Dave and Dharm DeMystify

This week, Dave and Dharm talk to Samora Kariuki from Finbank S.A. in Burundi about FinTech in Africa. Samora is incredibly knowledgeable and insightful about the topic having worked in digital finance for many years. A big takeout; how digital is truly globalising so much. Samora publishes a brilliant newsletter: Fintech Frontier (https://frontierfintech.substack.com/) which is well worth subscri...

Dave and Dharm have a fascinating discussion with Yves Roesti and Fraser Wilkie of Synpulse and Nick Wilde from Thought Machine about why Asia is rapidly becoming one of the most advanced regions for FinTech. Tied into this, we also discuss why the future of digital FS requires a much more creative and customer-centric approach.

In this episode, Dave and Dharm look across the fintech landscape and chat with Jim Marous about a wide range of topics, including the trip to China that Dave and he went on last year. Jim offers such a wise perspective on what is going on and truly demonstrates, why he is one of the top 5 fintech influencers in the world.

In this episode, Dave and Dharm talk to the amazing April Rudin about WealthTech. She helps demystify the digital opportunity in wealth management and gives a direct and honest appraisal of key trends in wealth management including mobile and social media. April is CEO of the global wealth management marketing firm, The Rudin Group, (https://therudingroup.com) and has been recognised by Onalytica...

In this weeks episode, Dave and Dharm chat to Jerry Blanton. Jerry was formally the Head of Customer Experience Design and Marketing at CitiBank FinTech Asia and EMEA, based out of Singapore. Jerry talks through why the Brand is important and helps demystify why it is so much more than a logo and corporate colour palette.

In this episode, Dave and Dharm are joined by Rahul Sanghi and Aaryaman Vir who DeMystify the India Stack. They talk about what it is, its origins, what has been achieved so far and the incredible opportunity it offers India for innovation in Fintech going forward. For further reading on the subject look no further than https://tigerfeathers.substack.com/ and the article "The Internet Country. How...

In this episode, Dave and Dharm chat to Ron Shevlin, Director of Research at Cornerstone Advisors and Senior Contributor at Forbes, Fintech Snark Tank (bit.ly/FintechSnarkTank). We discuss with Ron emerging trends in the US financial services landscape and how these compare to the UK. He also discusses how communities of interest are the new community banking opportunity.

In this episode, Dave and Dharm chat to the legendary David Birch, who helps to demystify the topic of digital identity. David does an incredible job of taking this complex subject and making it understandable.

In this episode, we talk to the award-winning Archie Hesse, CEO of GHIPSS. GHIPSS is a subsidiary of the Ghanaian Central Bank with a mission to re-engineer Ghana's payments system. Its mandate was to make it simple for citizens to access banking, ensure banking was flexible to use and secure. GHIPSS has transformed Ghana's underlying infrastructure, ensuring that the Ghanaian banking system is tr...

In this episode, Dave and Dharm look to demystify new banking paradigms in discussion with Bruce Pannaman co-founder of StorkCard. StorkCard is an amazing service that has been designed to meet the financial needs of new parents. The StorkCard proposition is to do the financial thinking for busy parents so that they can focus on the joys of having kids, not the costs.

In this episode, we welcome the incredible Leda Glyptis PhD, Chief Client Officer for 10X Future Technologies, to help us demystify core banking. What actually does core banking mean? And what is the future? Tune-in and listen and in a meer half an hour, we are pretty sure we will have covered any questions you might have!

In this episode, we talk to Professor Sue Black and Simon Schofield about the work that TechUP Women are doing to encourage more women into a career in technology. Through re-training and support, they aim to address the gender imbalance; women are currently significantly under-represented.

In this episode, Dave and Dharm demystify the man that is Brett King. In this incredibly candid interview, Brett and Dave talk about the work they did together with HSBC in HK and how that got Brett thinking... The rest, as they say, is history!

In this episode, Dave and Dharm talk to Adrian Webb and Max Wiggins of the Lab group, about the incredible work they are doing to determine vulnerability based on a user's online behaviour and what that could mean for delivering a customised user-experience. As you will hear, this is the cutting edge of true psychology-based insight driving innovation, but doing it for a purposeful outcome.

In the second of a 2 part mini-series, Dave and Dharm look back to the year 2000 and talk to Jeff Scott (CMO) and Paul Loberman (Senior Manager) about Inscape. Inscape was one of the very original FinTech companies, launched by the Abbey National (now Santander)in the year 2000. It was a superbly well-crafted wealth management proposition that combined the power of digital with relationship manage...

In the first of a 2 part mini-series, Dave and Dharm look back to the year 2000 and talk to Jeff Scott (CMO) and Paul Loberman (Senior Manager) about Inscape. Inscape was one of the very original FinTech companies, launched by the Abbey National (now Santander) in the year 2000. It was a superbly well-crafted wealth management proposition that combined the power of digital with relationship manage...

In this weeks episode, Dave and Dharm talk to Henry Baye, the CEO of Standard Chartered Jersey. Henry helps demystify the rise & rise of digital wallets in Africa and why they have become so dominant. Henry also talks about his experience as a CEO driving a digital transformation agenda and how the lessons he learned in his time in West Africa are being applied to his role in Jersey.

Two guests join Dave and Dharm this week to discuss hows banks are using social media. Paul Loberman, who is ex HSBC and Santander, gives a banks eye view, and Tilly Wallace a student at UWE who discusses her thoughts from the perspective of a 20 something. (Link to report discussed in the podcast - https://www.linkedin.com/pulse/banking-social-dave-wallace/)

This week the 2 D's demystify Banking as a Service (BAAS). By looking back through the mists of time to a web-based email service that they both helped create before there was even Hotmail, Dharm helps Dave to understand what BAAS actually is and why it is so relevant for the here and now!

In this weeks episode, the 2 D's talk about gamification in financial services with special guest Colin Weir. Colin is founder and Chief of Moroku Gamesystems which brings the power of gameplay to the financial services industry. We talk about how gamification can be used to help build more productive engagement and relationships.

In this weeks episode, Dharm demystifies microservices for Dave. Dave is baffled to begin with.

In this episode, Dave and Dharm talk about how they met and the challenges they faced 20 years ago when working on launching online insurance for Eagle Star Direct (now part of Zurich) and online banking for the Co-operative bank.

In this episode, Dave demystifies the design thinking process for Dharm. He explains why he believes it is crucial that design thinking is part of designing and developing a digital platform, product or service. Dharm is sceptical about it to begin with, so let's see if Dave can change his mind!

In this episode Dave and Dharm demystify Cloud. Dharm explains what the concept of cloud is and helps Dave to better understand why companies have adopted could based platforms