stock vesting, property or income tax payments, and many other things. But your Savings Target should not fluctuate.   Join me in this episode of Deliberate Money Moves where we explore how to create a Savings Target.

No matter how much we plan or how much confidence we have in the future, it almost never turns out exactly as we expect.   Join me in this episode of Deliberate Money Moves were we discuss building flexibility in your finances.

Because we never know what the market will do in the short-term, we should not have any money invested that we plan to spend in the next 5 years.   Join me in this episode of Deliberate Money Moves where we explore why we need that cash on the sidelines away from risk until we spend it.

At least once each year you will likely experience some big financial change.   Join me in this episode of Deliberate Money Moves where we explore why it's important to know the long-term perspective these changes have on your financial life.

Every dollar you have should have a job. If you aren't giving a job to every dollar then your dollars are working against you.   Join me in this episode of Deliberate Money Moves where I discuss how and why its best to give every dollar a job.

When thinking about your spending, be sure to lump expenses together to save yourself from being overwhelmed by the number of categories you have.   Join me in this episode of Deliberate Money Moves where we discuss the Price Tag of Your Lifestyle.

We only have so much willpower to get through the day and the same goes double when it comes to managing your finances.   Join me in this episode of Deliberate Money Moves where we explore preserving your willpower and updating your spending plan.

We are too good at beating ourselves up and in our finances that happens most with our spending.   Join me in this episode of Deliberate Money Moves where we discuss aligning your spending with your values and focusing on what you can actually control.

If you want to do everything you want in life and then die with a dollar in your bank account or whatever amount you want to leave your kids, there is a simple equation.   Join me in this episode of Deliberate Money Moves where discuss this equation and why actually knowing your Spending is so important.

There is a lot of talk these days about aligning your investments with your values. But what about your spending?   Join me in this episode of Deliberate Money Moves where we explore the best way to align your spending and values.

You've probably heard this one before, but let's bring some reality to the topic of creating an emergency fund.   Join me in this episode of Deliberate Money Moves where we explore how much and where to keep your Emergency Fund.

If your goal is to do everything you want in life and die with at least a dollar in your bank account, or whatever amount you want to leave to your kids, then there is a simple equation that will tell you if you are on the right track.   Join me in this episode of Deliberate Money Moves where we explore this equation and why it's important to know your cash flow over your entire life.

Just like exercise, a little bit of financial health is much better than none.   Join me in this episode of Deliberate Money Moves where we explore why you shouldn't wait to get help and how gradual control is better than none!

I know it sounds crazy, but there are actually people out there to whom you can pay a fee in order to get advice that is not dependent on the product.   Join me in this episode of Deliberate Money Moves where we explore the benefits of Fee-Only Financial Advisors.

What is Financial Planning? I like to think about it in a very simple way.   Join me in this episode of Deliberate Money Moves where we explore why you need to have clarity in your finances before you can have control. Once you have control, you can be very intentional.

It's very easy to get caught up in what our neighbors and friends are doing and buying.   Join me in this episode of Deliberate Money Moves where we explore why your true values are usually reflected in your spending.

We can never know everything about your finances for the rest of your life.   Join me in this episode of Deliberate Money Moves where we explore the reasons our Financial Plan is constantly changing.

If you have built a financial plan in the past, I bet that it is outdated and worthless at this time.   Join me in this episode of Deliberate Money Moves where we explore the importance of the planning process.